Allianz Motor third-party liability (Autoverzekering Wa)

No deductible on damage repaired by an Allianz Tophersteller, with a 4-year repair warranty and the bill sent straight to Allianz.

Bonusgarantie protects the policyholder's no-claims discount once per insurance year regardless of the claim amount.

Claims can be reported 24 hours a day, 7 days a week through the Allianz Nederland Hulpdienst.

Breakdown assistance (Pechhulp) is available not only abroad but also standard in the policyholder's own home town.

Driver restrictions

De bestuurder van de auto moet er met toestemming van de eigenaar in mogen rijden, moet een geldig rijbewijs hebben en mag niet meer alcohol, drugs of medicijnen hebben gebruikt dan wettelijk of medisch is toegestaan.

Claim notification deadline

Report damage to Allianz as soon as possible; the claims line is reachable 24 hours a day, 7 days a week.

Bonus-malus rules

Premium is set using a bonus-malus 'trede' (level) scale running from level 1 up to level 20; after a claim-free year the policyholder moves up a level and after a claim moves down, while 4 or more claims within one insurance year drop the policyholder straight to level 1.

Territorial scope

Coverage applies in the Netherlands and in the other countries shown on the Green Card (international motor insurance card); countries crossed out on the card are excluded.