Reviewed from source documents

Allianz Nederland Groep N.V.

Name: Allianz Nederland Groep N.V. Motor third-party liability
Brand: Allianz Nederland Groep N.V.
SKU: netherlands-mtpl-allianz

Allianz

Allianz is a motor third-party liability insurance for the Netherlands market with no online purchase and 24/7 assistance.

Last verified Sep 1, 2026Reviewed by: Boleron EUUnderwritten by: Allianz Benelux N.V.

24/7 helpline

Direct payment

Allianz may pay compensation directly to the party entitled to it and determines the best way to settle the claim.

Geographic scope

Netherlands

Coverage applies in the Netherlands and in the other countries shown on the Green Card (international motor insurance card); countries crossed out on the card are excluded.

Unique selling points

No deductible on damage repaired by an Allianz Tophersteller, with a 4-year repair warranty and the bill sent straight to Allianz.
Bonusgarantie protects the policyholder's no-claims discount once per insurance year regardless of the claim amount.
Claims can be reported 24 hours a day, 7 days a week through the Allianz Nederland Hulpdienst.
Breakdown assistance (Pechhulp) is available not only abroad but also standard in the policyholder's own home town.
Windscreen repairs through Allianz's affiliated glass partner come with no deductible for repairs.

Coverage limits

Bodily injury liability

€6,150,000 – €7,500,000

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Property damage liability

€2,500,000

Maximum compensation for damage to property/objects caused to third parties is €2.5 million; this figure is consistent across both the 03.1 and 04 T&C versions.

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Legal defence / traffic legal assistance

€50,000

Sold as a paid add-on to the WA, Beperkt Casco or All Risk cover. Reimburses litigation costs, experts and witnesses up to €50,000 in Green Card countries, up to €10,000 outside Green Card countries, and up to €7,500 for a self-chosen lawyer where one is not mandatory; assistance from NRS's own legal staff is uncapped.

SourceSource no longer reachable

Green Card (international motor insurance card)

Covered

The Green Card is issued together with the policy and shows in which countries the WA cover is valid; cover extends to Europe, Israel, Morocco, Tunisia and Turkey, and countries crossed out on the card are excluded.

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Breakdown assistance (Pechhulp)

Optional

Optional add-on providing 24/7 roadside assistance for breakdowns, including emergency repairs, towing and replacement transport, in the Netherlands, abroad, and even in the policyholder's own home town.

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Occupant damage insurance (SVI) - driver

€1,000,000

Optional Schadeverzekering voor Inzittenden (SVI) reimburses actual damages (medical costs, income loss, home-help costs, pain-and-suffering and death benefits) up to €1,000,000 per event; this limit is shared across all occupants of the vehicle, not paid per person.

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Occupant damage insurance (SVI) - passengers

€1,000,000

Same SVI cover and €1,000,000 per-event limit as for the driver; if total damages exceed this amount, compensation is divided among the occupants in proportion to the size of their loss, per Book 6 of the Dutch Civil Code.

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Key conditions

Territorial scope

Coverage applies in the Netherlands and the other countries shown on the Green Card; countries crossed out on the Green Card are excluded from cover.

Green card rules

The Green Card is issued with the policy and lists per country whether WA liability cover applies; for example cover extends to Europe, Israel, Morocco, Tunisia and Turkey.

Driver restrictions

De bestuurder van de auto moet er met toestemming van de eigenaar in mogen rijden, moet een geldig rijbewijs hebben en mag niet meer alcohol, drugs of medicijnen hebben gebruikt dan wettelijk of medisch is toegestaan.

Claim notification deadline

Report damage to Allianz as soon as possible; the claims line is reachable 24 hours a day, 7 days a week.

Bonus-malus rules

Premium is set using a bonus-malus 'trede' (level) scale running from level 1 up to level 20; after a claim-free year the policyholder moves up a level and after a claim moves down, while 4 or more claims within one insurance year drop the policyholder straight to level 1.