De Zeeuwse Motor third-party liability (Prive Pakket Online Personenauto Wa)

In addition to the insured liability amounts, De Zeeuwse pays statutory interest on the covered claim, the costs of defending against liability claims, and the costs of legal procedures; these may be paid on top of the insured sum, and the insurer decides whether conducting a procedure is necessary. No separate maximum amount is stated for these costs.

The policy is valid in the countries listed on the International Motor Insurance Card (formerly 'green card') issued with the policy, and not struck through on that card; this document also serves as proof of cover and provides the emergency assistance phone number.

If the insured vehicle can no longer be driven due to an accident, fire, or other external violence (not breakdown), De Zeeuwse arranges, via its emergency service, transport of the driver and passengers to an address in the Netherlands and the recovery/transport of the damaged vehicle. Abroad, De Zeeuwse also arranges transport of the vehicle to the nearest garage, transport home if repair cannot be completed within 4 working days (subject to cost vs. vehicle value tests), import/destruction of the vehicle if uneconomic to transport, and return travel costs for the driver and passengers in specified cases. No fixed monetary cap is stated for this accident-related assistance; mechanical breakdown (pech) assistance abroad is a separate benefit only available under Volledig casco, not under WA.

Liability for bodily injury to the driver of the insured vehicle is excluded from the WA liability cover. As a carve-back, this damage is nonetheless covered to the extent the driver has no right to compensation, benefit, or provision by any other means (e.g. no other insurance or scheme applies). A no-fault benefit for the driver's own injury is only available via the optional Ongevallenverzekering inzittenden (EUR 15,000 on death, up to EUR 45,000 on permanent disability, per occupant), or via the optional Verkeersschadeverzekering, which also covers damage to the driver and their belongings in a traffic accident up to EUR 1,000,000.