Reviewed from source documents

AWP P&C S.A. – Dutch Branch, trading as Allianz Global Assistance / Allianz Assistance

Allianz Assistance

Allianz Assistance is a travel insurance for the Netherlands market with online purchase and 24/7 assistance.

Last verified Sep 2, 2026Reviewed by: Boleron EUTerms & conditions: 2025-10Underwritten by: Allianz Global Assistance
Online purchase24/7 helpline

Direct payment

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Geographic scope

Europe (including Mediterranean non-European countries) or worldwide, selectable at purchase

Europe is defined to include the Azores, Canary Islands, Madeira and the non-European countries bordering the Mediterranean Sea

Unique selling points

  • The policy is fully modular: you build your own cover by choosing only the modules you need on top of the mandatory SOS Assistance and baggage base.
  • If a serious illness or accident requires repatriation, travelling family members can return home together at no extra cost.
  • Repatriation, including ambulance flights, is covered up to €75,000 under the mandatory SOS Assistance section.
  • Extra accommodation costs during an emergency are reimbursed up to €100 per person per day for up to 5 days.
  • Assistance is available 24/7 through Allianz's own worldwide alarm centres.

Coverage limits

Medical expenses

€1

Optional module covering medically necessary treatment costs abroad; exact insured amount not stated in the available folder excerpts.

Source

Emergency medical treatment

Optional

No limit stated

Not confirmed with an exact amount in the available official sources.

Hospitalization

Optional

No limit stated

Not found with a specific amount in the available official sources.

Outpatient treatment

Optional

No limit stated

Not found with a specific amount in the available official sources.

Emergency dental treatment

€500

Not found with a specific amount in the available official sources.

Medical transport

Covered

No limit stated

Covered under the SOS Assistance repatriation benefit; no separate amount stated beyond the overall repatriation limit.

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Medical evacuation / repatriation (incl. ambulance flight)

€75,000

Repatriation, including ambulance flights, is covered as part of the mandatory SOS Assistance section up to a maximum of €75,000.

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Repatriation of mortal remains

Covered

No limit stated

Referenced generally under SOS Assistance (help in case of death) but no distinct amount confirmed in the available official excerpts.

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Search and rescue

Covered

No limit stated

Not found with a specific amount in the three verified official sources.

COVID-19 treatment

Not established from the reviewed documents

Not addressed in the available official sources.

Pre Existing Conditions

Conditional

Vergoeding voor annulering als gevolg van een reeds bestaande medische aandoening is afhankelijk van het land waar je woont en de status van de medische aandoening op het moment dat je de reisverzekering afsloot; voor medische kosten tijdens de reis geldt dat kosten die je redelijkerwijs kon verwachten (bijvoorbeeld door een bestaande ziekte of gebreken) niet worden vergoed.

Source

Winter sports cover

€750

Available as an optional add-on module; specific insured amount not confirmed in the available official excerpts.

Source

Adventure / special sports cover

€3

Available as an optional add-on module ("bijzondere sporten"); specific insured amount not confirmed in the available official excerpts.

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Pregnancy complications

Not established from the reviewed documents

Not addressed in the available official sources.

Personal liability

Not established from the reviewed documents

Not found with a specific amount in the three verified official sources.

Legal assistance

Not established from the reviewed documents

Not addressed in the available official sources for the short-term travel insurance folder/terms.

24/7 SOS emergency assistance

Covered

24/7 access to Allianz's own emergency alarm centres is a mandatory core part of the policy, providing coordination, hospitalization arrangement and additional accommodation costs (max €100 p.p. per day, max 5 days).

Source

Key conditions

Assistance call deadline

For serious medical emergencies, the alarm centre must be contacted immediately, before treatment is sought, so that assistance can be authorized.

Unauthorized treatment

Failing to contact the alarm centre before receiving non-emergency treatment abroad may result in the claim being denied or reduced.

Purchase while abroad

Een Allianz reisverzekering kan tot uiterlijk de dag vóór vertrek worden afgesloten, maar niet meer nadat je al op je vakantiebestemming bent aangekomen; afsluiten terwijl je al in het buitenland/onderweg bent is dus niet mogelijk.

Chronic conditions

Kosten die voortkomen uit een bestaande of chronische ziekte/aandoening die je al had vóór het afsluiten van de reisverzekering, en die je redelijkerwijs kon verwachten, zijn uitgesloten van dekking voor medische kosten; alleen spoedeisende en onvoorziene medische kosten tijdens de reis zijn gedekt.

Pregnancy

Zwangerschapscomplicaties tijdens de reis (bijvoorbeeld pre-eclampsie) die spoedeisende medische hulp vereisen, zijn gedekt onder de medische kostendekking; een normale zwangerschap en reguliere controles zijn echter niet meeverzekerd op zowel de kortlopende als doorlopende reisverzekering. Bij de annuleringsverzekering geldt zwangerschap(scomplicaties) als geldige annuleringsreden, mits je bij het afsluiten van de verzekering nog niet wist dat je zwanger was.

Pre-existing condition exclusions

Vergoeding voor annulering als gevolg van een reeds bestaande medische aandoening is afhankelijk van het land waar je woont en de status van de medische aandoening op het moment dat je de reisverzekering afsloot; voor medische kosten tijdens de reis worden kosten die je redelijkerwijs kon verwachten door een bestaande ziekte of gebreken niet vergoed.

Coverage duration limit

The short-term travel insurance is limited to a maximum continuous trip duration of 60 days and cannot be extended for longer trips.

Where to buy

Documents

Short-term Travel Insurance folder (Oct 2025 edition, AA01*23_V)

Table of benefits

Open

Short-term Travel and Cancellation Insurance folder (March 2018 edition, archived)

Table of benefits

Open

Short-term Travel Insurance terms and conditions (ALG18, D-RV13, P-RV18, P-AV18, C-AVSR11, A-WEG18)

Terms & conditions

Open

Policy specifics

Repatriation

Return transport to the Netherlands including ambulance flights for serious medical conditions

Source

Baggage coverage

Coverage for loss, damage or theft of baggage and personal belongings during travel

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SOS Emergency Assistance

24/7 emergency helpline access and emergency coordination services including hospitalization arrangement

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Coverage area

Selectable coverage zones: Europe, World (excluding North America), or World (including USA/Canada)

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Maximum trip duration

Short-term insurance limited to maximum continuous trip duration of 60 days

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Policy is non-cancelable after purchase

Short-term travel insurance cannot be cancelled once purchased; only ends upon return

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Medical emergency contact requirement

For serious medical emergencies, must contact alarm center immediately before seeking treatment to authorize assistance

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Claim notification deadline

Policyholder must notify claims within 7 calendar days in writing for all incidents

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Police report requirement for theft/loss

For theft or loss claims, official police report or carrier notification must be obtained within 24 hours of discovery

Source

Premium payment must precede coverage

Coverage only starts after full, indivisible premium payment received by insurer or intermediary

Source

Sources