Interpolis Travel insurance (Doorlopende Reisverzekering Geneeskundige Kosten)

No overall monetary cap is stated; reimburses the necessary medical treatment cost per insured per trip as a supplement to the Dutch basic health insurance. Only covered if the Dutch health insurer would offer cover in that country and treatment cannot wait until the insured is home.

Reimburses treatment prescribed by a doctor recognised by the local government, during the trip only; no cost cap stated, but follow-up treatment back in the Netherlands is excluded.

Reimburses the cost price of hospital admission and treatment, provided the hospital is recognised by the local government; no monetary cap stated.

Reimburses examinations, medicines and bandages prescribed by a doctor or dentist at cost price; no monetary cap stated.

Reimburses treatment prescribed by a dentist recognised by the local government, up to €500 per insured per trip; only during the trip, not for follow-up treatment in the Netherlands.

Reimburses, at cost price, transport to and from a hospital when the insured is ill or has had an accident, and transport to another hospital if medically necessary, during the trip abroad only. Separately, travel costs for accompanying persons visiting the insured in hospital are reimbursed up to €250 per insured per trip under the Personenhulp module.

The 24/7 alarm centre arranges and pays the extra cost of the insured's return transport when medical problems occur during the trip, plus necessary extra accommodation costs; no monetary cap stated.

If the insured dies abroad, covers transport of the body (and coffin) to the Netherlands, or alternatively burial/cremation at the place of death including travel and up to 3 days' accommodation costs for close family. The insurer never pays more than the cost of repatriating the deceased to the Netherlands.

Covers search and rescue costs carried out by or under the direction of an official search-and-rescue organisation, including transport to inhabited areas; no monetary cap stated. If the need for rescue arises from winter or underwater sports, the optional sports extension must also be in force.

Not addressed as a distinct benefit in these documents.

Never covered if the insured knew, or could have known, that they would need medical treatment during the trip, for example because of an existing illness or condition, or because the trip was undertaken to receive treatment.

Optional extension required for skiing, snowboarding and diving. Combined with the medical expenses module it covers medical costs for accidents while doing these sports; excludes competitions/training (except Gästerennen), off-piste skiing without an officially certified guide (or during avalanche warning level 4+), and a list of extreme winter sports (e.g. heli-skiing, ice climbing, speed skiing). Not required for cross-country skiing, ice skating or snorkelling.

Extreme forms of winter sport (e.g. boat-skiing, bobsleighing, heli-skiing, ski-jumping, skeleton, speed skiing, ice climbing, ice-waterfall climbing) are never covered, even with the winter/underwater sports extension.

Not addressed as a distinct benefit in these documents.

Not offered under this travel medical/assistance module in the reviewed documents.

Not offered under this travel medical/assistance module in the reviewed documents.