Cooperatie Menzis U.A.

The supplementary policy pays, on top of the Basisverzekering, the full remaining difference between what the Basisverzekering reimburses (the Dutch standard tariff) and the actual costs charged abroad for emergency care, so the policyholder ends up with the full bill covered.

Emergency medical care needed abroad, which cannot wait until return to the Netherlands and was unforeseeable, is fully reimbursed in combination with the Basisverzekering.

The supplementary policy documents do not separately quantify or address hospitalization abroad as a distinct benefit; it is presumably covered under the general emergency-care top-up, but this is not explicitly stated.

Outpatient treatment abroad is not separately quantified; it is presumed to fall under the general emergency-care top-up but this is not explicitly addressed in the source documents.

Emergency dental care abroad (acute pain that cannot wait until return to the Netherlands and was unforeseeable) is reimbursed up to €250 per calendar year. Planned treatments such as fillings, implants, or crowns are excluded as foreseeable.

Transport from abroad to a healthcare facility in the Netherlands in case of illness, accident, or death is reimbursed in full (100%), but only when the Menzis Alarmcentrale determines the medical necessity and itself arranges the transport.

Evacuation/repatriation from abroad to the Netherlands for medical reasons is fully reimbursed, conditional on the Menzis Alarmcentrale determining medical necessity and arranging the transport; if a travel companion's accompaniment is deemed necessary, those costs are also covered.

The source documents do not separately mention COVID-19 as a distinct condition; general emergency medical care rules would presumably apply, but this is not stated explicitly.

The documents state emergency care must have been unforeseeable, which implicitly disfavors pre-existing conditions, but no explicit statement addresses pre-existing conditions as such.

The T&C only mentions winter sports in the context of non-medical-necessity transport home (e.g. a broken arm during a winter sports holiday), for which it refers the policyholder to a separate travel policy; it does not state a position on medical cover during winter sports specifically.

No statement in the source documents addresses medical cover abroad for adventure/extreme sports specifically; the dangerous-sports exclusion list found elsewhere in the T&C applies to a different benefit (physiotherapy after an accident in the Netherlands) and is not transferable to this field.

The source documents do not separately address pregnancy complications abroad; general unforeseeable-emergency rules would presumably apply, but this is not stated explicitly.

Personal liability cover does not exist within this Dutch supplementary health/travel-medical product line; it is not a peril this product line addresses.

Legal assistance cover does not exist within this Dutch supplementary health/travel-medical product line.