Verzekeruzelf Travel insurance (Doorlopende Reisverzekering)
Underwritten by Verzekeruzelf · Netherlands
travel insurance from Verzekeruzelf for the Netherlands market, with online purchase and 24/7 assistance.
Last verified Sep 1, 2026
Key facts
- Verzekeruzelf
- Starting price: €2.09per monthAs published by the insurer — it does not say who the price is for
Unique selling points
Travel insurance starts from as little as €2.09 per month.
No deductible applies to the base assistance coverage, unlike many optional modules at other insurers.
Policyholders always receive help from the insurer's own 24/7 alarm centre in case of accident or illness.
Three selectable base packages (Basis, Comfort, Optimaal) let customers tailor cover so they never pay for more than they need.
Coverage limits
Medical expenses
Conditional
The medical expenses cover is a supplement to the policyholder's Dutch health insurance; if the policyholder has no Dutch health insurance, this cover does not apply. The insured amount depends on the chosen base package (Basis/Comfort/Optimaal).
Section: Wat is verzekerd? > Keuze: medisch
De dekking Geneeskundige kosten is een aanvulling op uw zorgverzekering.
Emergency medical treatment
Conditional
No limit stated
Not distinguished as a separate benefit from the general 'Geneeskundige kosten' (medical expenses) module in the reviewed sources.
Hospitalization
No limit stated
Not stated as a distinct benefit in the reviewed sources.
Outpatient treatment
No limit stated
Not stated as a distinct benefit in the reviewed sources.
Emergency dental treatment
No limit stated
Not stated in the reviewed sources.
Medical transport
Covered
In the event of an accident or illness, the insurer arranges and covers transport home for the insured; no maximum amount is stated.
Section: Wat is verzekerd?
Bij een ongeluk of ziekte regelen en vergoeden wij vervoer naar huis, hulp aan uw gezin en repatriëring.
Medical evacuation
Covered
The insurer's 24/7 alarm centre arranges assistance and evacuation-related transport in case of accident or illness; no maximum amount is stated.
Section: Wat is verzekerd?
U krijgt altijd hulp van onze alarmcentrale. Bij een ongeluk of ziekte regelen en vergoeden wij vervoer naar huis, hulp aan uw gezin en repatriëring.
Repatriation of remains
Covered
In the event of an accident or illness, the insurer arranges and covers repatriation; no maximum amount is stated.
Section: Wat is verzekerd?
Bij een ongeluk of ziekte regelen en vergoeden wij vervoer naar huis, hulp aan uw gezin en repatriëring.
Pre-existing conditions
No limit stated
Not stated in the reviewed sources for this specific product.
Winter sports cover
Optional
Optional add-on for skiing and snowboarding that also covers the policyholder during winter sports activities.
Section: Wat is verzekerd? > Keuze: wintersport en bijzondere sporten
Met de dekking skiën en snowboarden bent u ook verzekerd tijdens wintersporten.
Adventure sports cover
No limit stated
Not stated for this product line in the reviewed current sources.
Pregnancy complications
No limit stated
Not stated in the reviewed sources.
Legal assistance
Optional
Optional add-on covering legal advice and legal assistance in case of legal disputes while traveling.
Key conditions
Assistance call deadline
In case of a claim, call the alarm centre as soon as possible and in any case before taking any other action.
SourceInsurers' association documentSection: Wat zijn mijn verplichtingen?
Heeft u toch schade? Bel dan zo snel mogelijk de Alarmcentrale, in ieder geval voordat u andere actie onderneemt.
Unauthorized treatment
Not stated in the reviewed sources.
Purchase while abroad
Not stated in the reviewed sources.
Chronic conditions
Not stated in the reviewed sources.
Pregnancy
Not stated in the reviewed sources.
Pre-existing condition exclusions
Not stated in the reviewed sources.
Coverage duration limit
The base cover is valid year-round; the maximum duration of a single trip depends on the chosen base package, but the exact per-package limits are not stated in the reviewed current sources.
Direct payment
Not stated in the reviewed sources.
Territorial scope
Within the Netherlands, cover applies only to booked holidays or when a stay in the Netherlands is part of a trip abroad.
Documents
Insurance Product Information Document - Doorlopende Reisverzekering (opens in a new tab)
Product information sheet · PDF
Official product page - Doorlopende Reisverzekering (opens in a new tab)
Other document · PDF
Legacy insurance information card - Klikklaar Doorlopende Reis (2017 version) (opens in a new tab)
Product information sheet · PDF
Policy specifics
Medical expenses as supplement to health insurance
Medical costs coverage is supplementary to the policyholder's Dutch health insurance and does not apply if no health insurance is held in the Netherlands
SourceInsurers' association documentSection: Wat is verzekerd? > Keuze: medisch
De dekking Geneeskundige kosten is een aanvulling op uw zorgverzekering. Heeft u geen zorgverzekering in Nederland? Dan geldt deze dekking niet.
Repatriation and family assistance
Upon accident or illness, the insurer arranges and covers transportation home, family assistance, and repatriation services
SourceInsurers' association documentSection: Wat is verzekerd?
Bij een ongeluk of ziekte regelen en vergoeden wij vervoer naar huis, hulp aan uw gezin en repatriëring.
Baggage coverage with tiered deductibles
Maximum baggage coverage up to €6,000 per trip with deductibles varying by package level: Basic €100, Comfort €50, Optimal €0
SourceInsurers' association documentWinter sports and special sports coverage
Optional cover for skiing and snowboarding (winter sports); special/adventure sports are not covered.
SourceInsurers' association documentSection: Wat is verzekerd? > Keuze: wintersport en bijzondere sporten > Extra informatie
Er is geen dekking voor bijzondere sporten.
Vehicle breakdown assistance
Assistance covered for breakdowns of own vehicles including cars, caravans, campers, and motorcycles during travel
SourceInsurers' association documentSection: Pech op reis
Bij pech met eigen vervoer, zoals auto, camper, caravan of motor, bent u verzekerd van hulp door de alarmcentrale.
Baggage deductible varies by package
The deductible for baggage cover depends on the chosen package: Basis €100.00, Comfort €50.00, Optimaal €0.00.
SourceInsurers' association documentSection: Wat is verzekerd? > Keuze: bagage > Extra informatie
Het eigen risico voor bagage is afhankelijk van de gekozen dekking. Basis: € 100,00 Comfort: € 50,00 Optimaal: € 0,00.
Maximum trip duration per journey
The maximum trip duration is 60 days per journey, after which cover ends unless force majeure applies; current sources do not state different limits for each package (Basis/Comfort/Optimaal).
SourceInsurers' association documentSection: Reisduur
De reis mag maximaal 60 dagen duren. Daarna komt de dekking te vervallen.
Geographic coverage area selection
Policyholder selects geographic coverage: Europe or World coverage for each trip
SourceInsurers' association documentNetherlands domestic travel restriction
Within Netherlands, coverage applies only to booked vacations or when domestic stay is part of an international trip
SourceInsurers' association documentSection: Waar verzekerd? > Extra informatie
Binnen Nederland is er alleen dekking tijdens geboekte vakanties of wanneer het verblijf in Nederland onderdeel is van een buitenlandse reis.
Family member coverage eligibility
Policyholder can cover themselves and family members, including adult children up to age 27 who are study-dependent or living at home
SourceInsurers' association documentSection: Voor wie?
Uzelf en uw gezinsleden. Ook meerderjarige, ongehuwde kinderen die voor studie uitwonend zijn, zijn meeverzekerd.
No deductible on base assistance coverage
The basic assistance and emergency help coverage has no deductible; deductibles apply only to optional additional modules
SourceVerzekeruzelf Travel insurance