Insurer profile
Balcia Insurance SE European Company Branch in Poland
Balcia Insurance SE is a Latvian-based European insurer operating in Poland as a branch since 2009, offering non-life insurance products including motor, home, travel, accident, and liability insurance primarily through online and agency channels.
Source- Legal entity
- Balcia Insurance SE European Company Branch in Poland
- Headquarters
- Riga, Latvia (Polish branch: Warsaw, Poland)
- Parent group
- Balcia Insurance SE
- Regulator
- Polish Financial Supervision Authority (Komisja Nadzoru Finansowego, KNF)
- Phone
- +48 22 274 22 22
- info@balcia.pl
- Founded
- 1993
- Last verified
- Aug 18, 2026
Products from Balcia Insurance SE European Company Branch in Poland
motor
Motor Third Party Liability Insurance (MTPL)
Mandatory motor third-party liability insurance covering damage caused to third parties by the insured vehicle.
motor
Comprehensive Car Insurance (CASCO / Autocasco)
Voluntary comprehensive vehicle insurance (All Risk) covering damage, theft, vandalism, and natural disasters.
motor
Car Glass Insurance
Insurance covering repair or replacement of damaged vehicle glass (windshields and windows).
motor
Accident Insurance for Car Driver and Passengers (NNW)
Personal accident insurance for vehicle driver and passengers covering injury, disability and death resulting from road accidents.
motor
Motor Assistance
Roadside assistance service covering breakdown, towing, and travel continuation support for vehicle owners.
property
Home Insurance (House Combo)
Comprehensive home/apartment insurance covering property damage, civil liability, accidental injuries, and home assistance.
travel
Travel Insurance
Travel insurance for domestic and international trips covering medical costs, repatriation, baggage, and trip extensions due to health reasons.
travel
Insurance for Foreigners
Travel and health insurance package for foreigners residing in Poland, covering medical costs, accident consequences, and civil liability.
health
Personal Accident Insurance (NNW)
Personal accident insurance covering injuries, permanent disability, and death resulting from accidents during everyday life and recreational sports.
health
Extreme Sports Insurance
Accident and health insurance designed for extreme sports enthusiasts and high-risk activities, covering injuries, hospitalization, and death.
health
Junior Insurance (NNW for Children)
Accident insurance for children and young athletes covering injuries during sports activities, training, competitions, camps, and liability for damage caused by the child.
liability
Civil Liability Insurance (Private Life)
Personal civil liability insurance covering damage caused to third parties during everyday life, including damage by children, pets, and during holidays.
other
City Combo (Micromobility Insurance)
Package insurance for urban micromobility users (bicycles, e-scooters, skateboards) covering personal accidents, vehicle damage or loss, and civil liability.
Regulatory updates
The Polish branch of Balcia Insurance SE is registered in the National Court Register (KRS 0000493693) and supervised by the KNF within the EU single insurance market passport framework. In 2024, the branch implemented the Internal Reporting and Follow-Up Procedure under the Act of June 14, 2024, on the Protection of Whistleblowers. In 2025, the company strengthened business continuity solutions for geopolitical scenarios and adopted a Sustainability Policy, Supplier Code of Conduct, and Diversity and Inclusion Policy.
Reputation and reviews
Verified offer pages
Motor casco
Balcia is a motor casco insurance for the Poland market with online purchase and limited assistance availability.
Last verified Aug 19, 2026
Motor third-party liability
Balcia is a motor third-party liability insurance for the Poland market with online purchase and limited assistance availability.
Last verified Aug 19, 2026
Travel insurance
Balcia is a travel insurance for the Poland market with online purchase and 24/7 assistance.
Last verified Aug 19, 2026