Insurer profile
Nationale-Nederlanden Towarzystwo Ubezpieczeń S.A. (non-life products, including travel); Nationale-Nederlanden Towarzystwo Ubezpieczeń na Życie S.A. (life products)
Nationale-Nederlanden Towarzystwo Ubezpieczeń S.A. (non-life products, including travel); Nationale-Nederlanden Towarzystwo Ubezpieczeń na Życie S.A. (life products) · Poland
Overview
Nationale-Nederlanden (NN) is one of the market leaders in life insurance in Poland, operating since 1994 as part of the international NN Group. The company offers life and health insurance, property insurance, pension products (OFE, IKE, IKZE, PPK), and travel insurance, serving over 4 million customers.
Source16
Products in this market
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Offer pages
Company details
- Parent group
- NN Group N.V.
- Regulator
- Polish Financial Supervision Authority (Komisja Nadzoru Finansowego – KNF)
- Phone
- +48 22 522 71 24
- [email protected]
Products from Nationale-Nederlanden Towarzystwo Ubezpieczeń S.A. (non-life products, including travel); Nationale-Nederlanden Towarzystwo Ubezpieczeń na Życie S.A. (life products)
Property3
Home and Apartment Insurance – Moje cztery kąty
Property insurance for owners and tenants covering damage from fire, flooding, theft, and other random events, with optional third-party liability and assistance.
Rental Apartment Insurance
Insurance for landlords renting out property, covering accidental damage by tenants, rental income loss, and alternative accommodation costs.
Tenant Insurance
Insurance for tenants covering their movable property inside the rented apartment and liability towards the landlord and neighbours.
Health3
Child Accident Insurance (NNW)
Individual personal accident insurance for children covering injuries, fractures, hospital stays due to illness or accident, private tutoring support, and psychological help.
Hospitalisation and Surgery Insurance
Insurance covering hospitalisation and surgery costs resulting from illness or accident, available as a standalone policy or an add-on to life insurance.
Child Life and Critical Illness Insurance
Add-on insurance for children covering serious illnesses and bodily injury, available as an extension to the Ochrona jutra life insurance policy.
Travel3
Travel Insurance (World)
International travel insurance covering medical costs abroad, travel assistance, personal liability, accidental death, and travel disruption.
Travel Insurance (Poland)
Domestic travel insurance for trips within Poland, covering accidents and assistance during travel.
Trip Cancellation or Interruption Insurance
Insurance covering financial losses arising from the cancellation or interruption of a planned trip.
Life3
Life Insurance – Ochrona jutra (Tomorrow's Protection)
Individual life insurance providing a death benefit to beneficiaries, with optional add-on contracts for illness, hospital stays, accidents, disability, and premium waiver.
Group Life Insurance
Group life insurance for employees offered through employers, covering death, accidents, illness, hospitalisation, and surgery, with customisable add-on contracts.
Investment and Savings Life Insurance
Life insurance with an investment component allowing policyholders to invest in unit-linked funds with flexible contributions and withdrawals.
Other2
Bicycle and Cyclist Insurance – Na dwa koła
Insurance for cyclists covering the bicycle or e-scooter against theft, damage, and random events, plus personal accident (NNW) and optional civil liability (OC) for the cyclist.
E-Scooter Insurance
Insurance for electric scooters covering damage, theft, personal accident, and optional third-party liability for the rider.
Regulatory updates
In January 2026, KNF approved Generali PTE to take over management of NNLife OFE and NNLife DFE. In December 2024, NN PTE reported an inadvertent breach of investment limits in the NN OFE fund under the pension fund act. The Supervisory Board of NN PTE positively assessed the company's compliance with KNF Corporate Governance Principles for 2025 at its March 2026 meeting. NN remains fully licensed and under ongoing KNF supervision for both life (TUnŻ) and non-life (TU) insurance activities.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from Nationale-Nederlanden for the Poland market, with online purchase and 24/7 assistance.
Last verified Aug 18, 2026