Insurer profile

SIGNAL IDUNA Polska Towarzystwo Ubezpieczeń S.A.

SIGNAL IDUNA Polska Towarzystwo Ubezpieczeń S.A. is the Polish subsidiary of the German SIGNAL IDUNA Group, operating since 2001. It is a pioneer of private health insurance with hospital treatment in Poland, and offers health, travel, life, accident, and property insurance for individuals and businesses.

Source
Legal entity
SIGNAL IDUNA Polska Towarzystwo Ubezpieczeń S.A.
Headquarters
Warsaw, Poland
Parent group
SIGNAL IDUNA Group
Regulator
Polish Financial Supervision Authority (KNF)
Phone
+48 22 505 65 06
Email
infolinia@signal-iduna.pl
Founded
2001
Last verified
Aug 18, 2026
Official website

Products from SIGNAL IDUNA Polska Towarzystwo Ubezpieczeń S.A.

health

Moja Pełnia Zdrowia (My Full Health) – individual health insurance

Individual private healthcare program available in four coverage tiers (Silver, Silver+, Gold, Platinum), offering access to specialist consultations, diagnostics, and hospital treatment via Polmed medical centers throughout Poland.

health

Pełnia Zdrowia Direct+ – health insurance without medical questionnaire

An economical individual or family health package available without a medical questionnaire, providing access to around 400 medical facilities nationwide with specialist consultations and basic diagnostic tests.

health

Zdrowie Plus – premium individual health insurance

A premium individual health package guaranteeing short waiting times (GP within 48 hours, specialist within 5 working days), with the option to add family members including parents and parents-in-law.

health

Pełnia Zdrowia Polmed – health insurance via Polmed network

Health insurance package built around cooperation with Polmed medical centers, covering specialist consultations for adults and children, diagnostic tests, surgical procedures, and rehabilitation.

health

Group Health Insurance for companies

Flexible group health insurance packages (Classic, Premium, Prestige) for companies wishing to invest in employee health and satisfaction.

travel

Bezpieczne Podróże – travel insurance

Comprehensive travel insurance covering medical treatment costs (including COVID-19), rescue and assistance services, personal accident, with optional extensions for luggage, sports equipment, and personal liability.

travel

Annual travel insurance

Annual travel policy for individuals making multiple trips abroad throughout the year, covering medical expenses, rescue, and assistance services.

travel

NNW na terytorium RP – domestic personal accident insurance

Basic travel insurance covering personal accident consequences and death during domestic trips within Poland.

travel

SKI – winter sports travel insurance

Specialised travel insurance for skiers and winter sports enthusiasts covering high-risk sport injuries, rescue and rehabilitation costs, without additional premium surcharges.

travel

Ubezpieczenie Kosztów Imprezy Turystycznej – trip cancellation insurance

Insurance covering the financial costs of cancelling or interrupting an organised trip due to one of 31 covered reasons, with optional extensions.

travel

Bezpieczne Rezerwacje – reservation cancellation insurance

Insurance protecting against costs arising from cancellation or interruption of travel bookings from one of 31 covered reasons, with three optional additional clauses.

travel

Business Travel – corporate travel insurance

Corporate travel insurance for business trips, providing employees with medical, accident, and assistance coverage while abroad.

travel

Foreigners insurance in Poland

Travel medical insurance designed for foreigners staying in the territory of Poland, covering medical treatment costs and assistance services.

health

Zdrowie bez granic – medical treatment abroad add-on

An add-on to health or life insurance covering organization and costs of medical treatment abroad up to 2 million EUR.

life

Term life insurance

Individual term life insurance providing financial protection for the insured's family in the event of death.

life

Myśląc o Jutrze – endowment life insurance

Endowment life insurance for individuals up to age 65 (with coverage to age 75) combining life protection with a guaranteed savings component.

life

Niezawodna Ochrona Plus – life insurance

Individual life insurance product offering comprehensive protection for individuals up to age 69, with coverage up to age 80.

life

Children's provision insurance (Ubezpieczenie zaopatrzenia dzieci)

Life insurance for children with a benefit payable upon permanent disability or death of the insured.

life

SIGO – open group life insurance

Flexible group life insurance open to individuals aged 16–69, which can be joined individually without employer membership.

life

Multiochrona – group life insurance for companies

Group life insurance solution designed for companies to provide financial protection for their employees.

life

Program Twoja Firma – corporate life insurance programme

Corporate life insurance programme for businesses, providing tailored group life coverage for employees.

health

NNW – personal accident insurance

Personal accident insurance covering consequences of accidents including permanent disability and death, available for individuals and groups.

health

Pakiet Najbezpieczniejsi / Nowa Klasa – children and youth accident insurance

Individual accident insurance for children and young people aged 6 months to 26 years, including personal liability cover up to PLN 100,000 for damages caused by the child.

property

Pakiet DOM – home and household contents insurance

Property insurance package for homes and apartments covering the building/apartment, household contents, personal liability, and personal accident.

property

Bezpieczna Firma – SME property insurance

Comprehensive property insurance package for small and medium-sized enterprises covering business assets, electronic equipment, fire, theft, and loss of profit.

property

Pakiet FIRMA – business property insurance package

Business property insurance package for companies covering a broad range of commercial risks including fire, theft, machinery breakdown, and construction-assembly risks.

liability

OC dla firm – commercial third-party liability insurance

Third-party liability insurance for businesses, covering damages caused to third parties in connection with business activities.

health

Pakiet Szkoła – school accident group insurance

Group personal accident insurance for school children and students, covering accidents at school, at home, and during school excursions.

Regulatory updates

Both Polish Signal Iduna companies (SIGNAL IDUNA Polska TU S.A. and SIGNAL IDUNA Życie Polska TU S.A.) are subject to ongoing supervision by the KNF (Komisja Nadzoru Finansowego) and must comply with solvency and financial security requirements. As of the latest KRS entry (entry no. 138, effective 20 April 2026), the company's board structure was updated. The companies hold subordinated loans from their parent shareholder. No specific KNF enforcement actions were found in recent public communications.

Reputation and reviews

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Travel insurance

SIGNAL IDUNA is a travel insurance for the Poland market with online purchase and 24/7 assistance.

Last verified Aug 18, 2026