Insurer profile
Towarzystwo Ubezpieczeń Europa S.A.
Towarzystwo Ubezpieczeń Europa S.A. · Poland
Overview
Towarzystwo Ubezpieczeń Europa S.A. (TU Europa) is one of the fastest-growing insurance companies in Poland, specialising in travel, property, sports, health and life insurance products, primarily distributed through bancassurance, affinity and direct online channels. The company has been operating for over 30 years and covers millions of clients across Poland.
Source16
Products in this market
1
Offer pages
Company details
- Parent group
- Talanx AG (via HDI International AG)
- Regulator
- Polish Financial Supervision Authority (Komisja Nadzoru Finansowego, KNF)
- Phone
- +48 71 36 92 887
- [email protected]
Products from Towarzystwo Ubezpieczeń Europa S.A.
Property3
Home and Apartment Insurance (Własny Kąt / MyFlat / MyHouse)
Comprehensive insurance for houses and flats covering walls, fixed elements, movable property and home assistance against fire, flooding, theft and other perils, with sums up to PLN 1.5 million.
Landlord Property Insurance (MyProperty)
Insurance for landlords renting out their property, including coverage against loss of rental income and third-party liability as a landlord.
Tenant Insurance (MyRent)
Insurance dedicated to tenants renting apartments or houses, covering movable property, third-party liability and home assistance.
Health2
NNW School Insurance (Bezpieczne Kroki)
Accident insurance for children, pupils, students and educational staff up to age 26, providing 24/7 coverage in school, at home and on holiday in Poland and abroad.
NNW Sport – Sports Accident Insurance (Aktywni w sporcie / Run&Fun)
Accident insurance for active sports participants including runners, cyclists and multi-sport enthusiasts, covering permanent disability, death, medical costs and optional sports equipment protection.
Liability2
Personal Third-Party Liability Insurance (OC w życiu prywatnym)
Third-party liability insurance covering damage caused to others in everyday private life, including during recreational sports and pet ownership.
Legal Protection Insurance for SMEs (Ubezpieczenie ochrony prawnej dla firm)
Legal protection insurance for small and medium-sized businesses covering legal costs and liability arising from business disputes.
Travel5
Travel World – Travel Insurance (Europe & World)
Comprehensive travel insurance for trips abroad covering medical costs, rescue and transport, NNW, 24h assistance, chronic diseases and sports activities, available in multiple variants.
Travel World USA – Travel Insurance for the USA
Specialised travel insurance for trips to the United States, covering medical costs up to 2.5 million EUR, NNW, transport and rescue, and chronic diseases.
Travel World Ski & Snowboard – Winter Sports Travel Insurance
Travel insurance dedicated to skiers and snowboarders, covering medical costs, rescue, NNW, assistance and sports equipment.
Cancellation Costs Insurance (Koszty Rezygnacji)
Insurance covering the costs of cancellation or interruption of a pre-booked trip due to illness, accident or other covered events.
NNW Domestic – Accident Insurance for Travel within Poland
Accident and sports insurance for active leisure and travel within Poland, including medical assistance, sports equipment coverage and NNW.
Other2
Bicycle and E-Scooter Insurance (Ochrona na kołach)
Insurance for cyclists and electric scooter users covering NNW, vehicle and luggage, and third-party liability, with optional extension for amateur competitions and high-risk sports.
Smartphone Screen Insurance (Screenity)
Insurance covering accidental damage to smartphone screens, with repair or replacement of the display up to PLN 1,000, sold via a dedicated mobile app.
Regulatory updates
TU Europa S.A. remains authorised and supervised by the KNF as a non-life insurer (KRS 0000002736). In November 2020, the KNF imposed a PLN 1.5 million fine on the life insurance sister entity Towarzystwo Ubezpieczeń na Życie Europa S.A. for failure to ensure effective asset and liability management in relation to the UFK DEBT & EQUITY II product; the decision was upheld in March 2021. As of 31 December 2023, TU Europa S.A. reported a solvency ratio (SCR coverage) of 250.7%, indicating a stable and strong capital position. Talanx AG acquired full ownership of TU Europa in early 2026 after purchasing Meiji Yasuda's remaining 50% minus one share.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from Europa Ubezpieczenia for the Poland market, with online purchase and 24/7 assistance.
Last verified Aug 18, 2026