Insurer profile
TUZ Ubezpieczenia Insurance and Reinsurance Company Joint-Stock Company
TUZ Ubezpieczenia Insurance and Reinsurance Company Joint-Stock Company · Poland
Overview
TUZ Ubezpieczenia is a Polish insurer with 100% Polish capital, founded in August 2003 originally as a mutual insurance company (TUZ TUW) and converted to a joint-stock company in August 2025. It offers motor, property, agricultural, personal accident, travel, and professional liability insurance for individuals, families, farmers, and businesses.
Source31
Products in this market
3
Offer pages
Company details
- Regulator
- Polish Financial Supervision Authority (KNF – Komisja Nadzoru Finansowego)
- Phone
- +48 22 327 60 60
- [email protected]
Products from TUZ Ubezpieczenia Insurance and Reinsurance Company Joint-Stock Company
Motor6
Motor Third-Party Liability Insurance (OC)
Mandatory third-party liability insurance covering damage caused to third parties while driving a motor vehicle.
Comprehensive Motor Insurance – All Risks (AC All Risks)
Comprehensive own-damage motor insurance covering all unforeseen risks including theft, vandalism, and weather events, available in three claim settlement variants.
Motor Insurance – Mini Casco (AC Mini)
A reduced-scope casco policy available in three variants: theft, natural forces and animals, or a combined option, for vehicles up to 25 years old.
Windscreen Insurance (Autoszyby)
Insurance covering the front, rear, and side windows of a vehicle against damage, available for vehicles up to 20 years old, covering events in Poland.
Auto Assistance
Roadside assistance add-on available in four variants (Basic, Standard, Comfort, VIP) covering towing, vehicle replacement, and other roadside services in Poland and Europe.
Accident Insurance for Driver and Passengers (NNW Komunikacyjne)
Personal accident insurance for the driver and passengers covering permanent disability or death resulting from a road accident.
Property7
Home Insurance – Bezpieczny Dom (House)
Comprehensive house insurance in two variants (All Risks and named-perils), covering fire, flooding, burglary, and including 22 home assistance services as standard.
Apartment Insurance (Ubezpieczenie Mieszkania)
Apartment/flat insurance covering sudden and unforeseen events such as fire, flooding, and theft, available in two protection variants.
Summer House Insurance (Domek Letniskowy)
Insurance for leisure/summer houses against property damage and third-party liability, with preferential rates when combined with a main home or apartment policy.
Agricultural Building Insurance (Ubezpieczenie Budynków Rolniczych)
Mandatory insurance for agricultural buildings covering fire, natural disasters, and other risks for farmers.
Crop Insurance (Ubezpieczenie Upraw Rolnych)
Subsidised crop insurance (up to 65% government premium subsidy) covering winter grains, oilseed rape, and other crops against weather and other named perils.
Livestock Insurance (Ubezpieczenie Zwierząt Gospodarskich)
Government-subsidised livestock insurance for farm animals, covering death or forced slaughter due to covered perils.
Agricultural Equipment Insurance (Maszyny i Sprzęt Rolniczy)
Insurance for agricultural machinery and equipment against damage, loss, or destruction.
Health4
School Accident Insurance (NNW Szkolne – Bezpieczna Nauka)
24-hour accident insurance for children and pupils covering accidents at school and outside school, with benefits for permanent disability, hospitalization, and rehabilitation.
Individual Accident Insurance (NNW Indywidualne)
Individual personal accident insurance with up to 9 additional clauses (including heart attack/stroke, hospital, treatment, rehabilitation, and assistance), available up to age 70.
Group Accident Insurance (NNW Grupowe)
Group personal accident insurance for employees, associations, and organizations, covering permanent disability or death resulting from an accident.
Senior Accident Insurance (Bezpieczny Senior)
Accident and medical assistance policy for seniors, providing financial support and medical assistance services in the event of an accident.
Liability7
Personal Third-Party Liability Insurance (OC w Życiu Prywatnym)
Personal liability insurance covering damage caused to third parties by the insured, family members, animals, or in connection with property ownership, with worldwide scope.
Agricultural Third-Party Liability Insurance (OC Rolnika)
Mandatory third-party liability insurance for farmers covering damage caused in connection with agricultural activities.
Professional Liability – Insurance Intermediary (OC Pośrednika Ubezpieczeniowego)
Mandatory professional liability insurance for insurance intermediaries (agents and brokers).
Professional Liability – Accountant (OC Księgowego)
Mandatory professional liability insurance for persons performing bookkeeping and accounting services.
Professional Liability – Mortgage Credit Intermediary (OC Pośrednika Kredytu Hipotecznego)
Mandatory professional liability insurance for persons acting as intermediaries in the conclusion of mortgage credit agreements.
Professional Liability – Real Estate Manager (OC Zarządcy Nieruchomości)
Mandatory professional liability insurance for persons managing real estate on their own account.
Professional Liability – Road Haulier (OC Przewoźnika Drogowego)
Mandatory professional liability insurance for road hauliers holding a road transport licence.
Travel2
Travel Insurance – Bezpieczna Podróż
Comprehensive travel insurance including medical expenses, emergency assistance, and coverage for chronic diseases as standard, launched June 2026.
Trip Cancellation Insurance (Ubezpieczenie Rezygnacji z Podróży)
Insurance reimbursing the cost of cancelled holidays, tickets, or accommodation due to unforeseen events.
Financial2
Bid Bond Guarantee (Gwarancja Wadialna)
Bid bond guarantee enabling businesses to participate in public tenders without tying up cash, available online since April 2025.
Warranty / Maintenance Guarantee (Gwarancja Należytego Usunięcia Wad i Usterek)
Guarantee securing the timely and proper removal of defects discovered after the completion of a contract.
Other2
Grave/Tombstone Insurance (Ubezpieczenie Nagrobków)
Insurance protecting graves and tombstones of loved ones against damage, available as an add-on to a home or apartment policy.
Legal Protection Insurance (Pomoc Prawna)
Legal assistance add-on available with a home or apartment policy, providing legal support within defined coverage limits.
Regulatory updates
On 27 June 2025, the KNF unanimously approved TUZ's conversion from a mutual insurance company (TUW) to a joint-stock company (S.A.); the change was formally registered on 27 August 2025 under KRS 0001190962. In June 2023, the KNF issued a final decision upholding a PLN 65,800 fine against TUZ TUW for 14 cases of delays in payment of compulsory insurance claims. TUZ also expanded into reinsurance and relocated its headquarters in July 2026.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from TUZ Ubezpieczenia for the Poland market, with online purchase.
Last verified Aug 18, 2026
Motor third-party liability
motor third-party liability insurance from TUZ Ubezpieczenia for the Poland market, with online purchase.
Last verified Aug 18, 2026
Travel insurance
travel insurance from TUZ Ubezpieczenia for the Poland market, with online purchase and 24/7 assistance.
Last verified Aug 18, 2026