Insurer profile
Sopockie Towarzystwo Ubezpieczeń ERGO Hestia S.A. (You Can Drive brand)
You Can Drive is an online insurance brand of the ERGO Hestia Group, dedicated to young drivers under 30. It offers motor, travel, and home insurance products exclusively through digital channels, without surcharges for young or inexperienced drivers.
Source- Legal entity
- Sopockie Towarzystwo Ubezpieczeń ERGO Hestia S.A. (You Can Drive brand)
- Headquarters
- Sopot, Poland
- Parent group
- ERGO Group AG (Munich Re)
- Regulator
- Polish Financial Supervision Authority (KNF – Komisja Nadzoru Finansowego)
- Phone
- +48 58 555 65 00
- ycd@youcandrive.pl
- Founded
- 2009
- Last verified
- Aug 18, 2026
Products from Sopockie Towarzystwo Ubezpieczeń ERGO Hestia S.A. (You Can Drive brand)
motor
Motor Third Party Liability Insurance (OC)
Mandatory motor third party liability insurance covering damages caused to third parties by the insured vehicle.
motor
Full Comprehensive Vehicle Insurance (AC Maxi)
Full comprehensive casco covering damage, destruction, and theft of the vehicle in Poland and Europe for cars up to 12 years old.
motor
Mini Comprehensive Vehicle Insurance (AC Mini)
Limited casco covering total loss and vehicle theft; compensation paid when repair costs exceed 70% of market value.
motor
Theft-Only Vehicle Insurance (AC Kradzież)
Casco covering vehicle theft only; the vehicle's value at the date of theft is reimbursed.
motor
Personal Accident Insurance for Driver and Passengers (NNW)
Personal accident insurance covering the driver and passengers for permanent injury or death resulting from a road accident.
motor
Roadside Assistance Insurance
Roadside assistance covering towing, breakdown, accident, and vehicle immobilisation services in Poland and Europe.
motor
Windscreen Insurance
Insurance covering the cost of repair or replacement of front, side, and rear vehicle windows for incidents occurring in Poland.
motor
Tyre Insurance
Insurance covering the cost of tyre repair or replacement for incidents occurring in Poland, with a coverage limit of PLN 1,000.
travel
Travel Insurance – You Can Drive & Travel (Medical Costs & Assistance)
Travel insurance covering medical costs, emergency transport, and assistance services abroad for young travellers.
travel
Travel Personal Accident Insurance (NNW Travel)
Personal accident insurance covering permanent injury or death during foreign travel.
travel
Travel Baggage Insurance
Insurance covering loss, destruction, or damage to personal belongings typically taken on a trip.
liability
Travel Third Party Liability (OC in Private Life – Travel)
Liability insurance covering damages caused to third parties during travel abroad, including damage caused by pets or during sports activities.
property
Home and Apartment Insurance (You Can Drive & Live)
Property insurance covering the structure (walls) and contents of a home or apartment, with optional extensions such as personal liability, personal accident, glazing, and portable belongings.
Regulatory updates
You Can Drive operates as a brand of Sopockie Towarzystwo Ubezpieczeń ERGO Hestia S.A. (KRS 0000024812, NIP 585-000-16-90), which is supervised by the Polish Financial Supervision Authority (KNF). ERGO Hestia remains in good regulatory standing; no specific sanctions or updates specific to the You Can Drive brand were found as of August 2026.
Reputation and reviews
Verified offer pages
Motor casco
You Can Drive is a motor casco insurance for the Poland market with online purchase and limited assistance availability.
Last verified Aug 19, 2026
Motor third-party liability
You Can Drive is a motor third-party liability insurance for the Poland market with online purchase and limited assistance availability.
Last verified Aug 19, 2026
Travel insurance
You Can Drive is a travel insurance for the Poland market with online purchase and 24/7 assistance.
Last verified Aug 19, 2026