Insurer profile
VICTORIA – Seguros, S.A. (with affiliate VICTORIA – Seguros de Vida, S.A.)
VICTORIA Seguros is a long-established Portuguese insurer active in both Life and Non-Life insurance branches since 1930, present in Lisbon's Avenida da Liberdade headquarters.
Source- Legal entity
- VICTORIA – Seguros, S.A. (with affiliate VICTORIA – Seguros de Vida, S.A.)
- Headquarters
- Edifício VICTORIA, Av. da Liberdade 200, 1250-147 Lisbon, Portugal
- Parent group
- SMABTP Group
- Regulator
- Insurance and Pension Funds Supervisory Authority (ASF)
- Phone
- +351 213 134 100
- victoria@victoria-seguros.pt
- Founded
- 1930
- Last verified
- Aug 26, 2026
Products from VICTORIA – Seguros, S.A. (with affiliate VICTORIA – Seguros de Vida, S.A.)
life
Home Loan Life Insurance
Life insurance designed to cover outstanding mortgage/home loan balances in the event of death or disability.
life
Vida & Futuro
Individual life insurance plan providing capital protection for policyholders and their families.
life
Aura
Life protection insurance offering coverage for death and invalidity.
life
Family Solution
Family-oriented life insurance solution combining protection for multiple family members.
health
beneficios.victoria
Health insurance benefits plan offered by VICTORIA.
health
Exec Health Plan
Executive-level health insurance plan with broad coverage.
health
TOP (Universal Top) Health Plan
Comprehensive health plan offering up to €1,000,000 for serious illness treatment abroad and €200,000 in Portugal, valid worldwide.
health
ess Health Plan
Entry-level health insurance plan.
health
XS Health Plan
Basic/compact health insurance plan.
health
Extra Health Plan
Extended health insurance plan with additional benefits.
health
AP Triple Value
Personal accident insurance offering triple capital value benefits.
health
Junior Personal Accident
Personal accident insurance designed specifically for children.
health
Work Accident Insurance
Mandatory workers' compensation insurance covering employees against occupational accidents.
health
Domestic Employees Insurance
Mandatory accident insurance for domestic workers.
motor
Motor Insurance
Mandatory third-party motor liability insurance with optional own-damage (casco) coverage extensions.
property
Home Insurance
Multi-risk home insurance protecting property, contents, and family against damages.
travel
Travel Insurance
Travel insurance covering medical emergencies, luggage and liability while traveling worldwide.
property
Recreational Boat Insurance
Insurance covering recreational boats against damage, theft and liability.
liability
Hunting Insurance
Insurance for hunters covering civil liability and personal accidents while hunting.
pet
VICTORIA Patas & Companhia (Pet Insurance)
Pet insurance combining discounted veterinary care, surgery/hospitalization cover and civil liability for dogs and cats.
life
Generation 30 Savings Plan
Long-term savings and life protection plan aimed at younger policyholders.
life
Generation 50 Savings Plan
Savings and life protection plan targeted at policyholders nearing retirement.
financial
Confiança PPR (Retirement Savings Plan)
Retirement savings plan (PPR) offering capital accumulation with tax benefits.
financial
PPR Ações Maximização (Equity Retirement Plan)
Equity-linked retirement savings plan aimed at capital maximization.
financial
Rendimento (Income Savings Plan)
Savings/investment insurance product focused on generating regular income.
life
Income Protection
Insurance protecting policyholders' income in the event of incapacity or loss of earnings.
property
Property Insurance (Património)
Commercial property insurance covering business assets and real estate.
property
Engineering and Construction Insurance
Insurance covering engineering and construction risks for businesses.
property
Construction Insurance
Insurance covering construction sites and works against damages during the building process.
liability
Ten-Year Decennial Liability Insurance
Ten-year decennial liability insurance covering structural defects in construction projects.
property
Machinery Insurance
Insurance covering industrial and construction machinery against breakdown and damage.
liability
Construction Civil Liability
Civil liability insurance for professionals and companies in the construction sector.
liability
Local Accommodation Civil Liability
Civil liability insurance for local accommodation/short-term rental hosts.
liability
Tourism Activities Civil Liability
Civil liability insurance for tourism and outdoor activity operators.
liability
Environmental Liability
Liability insurance covering environmental damage caused by business operations.
liability
Product Civil Liability
Civil liability insurance covering damages caused by defective products.
Regulatory updates
The ASF confirmed that the administration of VICTORIA Seguros and VICTORIA Vida will be maintained until 2028, led by Jacques Chanut, a French businessman who also heads the mutual insurer SMABTP, which holds the entire capital of the Portuguese companies; CEO Francisco Campilho and Carlos Suárez remain in key management roles.
Reputation and reviews
Offer pages
Motor third-party liability
VICTORIA is a motor third-party liability insurance for the Portugal market with no online purchase and 24/7 assistance.
Last verified Aug 26, 2026
Travel insurance
VICTORIA is a travel insurance for the Portugal market with no online purchase and 24/7 assistance.
Last verified Aug 26, 2026