Insurer profile
VICTORIA – Seguros, S.A. (with affiliate VICTORIA – Seguros de Vida, S.A.)
VICTORIA – Seguros, S.A. (with affiliate VICTORIA – Seguros de Vida, S.A.) · Portugal
Overview
VICTORIA Seguros is a long-established Portuguese insurer active in both Life and Non-Life insurance branches since 1930, present in Lisbon's Avenida da Liberdade headquarters.
Source36
Products in this market
2
Offer pages
Company details
- Parent group
- SMABTP Group
- Regulator
- Insurance and Pension Funds Supervisory Authority (ASF)
- Phone
- +351 213 134 100
- [email protected]
Products from VICTORIA – Seguros, S.A. (with affiliate VICTORIA – Seguros de Vida, S.A.)
Property6
Home Insurance
Multi-risk home insurance protecting property, contents, and family against damages.
Recreational Boat Insurance
Insurance covering recreational boats against damage, theft and liability.
Property Insurance (Património)
Commercial property insurance covering business assets and real estate.
Engineering and Construction Insurance
Insurance covering engineering and construction risks for businesses.
Construction Insurance
Insurance covering construction sites and works against damages during the building process.
Machinery Insurance
Insurance covering industrial and construction machinery against breakdown and damage.
Health10
beneficios.victoria
Health insurance benefits plan offered by VICTORIA.
Exec Health Plan
Executive-level health insurance plan with broad coverage.
TOP (Universal Top) Health Plan
Comprehensive health plan offering up to €1,000,000 for serious illness treatment abroad and €200,000 in Portugal, valid worldwide.
ess Health Plan
Entry-level health insurance plan.
XS Health Plan
Basic/compact health insurance plan.
Extra Health Plan
Extended health insurance plan with additional benefits.
AP Triple Value
Personal accident insurance offering triple capital value benefits.
Junior Personal Accident
Personal accident insurance designed specifically for children.
Work Accident Insurance
Mandatory workers' compensation insurance covering employees against occupational accidents.
Domestic Employees Insurance
Mandatory accident insurance for domestic workers.
Liability7
Hunting Insurance
Insurance for hunters covering civil liability and personal accidents while hunting.
Ten-Year Decennial Liability Insurance
Ten-year decennial liability insurance covering structural defects in construction projects.
Construction Civil Liability
Civil liability insurance for professionals and companies in the construction sector.
Local Accommodation Civil Liability
Civil liability insurance for local accommodation/short-term rental hosts.
Tourism Activities Civil Liability
Civil liability insurance for tourism and outdoor activity operators.
Environmental Liability
Liability insurance covering environmental damage caused by business operations.
Product Civil Liability
Civil liability insurance covering damages caused by defective products.
Life7
Home Loan Life Insurance
Life insurance designed to cover outstanding mortgage/home loan balances in the event of death or disability.
Vida & Futuro
Individual life insurance plan providing capital protection for policyholders and their families.
Aura
Life protection insurance offering coverage for death and invalidity.
Family Solution
Family-oriented life insurance solution combining protection for multiple family members.
Generation 30 Savings Plan
Long-term savings and life protection plan aimed at younger policyholders.
Generation 50 Savings Plan
Savings and life protection plan targeted at policyholders nearing retirement.
Income Protection
Insurance protecting policyholders' income in the event of incapacity or loss of earnings.
Financial3
Confiança PPR (Retirement Savings Plan)
Retirement savings plan (PPR) offering capital accumulation with tax benefits.
PPR Ações Maximização (Equity Retirement Plan)
Equity-linked retirement savings plan aimed at capital maximization.
Rendimento (Income Savings Plan)
Savings/investment insurance product focused on generating regular income.
Regulatory updates
The ASF confirmed that the administration of VICTORIA Seguros and VICTORIA Vida will be maintained until 2028, led by Jacques Chanut, a French businessman who also heads the mutual insurer SMABTP, which holds the entire capital of the Portuguese companies; CEO Francisco Campilho and Carlos Suárez remain in key management roles.
Reputation and reviews
Offer pages
Motor third-party liability
motor third-party liability insurance from VICTORIA for the Portugal market, with 24/7 assistance.
Last verified Aug 26, 2026
Travel insurance
travel insurance from VICTORIA for the Portugal market, with 24/7 assistance.
Last verified Aug 26, 2026