VICTORIA Motor third-party liability (Victoria Auto)

Under the statutory RC Base tier, the mandatory minimum capital for bodily injury is €6,450,000 per accident (per the IPID), forming part of the combined €7,750,000 RC Base capital shown in the coverage table (the remaining €1,300,000 corresponds to property damage). The optional RC Extra tier raises the combined liability capital to €50,000,000; neither the coverage table nor the IPID discloses a separate bodily-injury/property-damage split for this higher tier.

Under the statutory RC Base tier, the mandatory minimum capital for property damage is €1,300,000 per accident (per the IPID), forming part of the combined €7,750,000 RC Base capital. The optional RC Extra tier raises the combined liability capital to €50,000,000; no separate property-damage sub-limit is disclosed for this higher tier.

Legal protection is listed among VICTORIA Auto's facultative (optional) coverages in the IPID. The General Conditions treat Special Conditions - which govern coverages beyond the base contract - as needing to be specifically identified in the Particular Conditions, meaning this cover must be actively selected; no monetary limit is disclosed in the reviewed documents.

The contract can cover circulation in territories beyond those automatically included, provided a valid international insurance certificate (Green Card) is held; the certificate is also required documentation when the vehicle is sold and must be returned to VICTORIA within 24 hours of alienation.

Assistência em Viagem is listed as a facultative coverage in the IPID and, per Clause 50 of the General Conditions, its actual terms are set out in separate Special Conditions that must be specifically contracted. The coverage table offers Ligeiros-Plus, Ligeiros-Top, Pesados and Motociclos variants, some of which are a mandatory choice once the guarantee itself is selected; no monetary limits are disclosed in the reviewed documents.

Optional cover for the driver only, available under the RC Base and RC Extra modules, offering two tiers: €5,000 death/permanent disability (MIP) with €500 treatment expenses (DT) and €2,500 funeral expenses (DF), or €15,000 MIP with €1,500 DT and €2,500 DF.