Extracted from source documents

eazy Casco (own-damage car insurance) (Casco Total)

Underwritten by Eazy Asigurări S.A. · Romania

casco (own-damage car insurance) from eazy for the Romania market, with online purchase and 24/7 assistance.

Verified Aug 12, 2026 · Terms dated 2025-04-08Sources

Online purchase24/7 helpline

Unique selling points

12+ coverages included as standard — hail, broken windshield, 24/7 towing, parking scratches, animal damage, fire, theft, and natural disasters all in one policy

Claim settled from notification to payment in as little as 48 hours via a fully digitized internal processing pipeline

Dedicated personal damage consultant manages the entire claims journey — from FNOL to service scheduling and final settlement — at no extra cost

Direct payment to 600+ authorized partner service centers nationwide — no upfront costs or reimbursement paperwork for the insured

Policy purchased and issued 100% online in minutes with AI-assisted document validation and instant delivery by email, available 24/7

Coverage limits

Covered

Own vehicle damage (accidents, collisions, rollovers)

unlimited

Coverage for vehicle damage resulting from accidents, collisions, rollovers, and impacts with objects or other vehicles; sum insured equals the vehicle's market/agreed value at policy inception

Section: Ce acoperiri include eazy CASCO Total?

accidente și lovituri în trafic dacă implică o coliziune sau un impact, ești acoperit

Covered

Total loss

100% of insured sum

Coverage for total loss of the insured vehicle; compensation equals the insured sum at the time of loss. Optional GAP coverage available for vehicles up to 3 years old to cover the new vehicle value without depreciation deduction

Covered

Partial loss (partial damage)

unlimited

Coverage for partial damage to the insured vehicle up to the insured sum; includes parking damage, scratches, dents, and minor damage

Section: Ce acoperiri include eazy CASCO Total?

zgârieturi sau lovituri în parcare daune produse mașinii tale staționate, indiferent de cauză

Covered

Theft and partial theft

unlimited

Coverage against total theft, partial theft, and theft damage including components; standard coverage included in eazy CASCO Total

Covered

Windshield and glass damage

unlimited

Coverage for windshield and glass breakage/damage; explicitly included as a standard coverage in CASCO Total (distinct from collision coverage)

Section: Ce acoperiri include eazy CASCO Total?

avarii la parbriz și geamuri fisuri, spărturi sau înlocuirea completă

Covered

Natural perils (hail, storms, floods, earthquakes, landslides, lightning, fire, explosion)

unlimited

Coverage for damage from hail, storms, floods, earthquakes, landslides, and other natural phenomena; fire, explosion and lightning strike damage also included as standard

Section: Ce acoperiri include eazy CASCO Total?

vreme extremă grindină, ploaie torențială, furtună, uragan sau avalanșă

Covered

Vandalism

unlimited

Coverage for intentional damage by third parties (vandalism); CASCO Total explicitly covers vehicles up to 10 years old against vandalism

Covered

Roadside assistance 24/7 (towing included)

unlimited

24/7 roadside assistance including towing and technical support, included in the CASCO Total price; contact 021 9704 for assistance; covers technical defects as well

Section: Ce acoperiri include eazy CASCO Total?

asistență rutieră plan Esențial tractare 24/7 oriunde ești, inclusiv pentru defecțiuni tehnice

Excluded

Replacement vehicle

Excluded

Replacement vehicle (mașină la schimb) may be available; sources mention it as a potential CASCO benefit but it is not explicitly confirmed as standard inclusion in CASCO Total — it may be an optional add-on

Optional

Driver and passengers accident insurance

Optional

Optional coverage for personal accidents suffered by the driver or passengers; available as an optional add-on (Accidente persoane) in CASCO Total; not included as standard

Section: Pentru protecție extinsă

accidente persoane despăgubiri pentru tine și pasageri în caz de deces sau invaliditate

Key conditions

Driver age and experience limit

No specific minimum driver age stated for CASCO Total in the sources reviewed (the 28-year minimum applies to CASCO Start); driver profile influences individual premium calculation

Repair network requirements

Repairs are carried out in the network of 600+ authorized partner service centers nationwide; direct payment by the insurer to the service center without out-of-pocket expenses for the insured; a dedicated damage consultant manages scheduling and all repair steps

Source

Section: Reparații oriunde în țară

600+ service-uri partenere în toată țara, reparații rapide, fără bătăi de cap. Tu raportezi dauna, noi ne ocupăm de restul.

Deductible rules

eazy CASCO Total offers configurable deductible (franșiză) options — the platform allows customers to choose the deductible level and compare scenarios; the deductible amount influences the premium; eazy CASCO Start is explicitly without deductible (fără franșiză), but CASCO Total deductible specifics must be selected during the online quote flow

Direct payment

Direct payment to partner service networks (600+ authorized repair shops nationwide); insurer settles repair costs directly without out-of-pocket expenses for the insured

Territorial scope

Romania and countries within the Green Card (Carte Verde) system for extended coverage abroad

Documents

Pre-contractual General Information Note – Eazy Asigurări S.A. (opens in a new tab)

Other document · PDF

Policy specifics

Accident and collision damage

Coverage for vehicle damage resulting from accidents, collisions, rollovers, and impacts with objects or other vehicles

Source

Section: Ce acoperiri include eazy CASCO Total?

accidente și lovituri în trafic dacă implică o coliziune sau un impact, ești acoperit

Theft and partial theft protection

Coverage against total theft, partial theft, and theft damage including components

Source

Hail, weather phenomena, and natural disasters

Coverage for damage from hail, storms, floods, earthquakes, landslides, and other natural phenomena

Source

Section: Ce acoperiri include eazy CASCO Total?

vreme extremă grindină, ploaie torențială, furtună, uragan sau avalanșă

Windshield and glass damage

Coverage for windshield and glass breakage/damage

Source

Section: Ce acoperiri include eazy CASCO Total?

avarii la parbriz și geamuri fisuri, spărturi sau înlocuirea completă

Parking-related damage and scratches

Coverage for scratches, dents, and minor damage occurring while vehicle is parked

Source

Section: Ce acoperiri include eazy CASCO Total?

zgârieturi sau lovituri în parcare daune produse mașinii tale staționate, indiferent de cauză

Fire and explosion damage

Coverage for fire, explosion, and lightning strike damage

Source

Section: Vezi care poliță eazy CASCO este mai potrivită pentru tine

Incendiu, trăsnet, explozie

GAP insurance (optional)

Optional coverage guaranteeing the new value of the vehicle in first 3 years for total loss, without depreciation loss

Source

Vehicle age eligibility

eazy CASCO Total covers vehicles new to maximum 10 years old

Source

Asigurare CASCO completă pentru mașini cu vechime de până la 10 ani

Dedicated damage consultant

CASCO Total customers receive personalized damage consultant support from claim notification through repair completion

Source

Service partner network

600+ authorized service partners nationwide for repairs with direct insurer payment

Source

Section: Reparații oriunde în țară

600+ service-uri partenere în toată țara, reparații rapide, fără bătăi de cap. Tu raportezi dauna, noi ne ocupăm de restul.

Fast claim settlement

Fastest claim resolution from notification to payment within 48 hours

Source

Section: Ce spun cei care ne cunosc?

Cea mai rapidă daună rezolvată de noi: de la notificare la plată în 48 de ore .

100% online acquisition

Policy can be purchased entirely online in minutes with automatic document validation

Source

eazy CASCO Total 100% online în câteva minute.

First Notice of Loss (FNOL) online system

Digital claim notification via FNOL system directly from phone or laptop in minutes

Source

ASF authorization

Eazy Asigurări authorized by Financial Supervisory Authority (ASF) authorization number RA-069 as of September 2023

Source

Sources

eazy Casco (own-damage car insurance)

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