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Eazy Asigurări S.A.

eazy

eazy is a motor casco insurance for the Romania market with online purchase and 24/7 assistance.

Last verified Aug 12, 2026Reviewed by: Desislava TsvetkovaTerms & conditions: 2025-04-08Eazy Asigurări S.A.
Online purchase24/7 helpline

Direct payment

Direct payment to partner service networks (500+ authorized repair shops nationwide); insurer settles repair costs directly without out-of-pocket expenses for the insured

Geographic scope

Romania (nationwide)

Romania and countries within the Green Card (Carte Verde) system for extended coverage abroad

Unique selling points

  • 12+ coverages included as standard — hail, broken windshield, 24/7 towing, parking scratches, animal damage, fire, theft, and natural disasters all in one policy
  • Claim settled from notification to payment in as little as 48 hours via a fully digitized internal processing pipeline
  • Dedicated personal damage consultant manages the entire claims journey — from FNOL to service scheduling and final settlement — at no extra cost
  • Direct payment to 500+ authorized partner service centers nationwide — no upfront costs or reimbursement paperwork for the insured
  • Policy purchased and issued 100% online in minutes with AI-assisted document validation and instant delivery by email, available 24/7

Coverage limits

Own vehicle damage (accidents, collisions, rollovers)

Covered

Coverage for vehicle damage resulting from accidents, collisions, rollovers, and impacts with objects or other vehicles; sum insured equals the vehicle's market/agreed value at policy inception

Source

Total loss

Covered

Coverage for total loss of the insured vehicle; compensation equals the insured sum at the time of loss. Optional GAP coverage available for vehicles up to 3 years old to cover the new vehicle value without depreciation deduction

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Partial loss (partial damage)

Covered

Coverage for partial damage to the insured vehicle up to the insured sum; includes parking damage, scratches, dents, and minor damage

Source

Theft and partial theft

Covered

Coverage against total theft, partial theft, and theft damage including components; standard coverage included in eazy CASCO Total

Source

Windshield and glass damage

Covered

Coverage for windshield and glass breakage/damage; explicitly included as a standard coverage in CASCO Total (distinct from collision coverage)

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Natural perils (hail, storms, floods, earthquakes, landslides, lightning, fire, explosion)

Covered

Coverage for damage from hail, storms, floods, earthquakes, landslides, and other natural phenomena; fire, explosion and lightning strike damage also included as standard

Source

Vandalism

Covered

Coverage for intentional damage by third parties (vandalism); CASCO Total explicitly covers vehicles up to 10 years old against vandalism

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Roadside assistance 24/7 (towing included)

Covered

24/7 roadside assistance including towing and technical support, included in the CASCO Total price; contact 021 9704 for assistance; covers technical defects as well

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Replacement vehicle

Optional

Replacement vehicle (mașină la schimb) may be available; sources mention it as a potential CASCO benefit but it is not explicitly confirmed as standard inclusion in CASCO Total — it may be an optional add-on

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Driver and passengers accident insurance

Optional

Optional coverage for personal accidents suffered by the driver or passengers; available as an add-on (Plan Safe) in CASCO Total; not included as standard

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Key conditions

Driver age and experience limit

No specific minimum driver age stated for CASCO Total in the sources reviewed (the 28-year minimum applies to CASCO Start); driver profile influences individual premium calculation

Repair network requirements

Repairs are carried out in the network of 500+ authorized partner service centers nationwide; direct payment by the insurer to the service center without out-of-pocket expenses for the insured; a dedicated damage consultant manages scheduling and all repair steps

Territorial scope

Primary territory: Romania. Extended coverage abroad per the Green Card (Carte Verde) system countries

Anti-theft requirements

Not explicitly stated in sources reviewed; standard CASCO exclusion applies if vehicle keys or registration documents are left in the vehicle at the time of theft

Claim notification deadline

Claims must be notified online via the FNOL (First Notice of Loss) digital system directly from phone or laptop; fastest claim resolution advertised from notification to payment within 48 hours; internal processing accelerates review and settlement

Deductible rules

eazy CASCO Total offers configurable deductible (franșiză) options — the platform allows customers to choose the deductible level and compare scenarios; the deductible amount influences the premium; eazy CASCO Start is explicitly without deductible (fără franșiză), but CASCO Total deductible specifics must be selected during the online quote flow

Where to buy

Buy eazy CASCO Total online
eazy CASCO Total product page

Documents

Pre-contractual General Information Note – Eazy Asigurări S.A.

other

Open

IPID – Eazy CASCO (Product Information Document)

ipid

Open

Policy specifics

Accident and collision damage

Coverage for vehicle damage resulting from accidents, collisions, rollovers, and impacts with objects or other vehicles

Theft and partial theft protection

Coverage against total theft, partial theft, and theft damage including components

Hail, weather phenomena, and natural disasters

Coverage for damage from hail, storms, floods, earthquakes, landslides, and other natural phenomena

Windshield and glass damage

Coverage for windshield and glass breakage/damage

Parking-related damage and scratches

Coverage for scratches, dents, and minor damage occurring while vehicle is parked

Fire and explosion damage

Coverage for fire, explosion, and lightning strike damage

GAP insurance (optional)

Optional coverage guaranteeing the new value of the vehicle in first 3 years for total loss, without depreciation loss

Vehicle age eligibility

eazy CASCO Total covers vehicles new to maximum 10 years old

Dedicated damage consultant

CASCO Total customers receive personalized damage consultant support from claim notification through repair completion

Service partner network

500+ authorized service partners nationwide for repairs with direct insurer payment

Fast claim settlement

Fastest claim resolution from notification to payment within 48 hours

100% online acquisition

Policy can be purchased entirely online in minutes with automatic document validation

First Notice of Loss (FNOL) online system

Digital claim notification via FNOL system directly from phone or laptop in minutes

ASF authorization

Eazy Asigurări authorized by Financial Supervisory Authority (ASF) authorization number RA-069 as of September 2023

Sources