Feature / category	Allianz	ASIROM	Generali	Groupama	Omniasig
Online purchase	Yes	Yes	Yes	No	No
24/7 helpline	Yes	No	Yes	Yes	Yes
Own damage	Covered	Covered	Covered	Conditional	Covered
Total loss	Covered	Covered	Covered	Covered	Covered
Partial loss	Covered	Covered	Covered	Covered	Covered
Theft & robbery	Conditional	Optional	Covered	Conditional	Optional
Glass damage	Conditional	Optional	Covered	Optional	Optional
Natural perils	Conditional	Covered	Covered	Covered	Covered
Vandalism	Conditional	Covered	Optional	Conditional	Optional
Roadside assistance	Covered	€300 – €800	€200	Covered	Optional
Replacement vehicle	Covered	Optional	Optional	Optional	Optional
Driver accident	Covered	Optional	Optional	Optional	Optional