Insurer profile
GARANTA ASIGURARI SA
GARANTA ASIGURARI SA · Romania
Overview
Garanta Asigurari SA is a Romanian insurance company founded in October 1997, now part of the German SIGNAL IDUNA Group following the completion of the acquisition in 2025. It offers a broad range of insurance products for individuals and legal entities, including motor, property, life, travel, accident, and liability insurance.
Source19
Products in this market
2
Offer pages
Company details
- Parent group
- SIGNAL IDUNA Group
- Regulator
- Financial Supervisory Authority (ASF)
- Phone
- +40 21 307 99 71
- [email protected]
Products from GARANTA ASIGURARI SA
Motor2
CASCO Car Insurance (Individuals)
Comprehensive motor insurance covering damages from collisions, theft, fire, natural disasters, and other risks for privately-owned vehicles.
CASCO Car Insurance (Business Fleet)
Fleet CASCO insurance for businesses, covering collision, fire, theft, and natural events for company-registered vehicles.
Property7
Garanta Confort – Home Insurance
Voluntary home insurance covering fire, natural disasters, theft, water damage, vandalism, civil liability, and accident cover, with optional PAD issuance included.
PAD – Mandatory Disaster Insurance for Homes
Mandatory home insurance against natural disasters (earthquake, flood, landslide) issued on behalf of the Natural Disaster Insurance Pool (PAID), as required by Law 260/2008.
Voluntary Property Insurance (Business)
Commercial property insurance covering buildings, equipment, stocks, and goods against fire, natural disasters, atmospheric events, theft, vandalism, and other risks.
CARGO – Goods in Transit Insurance
Insurance covering goods and merchandise against damage or loss during transport by road, air, sea, or combined means.
Electronic Equipment Insurance
Specialized insurance for electronic equipment used in business operations, covering damage of any kind including computers, peripherals, and data processing equipment.
Construction All-Risk Insurance (CAR)
All-risk insurance for construction and assembly works covering material losses, third-party liability, and optional extensions including guarantee period and employer liability.
Machinery and Equipment Insurance
Insurance for industrial machinery, installations, and equipment against breakdown, accidental damage, and related risks.
Health2
Accident Protect – Personal Accident Insurance
Personal accident insurance covering death and permanent disability from accidents, with hospitalization, surgical, and fracture benefits, valid in Romania and abroad.
Employee Accident Insurance (Business)
Accident insurance for employees of legal entities covering accidental death, permanent disability, and medical expenses arising from workplace or off-site accidents.
Liability4
Third Party Liability Insurance (Individuals)
Civil liability insurance for individuals covering accidental damages or bodily injuries caused to third parties, including court expenses and salvage costs.
Medical Malpractice Insurance
Mandatory professional liability insurance for physicians and medical auxiliary staff covering financial consequences of medical errors causing harm to patients.
Civil Liability Insurance (Business)
Legal liability insurance for businesses covering accidental damages or bodily injuries caused to third parties in connection with business operations.
CMR / RTR – Road Carrier Liability Insurance
Carrier liability insurance covering goods in international road transport (CMR) and domestic road transport (RTR), protecting businesses against financial losses from goods damage or loss.
Life3
Term Life Insurance (Individuals)
Term life insurance covering death risk, with optional riders for total permanent disability, hospitalization, critical illness, and accident death.
Garanta Capital – Life Insurance Package
Whole-of-life savings and protection package covering death from any cause, total permanent disability, critical illness diagnosis, and survival at policy maturity.
Group Life Insurance (Business)
Annual renewable group term life insurance for legal entities, covering the death risk of members or employees for one year.
Regulatory updates
In April 2025, ASF approved a new mandate for the Director General of Garanta Asigurări SA. In October 2025, ASF approved Signal Iduna Asigurare Reasigurare SA as a significant direct shareholder and approved the new Board of Directors of Garanta Asigurări SA, following the completion of the acquisition process initiated in November 2024. The company holds authorisation through ASF Decision no. 27/2001 and is registered in the Insurers Registry under no. RA-020.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Garanta for the Romania market.
Last verified Aug 12, 2026
Travel insurance
travel insurance from Garanta for the Romania market, with 24/7 assistance.
Last verified Aug 12, 2026