Europ Assistance Travel insurance (Travelcare)
Underwritten by Europ Assistance · Slovakia
travel insurance from Europ Assistance for the Slovakia market, with online purchase and 24/7 assistance.
Last verified Aug 27, 2026
Key facts
- Europ Assistance
Unique selling points
Medical expenses coverage up to EUR 4,000,000, well above typical market minimums.
Unlimited 24/7 Virtual Doctor telehealth consultations for the insured and their children, anywhere in the world.
COVID-19 medical treatment and hospitalization included as standard, not sold as a separate add-on.
Minimal administration with the assistance team handling direct payment of treatment costs on behalf of the insured.
Fast fully online policy arrangement.
Coverage limits
Medical expenses
€4M
TravelCare offers medical expense coverage up to EUR 4,000,000, applying per insured person per insured event.
Section: Rozsah poistného plnenia
Poistenie liečebných nákladov 200 000 EUR 1 200 000 EUR 4 000 000 EUR
Emergency medical treatment
Covered
Emergency medical treatment abroad is covered within the overall TravelCare medical expenses limit of up to EUR 4,000,000; no separate sub-limit is stated.
Section: Rozsah poistného plnenia
Poistenie liečebných nákladov 200 000 EUR 1 200 000 EUR 4 000 000 EUR
Hospitalization
Covered
Hospitalization is covered within the overall TravelCare medical treatment limit of up to EUR 4,000,000; no separate sub-limit is stated.
Section: Rozsah poistného plnenia
Pobyt v nemocnici Až do výšky celkového limitu Až do výšky celkového limitu Až do výšky celkového limitu
Outpatient treatment
Covered
Outpatient treatment is covered within the overall TravelCare medical expenses limit of up to EUR 4,000,000; no separate sub-limit is stated.
Section: Rozsah poistného plnenia
Poistenie liečebných nákladov 200 000 EUR 1 200 000 EUR 4 000 000 EUR
Emergency dental treatment
No limit stated
No specific information on emergency dental treatment was found in the reviewed sources.
Medical transport
Covered
Medical transport is included as part of TravelCare's comprehensive medical assistance coverage under the overall EUR 4,000,000 limit.
Section: Rozsah poistného plnenia
Repatriácia, preprava, transfery Až do výšky celkového limitu Až do výšky celkového limitu Až do výšky celkového limitu
Medical evacuation
Covered
Medical evacuation is covered as part of TravelCare's comprehensive medical assistance coverage.
Section: Rozsah poistného plnenia
Repatriácia, preprava, transfery Až do výšky celkového limitu Až do výšky celkového limitu Až do výšky celkového limitu
Repatriation of remains
Covered
Repatriation to the home country is covered as part of TravelCare's comprehensive medical assistance coverage.
Section: Rozsah poistného plnenia
Repatriácia, preprava, transfery Až do výšky celkového limitu Až do výšky celkového limitu Až do výšky celkového limitu
Search and rescue
No limit stated
No specific information on search and rescue coverage was found in the reviewed sources.
COVID-19 treatment
Covered
TravelCare includes coverage for COVID-19 related medical treatment and hospitalization as part of its comprehensive travel insurance.
Section: Rozsah poistného plnenia
COVID-19 Až do výšky celkového limitu Až do výšky celkového limitu Až do výšky celkového limitu
Pre-existing conditions
No limit stated
No specific information on pre-existing conditions coverage was found in the reviewed sources.
Winter sports cover
No limit stated
No specific information on winter sports coverage was found in the reviewed sources.
Adventure sports cover
No limit stated
No specific information on adventure sports coverage was found in the reviewed sources.
Pregnancy complications
No limit stated
No specific information on pregnancy complications coverage was found in the reviewed sources.
Personal liability
No limit stated
No specific information on personal liability coverage was found in the reviewed sources.
Legal assistance
No limit stated
No specific information on legal assistance coverage was found in the reviewed sources.
24/7 assistance
Covered
TravelCare provides a 24/7 assistance helpline and unlimited access to a Virtual Doctor telehealth service available around the clock worldwide.
Section: Virtuálny lekár 24/7 kdekoľvek na svete s TravelCare
Predstavujeme revolučnú novinku - neobmedzený prístup k službe Virtuálny lekár pre vás a vaše deti. Tá je teraz súčasťou nášho cestovného poistenia TravelCare a umožňuje vám konzultovať s českým lekárom 24 hodín denne, 7 dní v týždni kdekoľvek na svete.
Key conditions
Assistance call deadline
Given possible complications during or after treatment, it is advisable to inform Europ Assistance as soon as possible.
Unauthorized treatment
If treatment is paid for without contacting Europ Assistance, a maximum of EUR 200 may be paid without prior authorization; larger amounts require prompt notification to the insurer of the sum paid.
Purchase while abroad
The reviewed sources do not specify whether TravelCare can be purchased after departure or while already abroad.
Chronic conditions
The reviewed sources do not specify treatment of chronic diseases under TravelCare.
Pregnancy
The reviewed sources do not specify pregnancy-related coverage conditions under TravelCare.
Pre-existing condition exclusions
The reviewed sources do not specify how pre-existing conditions are handled under TravelCare.
Coverage duration limit
The reviewed sources do not state a maximum trip duration limit for TravelCare coverage.
Direct payment
Europ Assistance's assistance team arranges direct settlement of medical treatment costs; if circumstances require, the insured may pay up to a maximum of EUR 200 for treatment without first contacting the insurer, but must report the paid amount as soon as possible afterwards.
Territorial scope
Coverage applies worldwide as marketed on the Slovak product page; no explicit territorial exclusions were stated in the sources reviewed.
Documents
Policy specifics
Medical expenses limit
Coverage up to 4 million EUR for medical treatment and hospitalization
SourceSection: Prečo cestovné poistenie TravelCare?
S krytím až do výšky 4 milióny EUR. Môžete ísť kamkoľvek.
COVID-19 coverage
Comprehensive travel insurance includes COVID-19 medical coverage
SourceSection: Rozsah poistného plnenia
Cestovné poistenie s vysokým limitom poistného plnenia, 24/7 asistenčnou službou, s minimom administratívy a krytím COVID-19.
Virtual doctor service
Unlimited access to virtual doctor consultations available 24/7
SourceSection: Virtuálny lekár 24/7 kdekoľvek na svete s TravelCare
Predstavujeme revolučnú novinku - neobmedzený prístup k službe Virtuálny lekár pre vás a vaše deti.
Medical repatriation
Coverage for medical evacuation and repatriation to home country
SourceSection: Rozsah poistného plnenia
Repatriácia, preprava, transfery Až do výšky celkového limitu Až do výšky celkového limitu Až do výšky celkového limitu
Pre-authorization requirement
Most medical expenses must be pre-authorized with Europ Assistance
SourceSection: Často kladené otázky > Musím kontaktovať poisťovňu kvôli ošetreniu?
Náš asistenčný tím sa postará o úhradu nákladov na ošetrenie, ak si to však vyžadujú okolnosti , môžete za ošetrenie zaplatiť maximálne 200 EUR bez toho, aby ste nás kontaktovali.
Assistance center coordination
Europ Assistance must be contacted to coordinate medical care and arrange direct billing
SourceSection: Často kladené otázky > Čo mám robiť, ak mám poistnú udalosť?
Ak neviete alebo si nie ste istí, ako postupovať, zavolajte na našu linku pomoci.
Territory of coverage
Comprehensive coverage with coverage extending to 4 million EUR
SourceSection: Prečo cestovné poistenie TravelCare?
S krytím až do výšky 4 milióny EUR. Môžete ísť kamkoľvek.
Europ Assistance Travel insurance