Feature / category	Allianz – Slovenská poisťovňa, a. s.	Inter Partner Assistance, S.A. (AXA Assistance), operating in Slovakia through AXA ASSISTANCE CZ, s.r.o., organizačná zložka Bratislava	BNP Paribas Cardif Poisťovňa, a.s.	Colonnade Insurance S.A., branch of an insurance company from another Member State	ČSOB Poisťovňa, a.s.	Europ Assistance s.r.o.	Generali Poisťovňa, branch of an insurance company from another Member State, user of the trademark Európska cestovná poisťovňa	Generali Poisťovňa, branch of an insurance company from another member state	KOOPERATIVA poisťovňa, a.s. Vienna Insurance Group	KOMUNÁLNA poisťovňa, a.s. Vienna Insurance Group	MetLife Europe d.a.c., branch of an insurance company from another member state	Union poisťovňa, a. s.	UNIQA pojišťovna, a.s., pobočka poisťovne z iného členského štátu	Wüstenrot poisťovňa, a.s.
Online purchase	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
24/7 helpline	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Medical expenses		Only in REFERENCE, KOMFORT, EXCELENT										Only in Štandard, Komfort, Premium, Študent		€100,000
Medical transport		Only in REFERENCE, KOMFORT, EXCELENT										Only in Štandard, Komfort, Premium, Študent		Only in Balík S, Balík M, Balík L
COVID-19 treatment		Only in KOMFORT, EXCELENT										Only in Štandard, Komfort, Premium, Študent		Only in Balík S, Balík M, Balík L
Personal liability		Only in KOMFORT, EXCELENT			Only in Optimal, Exclusive		Only in Cestovné poistenie - ročné, Komplexné cestovné poistenie - ročné PLUS, Komplexné cestovné poistenie - ročné VIP			Only in Balík Komplet 45, Balík Komplet 90		Only in Komfort, Premium, Študent, Doma, Komplet	Only in Plus, Komfort, Extra	Only in Balík M, Balík L
Emergency dental		Only in REFERENCE, KOMFORT, EXCELENT										Only in Štandard, Komfort, Premium, Študent		Only in Balík S, Balík M, Balík L
Search & rescue	Only in Max	Only in REFERENCE, KOMFORT, EXCELENT
Legal assistance		Only in KOMFORT, EXCELENT					Only in Cestovné poistenie - ročné, Komplexné cestovné poistenie - ročné PLUS, Komplexné cestovné poistenie - ročné VIP					Only in Komfort, Premium, Študent, Doma, Komplet		Only in Balík L
Emergency medical treatment		Only in REFERENCE, KOMFORT, EXCELENT										Only in Štandard, Komfort, Premium, Študent		Only in Balík S, Balík M, Balík L
Hospitalization		Only in REFERENCE, KOMFORT, EXCELENT										Only in Štandard, Komfort, Premium, Študent		Only in Balík S, Balík M, Balík L
Outpatient treatment		Only in REFERENCE, KOMFORT, EXCELENT										Only in Štandard, Komfort, Premium, Študent		Only in Balík S, Balík M, Balík L
Medical evacuation		Only in REFERENCE, KOMFORT, EXCELENT										Only in Štandard, Komfort, Premium, Študent		Only in Balík S, Balík M, Balík L
Repatriation of remains		Only in REFERENCE, KOMFORT, EXCELENT										Only in Štandard, Komfort, Premium, Študent		Only in Individual, Rodina
Pre existing conditions		Only in EXCELENT					Only in Komplexné cestovné poistenie - ročné PLUS, Komplexné cestovné poistenie - ročné VIP							Only in Balík S, Balík M, Balík L
Winter sports cover		Only in REFERENCE, KOMFORT, EXCELENT												Only in Balík S, Balík M, Balík L
Adventure sports cover		Only in PREMIUM, STANDARD
Pregnancy complications		Only in REFERENCE, KOMFORT, EXCELENT