Insurer profile
Merkur zavarovalnica d.d.
Merkur zavarovalnica d.d. is a Slovenian insurance company specialising in personal insurance, offering a wide portfolio of life, investment-linked, accident, health, property, and travel insurance products. Founded in Ljubljana in 1992 as a subsidiary of the Austrian Merkur Versicherung A.G. group, it is one of the leading life insurers in Slovenia.
Source- Legal entity
- Merkur zavarovalnica d.d.
- Headquarters
- Ljubljana, Slovenia
- Parent group
- Merkur International Holding AG (100% owned by Merkur Versicherung A.G., Graz)
- Regulator
- Insurance Supervision Agency (Agencija za zavarovalni nadzor – AZN)
- Phone
- +386 1 300 54 76
- info@merkur-zav.si
- Founded
- 1992
- Last verified
- May 21, 2026
Products from Merkur zavarovalnica d.d.
health
Merkur Specialists – Health Insurance
Supplemental health insurance providing fast access to specialist doctors and diagnostics at contracted private providers, with costs covered by Merkur.
health
Merkur Serious Illnesses – Critical Illness Insurance
Health insurance providing a lump-sum payout upon diagnosis of up to 40 serious illnesses, with coverage remaining active after the first covered illness.
health
Merkur 3 Diseases – Health Insurance
Entry-level critical illness insurance covering the three most common serious conditions: cancer, stroke, and heart attack.
health
Merkur Sick Leave – Health Insurance for Sick Leave Absence
Supplemental health insurance providing a monthly cash benefit (150, 300, or 500 EUR) for prolonged sick leave absence due to illness or accident.
health
Merkur Operations+ – Surgical Procedure Insurance
Health insurance guaranteeing priority access to all non-urgent surgical procedures available on a self-pay basis at private or public healthcare institutions.
health
Merkur Rehabilitation – Health Insurance for Rehabilitation
Health insurance covering spa rehabilitation treatment; the first insurance of its kind on the Slovenian market.
health
Merkur Collective Health – Group Health Insurance for Employees
Group health insurance for companies and associations, providing employees or members with comprehensive healthcare access and social security.
health
Merkur Health – Modular Health Insurance Package
A modular health insurance package combining Merkur Illnesses, Merkur Operations+, Merkur Specialists, and Sick Leave coverage, customisable to individual needs.
health
Merkur Accident – Personal Accident Insurance
Personal accident insurance providing 24/7 worldwide financial protection against unexpected events, injuries, disability, and medical treatment costs.
health
Merkur Children – Accident Insurance for Children and Youth
Award-winning accident insurance for children and youth aged 0–18, providing high coverage for permanent disability, hospitalisation, and rehabilitation.
life
Merkur Life Risk – Term Life Insurance
Pure term life insurance covering death only, with no savings component; features a low premium enabling high coverage sums, ideal for loan protection.
life
Merkur Whole Life Insurance – Funeral Expenses
Whole life insurance providing lifelong coverage for funeral expenses and relieving family members of financial burdens in the event of death.
life
Merkur Investment Life Insurance – Zelena prihodnost (Green Future)
Investment-linked life insurance combining savings in sustainable Ecolabel-certified investment funds with a guaranteed death benefit sum.
life
Merkur Investment Life Insurance – Naložba (Investment)
Investment-linked life insurance combining savings in selected investment funds with a guaranteed death benefit, offering flexible investment strategy choices.
travel
Merkur Traveller – Travel Insurance for Abroad
Comprehensive travel insurance for trips abroad covering medical assistance, emergency transport, accident, COVID-19, and rehabilitation after return.
property
Merkur Home – Property Insurance for House and Apartment
Comprehensive property insurance for residential houses and flats covering natural disasters, fire, earthquake, flood, burglary, vandalism, and more.
property
Merkur Apartment Contents – Contents Insurance
Property insurance for household contents and furnishings in residential houses and apartments, covering natural disasters, burglary, and other events.
property
Merkur Entrepreneur – Commercial Property Insurance for SMEs
Property and collective insurance package for small and medium-sized enterprises, covering business assets against natural disasters and other risks.
property
Merkur Business Box – Collective Insurance for Employers
Collective insurance package for employers covering employees' health, accident, and property-related risks, including coverage for multi-apartment and commercial buildings.
Regulatory updates
Merkur zavarovalnica d.d. holds a valid insurance licence issued by the AZN (licence no. 30200-759/04-14,24,29) and is listed as an active insurer in the AZN public register. The AZN published its 2024 annual supervisory report covering all Slovenian insurers including Merkur; no specific enforcement actions against Merkur were identified in publicly available sources as of May 2026. The company is a member of the Slovenian Insurance Association (Slovensko zavarovalno združenje).
Reputation and reviews
Verified offer pages
Travel insurance
Merkur is a travel insurance for the SI market with online purchase and 24/7 assistance.
Last verified May 21, 2026