Insurer profile
GES Seguros y Reaseguros, S.A.
GES Seguros y Reaseguros, S.A. is an independent Spanish insurer founded in 1928, with 100% national capital since 1939. It distributes insurance products through a network of exclusive professional agents across Spain, offering a wide range of personal and business insurance lines.
Source- Legal entity
- GES Seguros y Reaseguros, S.A.
- Headquarters
- Madrid, Spain
- Regulator
- Directorate General of Insurance and Pension Funds (DGSFP)
- Phone
- +34 913 308 585
- ges@ges.es
- Founded
- 1928
- Last verified
- Jul 15, 2026
Products from GES Seguros y Reaseguros, S.A.
motor
GesAuto Third Party (Terceros Confort)
Basic third-party motor insurance covering mandatory civil liability with road assistance from km 0.
motor
GesAuto Comprehensive (Todo Riesgo Óptima)
Comprehensive motor insurance with maximum coverage including own damage, theft, fire, windows, and road assistance from km 0.
motor
GesMoto Motorcycle Insurance
Motorcycle insurance offering a balance of simplicity, flexibility and competitive price, with third-party and comprehensive options.
property
GesHogar Home Insurance (Basic – Sencillo)
Basic home insurance covering fire, theft, civil liability, water damage, glass breakage and aesthetic damage.
property
GesHogar Home Insurance (Complete – Completo)
Extended home insurance adding coverage for jewellery, valuables, ceramic hobs and additional protection beyond the basic plan.
property
GesHogar Home Insurance (Design – De Diseño)
Premium home insurance with maximum integral protection and optional add-on packs for comprehensive coverage.
health
GesSalud Health Insurance
Comprehensive private health insurance providing access to primary care, specialists, emergencies and hospitalisation, with the first ten medical acts at no cost.
health
MediGes Health Insurance
Limited private health insurance providing access to outpatient specialist care at a competitive price.
life
GES Life Insurance
Life insurance covering death and optionally accidental death or critical illness benefits, customisable for individuals and families.
life
GES Funeral (Bereavement) Insurance – Protección Familiar
Funeral insurance covering all funeral expenses and administrative management, with a level premium that auto-revalues annually.
life
GES Funeral (Bereavement) Insurance – Protección Familia Premium
Funeral insurance with a mixed premium that increases until age 65 and then auto-revalues, covering all funeral expenses.
life
GES Funeral (Bereavement) Insurance – Asistencia Familiar Integral
Funeral insurance with a natural premium increasing until age 72, then auto-revaluing, covering full funeral services and management.
life
GES Savings Insurance (GesAhorro)
Long-term savings insurance product offering financial security, flexibility, and tax benefits for individuals and families.
health
GES Accident Insurance
Personal accident insurance providing indemnity for injuries or disability resulting from accidents, available individually and collectively.
travel
GES Travel Insurance
Travel insurance covering medical expenses, transport, and assistance abroad for individuals and families.
other
GES Boat/Vessel Insurance (GesMar)
Insurance for boats and vessels, covering civil liability, damage, and theft with coverage tailored to vessel type and skipper experience.
other
GES Hunting Insurance
Hunting insurance providing civil liability and personal accident coverage for hunting activities.
property
GesComercio Commerce Insurance
Insurance for retail businesses and shops, covering property damage, civil liability and business activity risks.
property
GesNegocio Offices Insurance
Insurance for professional offices and work spaces, covering property and professional activity risks.
property
GES Business Multi-Risk Insurance
Multi-risk business insurance combining material damage, civil liability, and complementary guarantees in a single policy for SMEs.
liability
GES Civil Liability Insurance for Businesses
Civil liability insurance for businesses and professionals, covering damages caused to third parties in the course of professional activities.
property
GES Communities Insurance
Insurance for residential communities covering common areas, civil liability and communal property risks.
other
GES Collective Insurance
Group/collective insurance products for companies and organisations, covering life, health or accident for employees.
Regulatory updates
GES Seguros y Reaseguros S.A. is registered with and supervised by the DGSFP (Dirección General de Seguros y Fondos de Pensiones), Spain's insurance regulator, and is authorized to operate in the life insurance line as well as non-life lines 1 to 19 as established in the additional provision 1 of Law 30/1995 of 8 November. No specific recent sanctions or major regulatory actions specifically targeting GES were identified in publicly available DGSFP records as of 2025–2026.