Feature / category	Allianz	A.M.A. Seguros	ARAG	AXA Assistance	CASER	Occident	Coverontrip	ERGO Select	Europ Assistance	FIATC	Generali	GesViajes	Helvetia	IATI Seguros	Imaway	Intermundial	MAPFRE	Néctar Contigo	OCASO	Plus Ultra Líneas Aéreas	RACC	Sanitas	Santalucía	Adeslas	MDC Seguros	Zurich
Online purchase	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	No	No	Yes	Yes	Yes	Yes	Yes	Yes	No	No	Yes	Yes	Yes	Yes	No	Yes
24/7 helpline	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
Medical expenses	€75,000	€5,000,000	€2,000 – €1,000,000	€25,000	Covered	€150,000 – €1,000,000	€30,000 – €60,000	Covered	€900 – €200,000	€1,500 – €1,000,000	€120,001,503	Covered	€12,000 – €15,000	Covered	€600 – €6,000,000	€2,500 – €10,000,000	€75,000 – €500,000	€12,000	€150,000	€30,000	€50,000 – €1,000,000	€80,000 – €100,000	€18,000 – €200,000	€50,000 – €1,000,000	Covered	€18,000 – €36,000
Medical transport	Covered	Covered	Unlimited	Unlimited	Covered	Covered	Covered	Unlimited	Unlimited	Covered	Covered	Covered	Covered	Unlimited	Unlimited	Unlimited	Unlimited	Covered	€6,000	Covered	Covered	Covered	Covered	Covered	Covered	Unlimited
COVID-19 treatment	Conditional	Conditional	€2,000 – €1,000,000	€25,000	Not offered	Covered	€30,000 – €60,000	Unlimited	Covered	Optional	Covered	Not offered	Covered	Unlimited	Covered	€200	Conditional	Conditional	€150,000	Excluded	Covered	Covered	Conditional	Covered	Covered	Covered
Personal liability	€30,000	Covered	Optional	€60,000	Covered	Optional	€30,000 – €60,000	€90,000	€30,000	€6,000 – €150,000	Covered	Not offered	Not offered	€60,000	€30,000	€50,000 – €100,000	Optional	Excluded	€30,000	Not offered	€30,000	Covered	€10,000 – €60,000	Not offered	Not offered	Conditional
Emergency dental	€60	Covered	€250	€150	Covered	Not offered	€500	€300	€60 – €170	€30 – €100	Covered	Covered	€120	€500	€60	€120	€120	€300	€500	Covered	Conditional	Excluded	€750	€300	Covered	Covered
Search & rescue	Excluded	Not offered	€3,000	Optional	Optional	Not offered	Covered	€300	Excluded	Not offered	Excluded	Excluded	Not offered	Excluded	€2,000	Optional	Excluded	Excluded	Excluded	Excluded	Excluded	Excluded	€2,000	Excluded	Excluded	Not offered
Legal assistance	€600	Covered	€3,000	Covered	€3,000	Covered	Covered	€3,000	€600 – €3,000	€600	Optional	Not offered	Not offered	€3,000	Optional	€2,000	Covered	Conditional	€3,000	Not offered	€1,500	Covered	€3,000	€15,000	Covered	Conditional
Emergency medical treatment	€75,000	Covered	€2,000 – €1,000,000	€25,000	Covered	Covered	€30,000 – €60,000	Unlimited	Covered	€1,500 – €1,000,000	Covered	Covered	Covered	€1,000,000	Covered	€2,500 – €10,000,000	€75,000 – €500,000	€12,000	€150,000	€30,000	€1,200	€80,000 – €100,000	€18,000 – €200,000	Covered	Covered	Covered
Hospitalization	€75,000	Covered	€2,000 – €1,000,000	€25,000	Covered	Covered	€30,000 – €60,000	Unlimited	Covered	€1,500 – €1,000,000	Covered	Covered	Covered	€1,000,000	Covered	€2,500 – €10,000,000	€75,000 – €500,000	€12,000	€150,000	€30,000	Covered	€80,000 – €100,000	€18,000 – €200,000	Covered	Covered	Covered
Outpatient treatment	€75,000	Covered	€2,000 – €1,000,000	€25,000	Covered	Covered	€30,000 – €60,000	Unlimited	Covered	€1,500 – €1,000,000	Covered	Covered	Covered	€1,000,000	Covered	€2,500 – €10,000,000	Covered	€12,000	€150,000	€30,000	Covered	€80,000 – €100,000	€18,000 – €200,000	Covered	Covered	Covered
Medical evacuation	Covered	Covered	Unlimited	Unlimited	Covered	Covered	Covered	Unlimited	Unlimited	Covered	Covered	Covered	Covered	Unlimited	Unlimited	Unlimited	Unlimited	Covered	€6,000	Covered	Covered	Covered	Covered	Covered	Covered	Unlimited
Repatriation of remains	€600	Covered	Unlimited	Unlimited	Covered	Covered	Unlimited	Unlimited	Unlimited	Covered	Covered	Covered	Covered	Unlimited	Unlimited	Unlimited	Unlimited	Covered	€6,000	Covered	Covered	Covered	Unlimited	Covered	Covered	Unlimited
Pre existing conditions	Excluded	Excluded	Conditional	Excluded	Covered	Optional	Conditional	Optional	Excluded	Excluded	Optional	Excluded	Covered	Conditional	Conditional	Excluded	Conditional	Excluded	Excluded	Excluded	Excluded	Excluded	Conditional	Excluded	Excluded	Covered
Winter sports cover	Excluded	Not offered	Excluded	Optional	Optional	Optional	Excluded	Optional	Conditional	Not offered	Excluded	Not offered	Not offered	Optional	Excluded	Optional	Excluded	Excluded	Excluded	Excluded	Excluded	Optional	Optional	Optional	Excluded	Not offered
Adventure sports cover	Excluded	Not offered	Optional	Optional	Optional	Optional	Excluded	Optional	Excluded	Not offered	Excluded	Excluded	Not offered	Unlimited	Conditional	Covered	Excluded	Excluded	Excluded	Excluded	Excluded	Excluded	Excluded	Excluded	Excluded	Not offered
Pregnancy complications	Excluded	Not offered	Conditional	Conditional	Conditional	Conditional	Covered	Conditional	Conditional	Conditional	Excluded	Conditional	Covered	Conditional	Conditional	Conditional	Conditional	Conditional	Conditional	Excluded	Conditional	Conditional	Conditional	Excluded	Conditional	Covered