Insurer profile
Santa Lucía, S.A., Compañía de Seguros y Reaseguros
Santa Lucía, S.A., Compañía de Seguros y Reaseguros · Spain
Overview
Santalucía is a Spanish independent insurance company founded in 1922, leader in the funeral (decesos) insurance segment and one of the main players in home and life insurance in Spain, with over 7 million insured customers and a network of more than 400 agencies nationwide.
Source26
Products in this market
3
Offer pages
Company details
- Parent group
- Grupo Santalucía
- Regulator
- Directorate General of Insurance and Pension Funds (DGSFP) – Spanish Ministry of Economy
- Phone
- +34 913 65 24 24
- [email protected]
Products from Santa Lucía, S.A., Compañía de Seguros y Reaseguros
Property7
Home Insurance – Hogar Eficaz
Essential home insurance with over 30 coverages including fire, water damage, theft, uninhabitability, third-party liability, and payment protection if the insured becomes unemployed or temporarily disabled.
Rental Protection Insurance
Insurance for landlords renting out their property, protecting against unpaid rents, damage caused by tenants, and providing legal defense as a landlord.
Renters Home Insurance
Home insurance designed for tenants living in rented properties, providing protection against everyday incidents and unforeseen events.
Homeowners Community Insurance
Insurance for homeowners associations (comunidades de vecinos) covering common areas, shared property, and protecting the community's assets against damage and liability.
Business Insurance (SMEs, Commerce, Offices)
Insurance solutions for businesses including SMEs, commerce, and offices, with coverages tailored to specific professional risks and needs.
Agricultural Insurance
Agricultural insurance covering farming risks and pecuniary losses specific to agricultural activities.
Rental Impayment Insurance
Insurance protecting landlords against unpaid rent, covering economic losses and providing legal support in case of tenant default.
Health3
Accident Insurance
Personal accident insurance offering protection against accidental injuries with customizable coverages and multiple modalities.
Health Insurance
Private health insurance with an extensive medical panel covering all specialties, available for individuals, families, professionals and SMEs, including dental coverage options.
Dental Health Insurance
Dental insurance providing access to a network of dental professionals and covering dental care needs.
Life5
Life Insurance – PlanVida
Term life insurance available in general and single-person (single) modalities, suitable for individuals with or without family dependents, covering death by any cause.
Life Insurance – PlanVida Protección
Life insurance offering double protection covering both death and survival, paying the insured capital to beneficiaries in either event.
Life Insurance – PlanVida Joven
Renewable term life insurance for people aged 18 to 40, covering terminal illness, severe dependence and basic funeral cover, with a minimum capital of 30,000 euros.
Life Insurance for Women – PlanVida Mujer Plus
Life insurance specifically designed for women, including services for the prevention and diagnosis of female diseases and indemnification for a breast cancer diagnosis.
Life Insurance – Temporal Renovable
Customizable renewable term life insurance allowing the policyholder to choose coverages and premium amount according to their personal and financial situation.
Financial4
Savings and Investment Insurance – MaxiPlan Ahorro
Guaranteed savings insurance with flexible contributions from €50/month and a guaranteed technical interest rate, designed as a long-term savings vehicle with fiscal advantages.
Individual Long-Term Savings Insurance (SIALP)
Life savings insurance allowing regular and guaranteed saving toward a long-term financial goal, with significant tax advantages.
Systematic Individual Savings Plan (PIAS) – MaxiPlan PIAS
Individual life savings plan aimed at building a lifelong annuity to complement the public pension, with a guaranteed interest rate and favorable tax treatment.
Retirement Savings Plan – MaxiPlan Jubilación
Long-term retirement savings plan designed to maximize returns and complement the public pension, with a guaranteed interest rate and no risky investments.
Other4
Funeral Insurance – Family Flex
Flexible and personalizable funeral insurance covering funeral services, national and international transfers, legal assistance, medical video consultations, online will, and optional coverages including pet assistance.
Funeral Insurance – Tranquilidad Senior
Funeral insurance designed for people over 65, providing lifelong coverage with a single payment and no monthly fees, including funeral services and legal advice with a will included.
Group Funeral Insurance
Collective funeral insurance for employees, members or affiliates of organizations, providing immediate coverage and integral assistance including optional health, legal and travel benefits.
Hunting Insurance
Insurance tailored to hunters covering specific risks associated with hunting activities, including civil liability and accidents.
Regulatory updates
Santalucía holds administrative registration key C0174 with the DGSFP. In March 2024, its subsidiary Santalucía Pensiones SGFP was authorized by the DGSFP to operate as a pension fund manager (BOE, 27 March 2024). Subsequently, in September 2024, Santalucía unilaterally renounced this authorization; the DGSFP accepted the withdrawal and cancelled its registration from the special register of pension fund managers. In 2026, Santalucía became the second-largest shareholder of Unicaja Banco, strengthening its bancassurance channel.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Santalucía for the Spain market, with online purchase and 24/7 assistance.
Last verified Jul 18, 2026
Motor third-party liability
motor third-party liability insurance from Santalucía for the Spain market, with online purchase and 24/7 assistance.
Last verified Jul 17, 2026
Travel insurance
travel insurance from Santalucía for the Spain market, with online purchase and 24/7 assistance.
Last verified Jul 15, 2026