Insurer profile
ERGO Versicherung Aktiengesellschaft
ERGO Versicherung Aktiengesellschaft · Austria
Overview
ERGO Versicherung AG is one of the leading insurance companies in Austria, offering a broad range of life, health, property/casualty, motor and legal protection products to private and corporate customers through more than 30 locations nationwide. It is a subsidiary of ERGO Austria International AG and part of the German ERGO Group, which belongs to reinsurer Munich Re.
Source35
Products in this market
2
Offer pages
Company details
- Parent group
- ERGO Group AG / Munich Re
- Regulator
- Austrian Financial Market Authority (FMA)
- Phone
- +43 1 27444-0
- [email protected]
Products from ERGO Versicherung Aktiengesellschaft
Motor5
Motor Third-Party Liability Insurance
Mandatory motor liability insurance covering damage caused to third parties, with at least €10 million cover.
Comprehensive Motor Insurance (Full Casco)
Full casco cover for own vehicle damage, including self-caused accidents, recommended for new cars.
Partial Casco Motor Insurance
Partial casco cover for the insured's own vehicle, e.g. against fire, theft, glass breakage and natural hazards.
Motorcycle Insurance
Motor insurance package for motorcycles including liability and optional casco cover.
Fleet Insurance (FuhrparkmanagER GO!)
Flexible fleet insurance for company vehicle fleets starting from five vehicles, including special conditions for e-cars.
Property4
Household Contents Insurance
Covers household contents against fire, water damage, storm and burglary, including liability cover.
Home Building Insurance
Protects the building structure of a house against fire, water damage and storm, complementing household insurance.
Commercial/Business Property Insurance (ERGO fürs Gewerbe)
Modular commercial insurance for over 320 business types covering fire, storm, water damage, burglary and business interruption.
Photovoltaic System Insurance
Covers photovoltaic installations against damage from storms, overvoltage and animal bites, including repair and replacement costs.
Health5
Accident Insurance (AktivER GO!)
Flexible worldwide accident insurance covering financial consequences of accidents at home, in leisure time or sport.
Search & Rescue Cost Insurance
Covers search, rescue and recovery costs after leisure accidents such as skiing, hiking or cycling.
Dental Preservation Insurance
Austria's first standalone dental insurance without a mandatory main health policy, covering dental preservation treatments.
Dental Replacement Insurance
Covers costs of dental replacement treatments such as crowns, bridges and implants.
Private Hospital Insurance after Accident (Sonderklasse)
Provides access to private hospital ward benefits following an accident.
Liability9
Private Legal Protection Insurance (D.A.S.)
Comprehensive private legal expenses insurance including free legal advice and unlimited litigation costs.
Basic Private Legal Protection (D.A.S. Start)
Entry-level private legal protection covering criminal defense and legal advice, combinable with further modules.
Legal Advice Protection (D.A.S. Beratungs-Rechtsschutz)
Covers the cost of legal advice from a D.A.S. lawyer or in-house jurist, including a second expert opinion.
Travel Legal Protection (D.A.S. Reise-Rechtsschutz)
Legal protection and emergency service assistance for legal problems occurring while travelling, valid worldwide.
Motor Legal Protection (D.A.S. KFZ-Rechtsschutz)
Legal protection for vehicle owners, drivers and passengers for traffic-related legal disputes.
Corporate Legal Protection (D.A.S. Firmen-Rechtsschutz)
Comprehensive legal protection insurance for companies, giving access to a network of about 600 D.A.S. partner lawyers.
Labor Court Legal Protection for Employers
Legal protection for employers in conflicts with employees before labor courts.
Corporate Vehicle Legal Protection
Legal protection for company vehicles and fleets in disputes with insurers or authorities after traffic incidents.
Corporate Driver Legal Protection
Legal defense cover for company drivers facing criminal or administrative proceedings after traffic incidents.
Life6
Life Insurance (overview)
Range of life insurance solutions tailored to different life stages, from risk cover to savings and investment.
Risk/Term Life Insurance
Affordable term life insurance to financially protect family, partner or a loan in case of death.
Occupational Disability Insurance
Private provision to close the income gap if the policyholder becomes unable to work in their profession.
Children's Savings Life Insurance (KindersparER GO!)
Unit-linked savings life insurance to build capital for a child, grandchild or godchild's future.
Flexible Retirement Provision (ERGO fürs Leben)
Flexible pension savings life insurance allowing the customer to choose the mix between classic and fund-based investment.
Unit-linked Life Insurance
Life insurance where premiums are invested in investment funds, with the policyholder bearing the investment risk.
Financial3
Flexible Wealth Investment (ERGO fürs Investment / Flexible Veranlagung)
Single-premium investment-linked insurance product for long-term capital investment with a choice of funds.
State-Subsidized Retirement Provision
State-subsidized private pension savings product for long-term retirement provision in Austria.
Corporate Severance Pay Insurance
Insurance solution for employers to secure liquidity for statutory severance pay obligations (Abfertigung ALT).
Regulatory updates
In October 2025, the FMA approved the transfer of ERGO Versicherung AG's entire portfolio of company group pension (betriebliche Kollektivversicherung) contracts to DONAU Versicherung AG Vienna Insurance Group, effective end of 2025. Earlier, in 2022/2023, ERGO Österreich acquired and merged the Viennese legal-protection specialist D.A.S. Rechtsschutz AG, which became part of ERGO Versicherung AG in August 2023.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from ERGO for the Austria market, with online purchase and 24/7 assistance.
Last verified Aug 26, 2026
Motor third-party liability
motor third-party liability insurance from ERGO for the Austria market, with online purchase and 24/7 assistance.
Last verified Aug 26, 2026