Insurer profile
Austrian Civil Servants' Insurance (ÖBV), Mutual Insurance Association
Austrian Civil Servants' Insurance (ÖBV), Mutual Insurance Association · Austria
Overview
ÖBV is an independent Austrian mutual insurance association (VVaG) that has insured employees of the public sector since its founding, while also offering its life, accident and pension products to the general public; its subsidiary ÖBV Selekt brokers health, legal protection, liability and property/motor insurance from partner insurers.
Source20
Products in this market
2
Offer pages
Company details
- Regulator
- Austrian Financial Market Authority (FMA)
- Phone
- +43 59 808
- [email protected]
Products from Austrian Civil Servants' Insurance (ÖBV), Mutual Insurance Association
Motor
Motor Third-Party Liability Insurance
Legally mandatory motor liability insurance covering claims against the policyholder, brokered via ÖBV Selekt with Wiener Städtische.
Motor Comprehensive/Partial Casco Insurance
Optional comprehensive or partial casco cover for vehicles, including new-value replacement for total loss or theft of newer vehicles.
Health
Accident Insurance (Unfallschutz)
Private accident insurance covering occupational and leisure accidents (sports, household, gardening, DIY) beyond statutory accident cover.
Health Provision / Private Health Insurance
Supplementary private health insurance including special-class hospital cover, with optional add-ons such as travel health insurance and daily allowance.
Group Special-Class Insurance
A group supplementary hospital insurance for teachers and school administration staff offering private/special-class hospital treatment.
Disability / Existence Protection Insurance
Disability and existence-protection insurance, brokered via subsidiary ÖBV Selekt, covering burnout, illness or permanent occupational disability.
Liability
Private and Sports Liability Insurance
Private liability insurance covering sports and leisure activities, usually included with home/household insurance.
Legal Protection Insurance
Legal expenses insurance covering disputes in leisure, employment, neighbourhood and traffic-related matters, brokered via ÖBV Selekt.
Motor Legal Assistance (KFZ-Rechtsbeistand)
A free assistance benefit for motor liability policyholders providing legal representation costs in traffic-related disputes.
Life
Classic Life Insurance
Traditional life insurance covering death and accidental death, with options for critical illness and premium waiver on disability.
Children's and Youth Provision
A savings-oriented life insurance product for children combining capital accumulation with insurance protection.
Funeral Cost Provision
A lifelong death-benefit insurance covering funeral costs including repatriation expenses from abroad.
Risk/Term Life Insurance
Pure term life insurance providing high protection at low premiums with optional add-ons for critical illness and premium waiver on incapacity.
Annuity/Pension Provision
A private pension annuity insurance designed to close potential pension gaps and maintain living standards in retirement.
Financial
Kombivorsorge (Hybrid Life/Fund Insurance)
A hybrid life insurance combining fund-linked investment with the security of classical life insurance.
Fund-linked Life Insurance (Fondsvorsorge)
Fund-linked life insurance for long-term wealth accumulation with a choice of equity, mixed or bond funds.
State-subsidized Future Provision (Zukunftsvorsorge)
A state-subsidized private pension product offering tax advantages to build additional retirement income.
Immediate Annuity (Sofortrente)
A single-premium immediate annuity product converting a lump sum into a lifelong pension payment.
Occupational Group Pension Scheme (BKV)
A tax-favoured occupational pension scheme allowing employers to contribute to their employees' retirement provision.
Regulatory updates
ÖBV is licensed and supervised by the FMA under the Austrian Insurance Supervision Act (VAG 2016) as a domestic mutual insurance association; no adverse regulatory sanctions or enforcement actions against ÖBV were found in recent FMA publications, and the company continues to publish its Solvency II supervisory disclosures as required.
Reputation and reviews
Offer pages
Casco (own-damage car insurance)
casco (own-damage car insurance) from Wiener Städtische for the Austria market, with online purchase and 24/7 assistance.
Last verified Aug 26, 2026
Motor third-party liability
motor third-party liability insurance from ÖBV for the Austria market.
Last verified Aug 26, 2026