Insurer profile
WIENER STÄDTISCHE Versicherung AG Vienna Insurance Group
Wiener Städtische Versicherung AG is Austria's largest individual insurance company and the flagship entity of the international Vienna Insurance Group, founded in 1824. It operates across all insurance lines including property & casualty, life, health, and accident insurance for private, commercial, and corporate customers, with nine regional offices and approximately 130 branch offices throughout Austria, as well as branch offices in Italy and Slovenia.
Source- Legal entity
- WIENER STÄDTISCHE Versicherung AG Vienna Insurance Group
- Headquarters
- Vienna, Austria
- Parent group
- VIENNA INSURANCE GROUP AG Wiener Versicherung Gruppe
- Regulator
- Financial Market Authority (FMA), Otto Wagner Platz 5, 1090 Vienna
- Phone
- +43 50 350-20000
- kundenservice@wienerstaedtische.at
- Founded
- 1824
- Last verified
- Jul 10, 2026
Products from WIENER STÄDTISCHE Versicherung AG Vienna Insurance Group
motor
Motor Third-Party Liability Insurance
Mandatory motor third-party liability insurance covering damage caused to others by the insured vehicle.
motor
Comprehensive Motor Insurance (Casco)
Full and partial casco motor insurance covering damage to the insured vehicle from accidents, theft, weather events, and more.
motor
Electric Vehicle Insurance
Sustainable protection for electric vehicles with climate and environmental bonuses.
motor
Motorcycle Insurance
Liability and casco insurance for motorcycles, mopeds, and scooters.
other
E-Bike and Bicycle Insurance
Insurance for e-bikes and bicycles covering theft, accident damage, and liability.
travel
Travel Casco Insurance
Comprehensive casco insurance for traveling with your own vehicle (car, motorcycle, motorhome, caravan) in Austria and throughout Europe.
property
Household Insurance (living.up)
Household contents insurance protecting against fire, burglary, water damage, storm, and more, including private liability cover; also available as the online product living.up.
property
Homeowners Insurance
Comprehensive building insurance for private homeowners against fire, storms, pipe bursts, and other damage.
property
Safe Content Insurance
Insurance for the contents of a rented bank safe box above the bank's own liability limit.
liability
Private Liability Insurance (Privathaftpflicht)
Private personal liability insurance covering bodily injury, property damage, and financial loss caused to third parties in daily life.
liability
Animal Owner Liability Insurance (Tierhaftpflicht)
Liability insurance for dog and horse owners covering damage caused by their animals to third parties.
liability
Drone Liability Insurance (Drohnenversicherung)
Aviation liability insurance for drones and unmanned aerial vehicles fulfilling all Austrian and EU regulatory requirements.
other
Private Legal Protection Insurance (Rechtsschutzversicherung)
Private legal expenses insurance covering attorney and court costs in everyday, traffic, work, and neighbourhood disputes.
health
Private Health Insurance – Special Class (bestHEALTH / sorgenfreie.sonderklasse)
Private supplemental hospital insurance covering the special class ward with free choice of physician and hospital.
health
Private Doctor Insurance (MEDplus / Privatarzt-Versicherung)
Private doctor insurance covering ambulatory treatments by doctors of choice outside the public system, including alternative medicine, physiotherapy, and medications.
health
Private Full Health Insurance (Private Selbstversicherung)
Full private health insurance as an alternative to statutory health insurance, with private doctor access and free hospital choice.
health
Dental Insurance (Zahnversicherung)
Dental insurance supplementing the special class policy to cover dental treatments by the dentist of choice.
health
Hospital Daily Allowance Insurance (Taggeld)
Hospital daily allowance insurance to offset additional costs during a hospital stay.
health
Sick Pay Insurance (Krankengeld)
Income replacement insurance paying a daily allowance for each day of incapacity for work due to illness or accident.
health
Private Accident Insurance (sorgenfreier.unfallschutz)
Personal accident insurance providing financial protection after accidents, particularly during leisure and sport.
health
Long-Term Care Insurance (Pflegeversicherung)
Private long-term care insurance providing financial support when nursing care becomes necessary.
life
Disability / Occupational Incapacity Insurance (sorgenfreies.berufsleben)
Occupational disability insurance maintaining the standard of living in case of inability to work in one's profession.
life
Income Protection Insurance (aktiver.existenzschutz)
Income protection insurance for manual workers and self-employed, covering the financial impact of sudden accident or serious illness.
life
Term Life Insurance (sicherer.nachlass / Ablebensversicherung)
Pure risk life insurance paying a lump sum upon death of the insured person to protect dependants and cover loan repayments.
life
Funeral / Burial Insurance (sorgenfreier.abschied)
Funeral expense insurance relieving relatives of the financial burden of burial costs.
life
Pension / Retirement Insurance (sorgenfreie.prämienpension)
State-subsidized pension savings product investing in capital markets, offering tax advantages and government bonuses.
life
Combined / Hybrid Life Insurance (sorgenfreies.mixinvest)
Hybrid life insurance combining classic guaranteed-yield coverage with fund-linked investment in one policy.
life
Fund-Linked Life Insurance (aktives.fondsinvest)
Unit-linked life insurance with free fund selection, flexible premium payments, and tax advantages.
financial
Sustainable Investment Life Insurance (Eco Select Invest)
Sustainable investment product with individual insurance coverage, flexible fund selection, ESG criteria, and Austrian Ecolabel certification.
travel
International Travel Health Insurance (Auslandsreise-Krankenversicherung)
Travel health insurance covering medical costs due to illness or accident anywhere in the world.
travel
Travel Cancellation Insurance (Reise-Stornoversicherung)
Travel cancellation insurance covering costs if a trip must be cancelled before departure.
travel
Travel Insurance for Austria Visitors (Reiseversicherung Austria)
Travel insurance for visitors to Austria providing up to 12 months of hospital and medical coverage for visa purposes.
other
Boat Insurance (Bootsversicherung)
Boat liability and casco insurance for motorboats, sailboats, yachts, and other watercraft.
other
Musical Instrument Insurance
All-risk insurance for musical instruments covering damage or theft anywhere in the world.
other
Hunting and Sports Weapon Insurance
Insurance for hunting and sports weapons against loss, destruction, or damage.
other
Event Insurance (Veranstaltungsversicherung)
Event liability and cancellation insurance for private persons and businesses organizing events.
property
Business Class Insurance (Betriebsversicherung)
Comprehensive commercial property and liability insurance package for businesses, also available as an international version.
liability
Professional Liability Insurance (Berufshaftpflicht)
Professional liability insurance for businesses and self-employed persons covering claims arising from professional activities.
other
Business Interruption Insurance (Betriebsunterbrechungsversicherung)
Insurance covering loss of income when business operations are interrupted due to an insured event.
property
Agricultural Business Insurance (Agrar-Betriebsversicherung)
Flexible insurance package designed specifically for agricultural businesses.
other
Municipal Insurance (Gemeinde-Polizze)
Tailored insurance solutions for Austrian municipalities covering their specific risks.
other
Computer / IT Equipment Insurance (Computerkasko)
Insurance for business computer and IT equipment against damage or loss.
cyber
Technology / Cyber Insurance (Technikversicherungen)
Technical and cyber insurance for businesses, providing cover when IT systems fail or are compromised by cyberattacks.
Regulatory updates
In July 2024, the FMA imposed a legally binding fine of EUR 367,542 against Wiener Städtische for multiple breaches of anti-money laundering due diligence obligations (FM-GwG), specifically for failing to verify the identity of beneficial owners for three high-risk customers and omitting PEP checks. In separate proceedings under the Stock Exchange Act 2018 (BörseG 2018) regarding belated notification of a 10% shareholding threshold underrun in S IMMO AG, the Supreme Administrative Court (VwGH) granted Wiener Städtische's revision on 29 August 2023 and annulled the contested penal order; the Federal Administrative Court subsequently also granted the appeal, annulled the penalty and terminated the administrative criminal proceedings. No new FMA enforcement actions against Wiener Städtische were identified in 2025–2026.