| Online purchase | No | Yes | Yes | Yes | Yes | Yes | Yes | No | Yes | Yes | Yes | Yes | Yes | Yes |
|---|
| 24/7 helpline | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Not available | Yes |
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| Medical expenses | | | | | | | | | | | | | | |
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| Medical transport | No limit stated | | | | | | | | | | | | | |
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| COVID-19 treatment | Only in Top Jahresreiseschutz PLUS | | | | | | | | | | | | | |
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| Personal liability | | | | | | | | | | | | | | |
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| Emergency dental | | | | | | | | | | | | | | |
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| Search & rescue | | | | | | | | | | | | | | |
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| Legal assistance | Only in Top Jahresreiseschutz PLUS | | | | | | | | | | | | | |
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| Emergency medical treatment | | | | | | | | | | | | | | |
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| Hospitalization | | | | | | | | | | | | | | |
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| Outpatient treatment | | | | | | | | | | | | | | |
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| Medical evacuation | No limit stated | | | | | | | | | | | | | |
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| Repatriation of remains | | | | | | | | | | | | | | |
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| Pre existing conditions | | | | | | | | | | | | | | |
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| Winter sports cover | | | | | | | | | | | | | | |
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| Adventure sports cover | | | | | | | | | | | | | | |
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| Pregnancy complications | | | | | | | | | | | | | | |
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