Feature / category	Allianz	Generali	GRAWE TRAVELSTAR	Merkur / HanseMerkur	UNIQA	Wiener Städtische
Online purchase	Yes	No	Yes	Yes	Yes	Yes
24/7 helpline	Yes	Yes	Yes	Yes	Yes	Yes
Medical expenses	€30,000	€1,000,000	Covered	Unlimited	€310,000	Unlimited
Medical transport	Covered	Covered	Covered	Covered	€310,000	Unlimited
COVID-19 treatment	Covered	€1,000,000	Covered	Unlimited	€310,000	Conditional
Personal liability	Covered	€500,000	Covered	€1,000,000	Excluded	Excluded
Emergency dental	€500	Covered	Conditional	Covered	Conditional	Conditional
Search & rescue	€80,000	€80,000	€11,000	€80,000	€9,550	Covered
Legal assistance	Covered	Covered	€5,500	Conditional	Not offered	Not offered
Emergency medical treatment	€30,000	€1,000,000	Covered	Unlimited	€310,000	Unlimited
Hospitalization	Covered	€1,000,000	Covered	Unlimited	€310,000	Unlimited
Outpatient treatment	Covered	Covered	Covered	Covered	€310,000	Covered
Medical evacuation	Covered	Covered	Covered	Covered	Conditional	Unlimited
Repatriation of remains	Covered	Covered	€22,000	Covered	€2,410	Unlimited
Pre existing conditions	Excluded	Conditional	Conditional	Conditional	Excluded	Conditional
Winter sports cover	Optional	Covered	Covered	Covered	Covered	Covered
Adventure sports cover	Excluded	Conditional	Excluded	Conditional	Excluded	Excluded
Pregnancy complications	Conditional	Conditional	Conditional	Conditional	Conditional	Excluded