Allianz Motor third-party liability (Mein Kfz Comfort)

Allianz actively defends the policyholder against unjustified third-party compensation claims within the agreed liability sum. In addition, all Mein Kfz packages include telephone legal advice from an Allianz-appointed lawyer on traffic-law matters concerning the insured vehicle, limited to 12 calls per calendar year. A full standalone Kfz-Rechtsschutz (traffic legal protection) product is sold separately and is not part of this coverage.

Allianz issues the Green Card free of charge as proof of motor liability cover abroad. It is not necessary in most European countries in the geographic sense, but may be required or recommended for certain other countries depending on current rules; contractual extensions of the territorial scope are possible.

Basic roadside assistance is automatically included in every Mein Kfz package (including COMFORT/liability-only), covering on-site help, towing to the nearest workshop, mobility assistance within a 50 km radius, and an information service. It excludes agricultural vehicles such as tractors and combine harvesters. An upgraded Assistance level with, e.g., a replacement-car service is available in the Kasko packages.

Driver accident insurance is included as part of the COMFORT base package, covering accidents resulting in permanent disability and/or death of the driver while driving, using, loading/unloading, directing, or entering/exiting the insured vehicle. The insured sum is agreed individually at contract conclusion.