Insurer profile
Axiom Insurance Company AD
Axiom · Bulgaria
Overview
Axiom Insurance Company AD is a multi-line non-life insurer operating on the Bulgarian market since 1997, offering property, health, accident, travel, liability, cargo, surety, and financial lines insurance to individual and corporate clients. Since 2023, it has also expanded under freedom of services to EU member states.
Source25
Products in this market
1
Offer pages
Company details
- Parent group
- Avesta Trade AD
- Regulator
- Financial Supervision Commission (FSC)
- Phone
- +359 700 400 99
- [email protected]
Products from Axiom Insurance Company AD
Motor1
Motor Third-Party Liability Insurance (MTPL)
Compulsory motor third-party liability insurance for motor vehicle owners, covering material and non-material damages caused to third parties; Axiom holds an FSC licence for this class.
Property6
AxiHome – Home Insurance (Individuals)
Packaged home insurance for individuals covering apartments, houses, and outbuildings against fire, natural disasters, flooding, theft, earthquake, and other risks with Standard and Premium tiers.
AxiProtect – Home Insurance (Individuals, Premium Package)
Extended premium home insurance package for individuals adding vehicle impact, short-circuit, refrigerator breakdown, glass breakage, photovoltaic panels, and additional expenses to the standard cover.
AxiProtect – Business Property Insurance (SME)
Commercial property insurance for SMEs covering total or partial damage to buildings and movable property against fire, explosion, natural disasters, burst pipes, short circuits, and other perils.
Electronic Equipment Insurance
Insurance for commercial electronic equipment (computers, servers, medical devices, cash registers, etc.) and external data carriers against electrical surges, lightning, smoke, and other risks.
Installation and Construction All-Risk Insurance (CAR/EAR)
All-risk insurance for construction and installation projects, providing comprehensive coverage for contractors and project owners against material damage during the works.
Business Interruption Insurance
Insurance covering financial losses from business interruption following insured property damage, compensating for lost revenue and ongoing fixed costs.
Health8
Axi Health – Group Health Insurance
Corporate group health insurance providing employees access to in-patient, out-patient, and preventive medical care at private healthcare facilities across Bulgaria.
Medical Insurance for Foreigners in Bulgaria
Mandatory medical insurance for non-EU foreigners on short-term or long-term stay or transiting through Bulgaria, covering emergency medical expenses.
AxiHealth Global – International Health Insurance
International health insurance plans (Essential, Priority, Premium) covering inpatient, outpatient, mental health, and emergency evacuation for individuals and corporate clients worldwide, supported by AXA.
Accident and Illness Insurance
Personal accident and illness insurance covering death, permanent and temporary disability, medical expenses, and daily hospital allowance following an accident or illness.
Occupational Accident Insurance
Group accident insurance providing effective protection against work-related accidents and occupational diseases, with core and supplementary benefits for employees.
Sports Accident Insurance
Accident insurance designed for individuals engaged in sports and recreational activities, covering injuries sustained during sporting events.
Student and Teacher Accident Insurance
Accident insurance covering students and teachers against injuries occurring on school premises and during school-related activities.
Hotel Guest Accident Insurance
Accident and medical insurance for guests staying in hotels, motels, and other accommodation establishments in Bulgaria, activating upon check-in.
Liability2
Professional Liability Insurance
Professional liability insurance protecting professionals (medical personnel, designers, accountants, auditors) against claims arising from negligence, malpractice, or errors in professional services.
General Civil Liability Insurance
General civil liability insurance covering third-party bodily injury and property damage claims arising from the insured's business or personal activities.
Travel4
AxiTravel – Travel Insurance Abroad
Comprehensive travel insurance for trips abroad covering emergency medical expenses, COVID-19, transportation, repatriation, lost luggage, and legal expenses.
Trip Cancellation Insurance
Travel cancellation insurance reimbursing pre-paid, non-refundable travel expenses if the insured cancels a trip before departure due to covered medical or non-medical reasons.
Trip Insurance in Bulgaria
Domestic travel insurance for Bulgarian and foreign citizens on holidays, group tours, sports activities, or team buildings on Bulgarian territory, covering accidents and illnesses.
Multi-Trip Travel Insurance Abroad
Annual multi-trip travel insurance for frequent travellers abroad, providing continuous medical and travel assistance coverage for multiple trips within one policy year.
Financial3
Borrower's Accident and Illness Insurance
Financial protection for borrowers from financial institutions, covering monthly loan repayments in the event of accident or illness.
Surety Bonds (Insurance Guarantees)
Surety bond insurance as an alternative to bank guarantees or cash pledges under public procurement contracts, including advance payment and performance guarantees.
Miscellaneous Financial Loss Insurance
Insurance covering miscellaneous financial losses, including those resulting from unforeseen business risks not covered by standard property or liability policies.
Regulatory updates
Axiom Insurance Company JSC holds a non-life insurance license №010-OZ/30.05.2022 issued by the Financial Supervision Commission (FSC) of Bulgaria. As of 2023, the company has notified the FSC of its intention to operate in EU member states under the freedom of services (FOS) regime, as confirmed on the FSC supervised entities page (last updated April 2026). The company's current status in the commercial register is active.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from AxiTravel for the Bulgaria market, with online purchase.
Last verified Sep 9, 2026