Insurer profile
Colonnade Insurance S.A. – Bulgaria Branch
Colonnade Insurance S.A. – Bulgaria Branch is the Bulgarian branch of a Luxembourg-based non-life insurer fully owned by Canadian Fairfax Financial Holdings. It offers a broad range of non-life insurance products for individual and corporate clients including travel, accident, property, liability, cargo and financial lines, and holds an A- (Excellent) AM Best financial strength rating.
Source- Legal entity
- Colonnade Insurance S.A. – Bulgaria Branch
- Headquarters
- Sofia, Bulgaria
- Parent group
- Fairfax Financial Holdings Limited
- Regulator
- Primary regulator: Commissariat aux Assurances (CAA), Luxembourg. In Bulgaria the Financial Supervision Commission (FSC / KFN) supervises the insurance market.
- Phone
- +359 700 14 251
- clients@colonnade.bg
- Founded
- 2017
- Last verified
- Jul 13, 2026
Products from Colonnade Insurance S.A. – Bulgaria Branch
travel
Travel Insurance Abroad (Individual)
Individual travel medical insurance for single trips abroad covering emergency medical expenses including COVID-19 and other travel risks.
travel
Travel Cancellation Insurance
Insurance covering cancellation costs for trips within Bulgaria or abroad for individual clients.
motor
EuroGAP (Guaranteed Asset Protection)
GAP insurance for new vehicles covering the difference between the insurance payout and the outstanding purchase price in case of total loss.
motor
Protected Tyres Insurance (Diana)
Partner programme insurance protecting newly purchased car tyres against puncture, vandalism, and tyre wall damage, available exclusively at Diana tyre centres.
health
Accident and Adverse Events Insurance Protection 360 (Individual)
Flexible individual accident insurance covering accident and adverse health events for individuals and families without a medical examination, purchasable online.
travel
Group Business Travel Insurance
Corporate group travel insurance for business trips abroad covering all employees under a single annual policy without prior notification per trip.
health
Group Occupational Accident Insurance
Mandatory occupational accident insurance for employees covering death, permanent disability, and temporary incapacity due to workplace accidents.
health
Group Accident and Critical Illness Insurance 24h
24-hour group accident and critical illness insurance for employees covering up to 15 configurable benefits including death, disability, and hospital stay allowance.
liability
General Third-Party Liability Insurance (Premises and Operations)
Corporate general liability insurance covering third-party bodily injury and property damage claims arising from business premises and operations.
liability
Employer's Liability Insurance
Covers the employer's liability to compensate employees for bodily injury or death arising in the course of their work.
liability
Product Liability Insurance
Covers claims for bodily injury or property damage to third parties caused by defective or dangerous products manufactured, sold, or distributed by the insured.
liability
Professional Liability (Errors and Omissions) Insurance
Protects qualified professionals against claims for financial losses suffered by clients due to errors, omissions, or negligence in professional services.
liability
Directors and Officers Liability Insurance (D&O)
Insurance for directors and management board members covering losses from wrongful decisions or breach of duties, for legal entities and financial institutions.
cyber
Cyber Liability Insurance
Covers third-party claims against legal entities and financial institutions related to cyber attacks, security breaches, and loss or theft of data.
liability
GDPR Liability Insurance
Liability insurance covering claims and regulatory fines arising from violations of the General Data Protection Regulation.
liability
Environmental (Pollution) Liability Insurance
Covers corporate liability for claims arising from accidental or gradual pollution events, aligned with Bulgarian environmental damage legislation.
financial
International Bankers Blanket Bond (BBB)
Protects banks and financial institutions from financial losses due to employee dishonesty, theft, forgery, and other criminal acts.
property
Commercial Property Damage and Business Interruption Insurance
Broad coverage for material damage to industrial and business property including business interruption and machinery breakdown.
property
Construction and Erection All Risks Insurance
All-risks insurance for construction and erection projects covering materials, equipment, and third-party liability on construction sites.
other
Cargo Insurance (Goods in Transit)
Wide coverage for loss or damage to goods in transit for all modes of transport with worldwide territorial scope.
liability
Port Operator Liability Insurance
Specialised liability insurance covering bodily injury and property damage to third parties arising from port operations.
Regulatory updates
Colonnade Insurance S.A. – Bulgaria Branch is registered as a branch of a foreign trader (EIK 204603407) incorporated on 22 May 2017, with active status as of July 2026. It operates under the EU freedom-of-services passport from its Luxembourg CAA licence. The branch is authorised to underwrite 17 of 18 statutory non-life insurance classes, excluding Class 10 (Motor Vehicle Liability). No regulatory sanctions or enforcement actions against the Bulgarian branch were identified in public sources as of July 2026.
Reputation and reviews
Verified offer pages
Travel insurance
Colonnade is a travel insurance for the BG market with online purchase and 24/7 assistance.
Last verified Jun 9, 2026