Bulgaria Insurance Travel insurance (Pomosht Pri Patuvane V Chuzhbina Online)
Underwritten by България Иншурънс АД · Bulgaria
travel insurance from Bulgaria Insurance for the Bulgaria market, with online purchase and 24/7 assistance.
Verified Sep 9, 2026 · Terms dated 2019-02-11Sources
Key facts
- Bulgaria Insurance
Unique selling points
24/7 international assistance provided through dedicated partner Coris Bulgaria, available anywhere in the world via a single hotline (+359 2 903 01 31) with direct settlement of medical costs.
Tailor-made extreme sports coverage is available with the option for a high rescue-cost limit, adapted to individual requirements.
The policy can be arranged entirely online in four steps, with flexible insured sum, currency (EUR/USD) and territorial scope selection (Europe, Worldwide incl./excl. USA & Canada).
Coverage limits
Medical Expenses
Covered
No limit stated
Covers medical expenses resulting from accident or acute illness during the trip abroad. The insured sum is chosen by the applicant in EUR (or USD) at the time of purchase; no fixed limit is published on the official product page.
Section: Помощ при пътуване в чужбина (Online) > За кого е подходяща? > Покрити рискове
Медицински разходи, вследствие на злополука или внезапно заболяване, включително Covid-19
Emergency Medical Treatment
Covered
No limit stated
Emergency medical treatment for accident or sudden illness abroad is included as part of the core coverage. Coris Bulgaria arranges and settles emergency treatment directly with healthcare providers 24/7.
В случай на нужда от медицинска помощ при настъпване на злополука или внезапно заболяване, моля обръщайте се към денонощния асистанс център на Корис България
Hospitalization
Covered
No limit stated
Inpatient/hospitalization costs are covered as part of medical expenses for accident or acute illness abroad. No specific sub-limit is published; limits depend on the insured sum selected at purchase.
Section: Помощ при пътуване в чужбина (Online) > За кого е подходяща? > Покрити рискове
Дневни пари за болничен престой
Outpatient Treatment
Covered
No limit stated
Outpatient medical treatment resulting from accident or acute illness abroad is included within the medical expenses coverage. No separate sub-limit is published.
Section: Помощ при пътуване в чужбина (Online) > За кого е подходяща? > Покрити рискове
Медицински разходи, вследствие на злополука или внезапно заболяване, включително Covid-19
Emergency Dental Treatment
Covered
No limit stated
Emergency dental treatment is listed as a covered risk on the official product page. No monetary sub-limit is published there; a fixed limit could not be confirmed in this verification pass.
Section: Помощ при пътуване в чужбина (Online) > За кого е подходяща? > Покрити рискове
Спешна дентална помощ
Medical Transport
Covered
No limit stated
Transport to a medical facility is organised through the 24/7 assistance service provided by Coris Bulgaria as part of the core coverage. No specific monetary limit is published.
Medical Evacuation
Covered
No limit stated
Medical evacuation is included as part of the 24/7 international assistance service provided through Coris Bulgaria. No specific monetary limit is published separately.
Section: Помощ при пътуване в чужбина (Online) > За кого е подходяща? > Предимства
Международно съдействие с осигурен медицински асистанс 24 часа, 7 дни в седмицата
Repatriation of Mortal Remains
Covered
No limit stated
Repatriation of mortal remains in the event of death from accident or acute illness abroad is a listed covered risk. No separate monetary limit is published on the official product page.
Section: Помощ при пътуване в чужбина (Online) > За кого е подходяща? > Покрити рискове
Репатриране вследствие на злополука, внезапно заболяване (вкл. Covid-19) или смърт
Search and Rescue / Rescue Costs
Optional
No limit stated
Rescue costs are referenced in connection with extreme and amateur sports coverage, offered as selectable options, with the possibility of a high limit for rescue costs. No fixed limit is published.
Покрития на рискове при упражняване на екстремни спортове с възможност за висок лимит при необходимост от спасителни разноски
COVID-19 Medical Expenses
Not established from the reviewed documents
COVID-19 coverage is explicitly stated for Bulgaria Insurance's Multitrip travel product and was subject to a 2020 scope restriction notice for travel policies generally; the current single-trip online product page does not itself make an explicit statement on COVID-19, so the position could not be confirmed for this exact product in this verification pass.
осигурява необходимата помощ и съдействие в случай на затруднение, независимо дали то е свързано със здравословен проблем, включително Covid-19
Pre-existing Conditions
Not established from the reviewed documents
The product description addresses coverage for accident and acute (sudden) illness. The official product page does not make an explicit statement either including or excluding pre-existing chronic conditions, so the position is unconfirmed.
Winter / Amateur Sports Cover
Optional
No limit stated
Coverage for risks during amateur sports activities (which can include winter sports) is available as a selectable optional coverage according to individual needs.
Покрития на рискове при упражняване на любителски спортове
Extreme / Adventure Sports Cover
Optional
No limit stated
Coverage for risks during extreme sports activities is available as an optional add-on, with the possibility of a high limit for rescue costs based on individual requirements.
Покрития на рискове при упражняване на екстремни спортове с възможност за висок лимит при необходимост от спасителни разноски
Pregnancy Complications
Not established from the reviewed documents
Pregnancy complications are not among the risks explicitly listed on the official product page, but the page also does not make an affirmative exclusionary statement, so the position is unconfirmed.
Personal Liability
Covered
No limit stated
Personal liability while travelling is listed among the covered risks. No specific limit is published on the official product page; the limit depends on the insured sum selected at purchase.
Section: Помощ при пътуване в чужбина (Online) > За кого е подходяща? > Покрити рискове
Гражданска отговорност към трети лица
Legal Assistance
Optional
No limit stated
Legal protection is listed as a covered risk that can be included based on individual needs. No monetary limit is published on the official product page.
Section: Помощ при пътуване в чужбина (Online) > За кого е подходяща? > Покрити рискове
Правна помощ
24/7 International Assistance
unlimited
24/7 international assistance is included as a core feature, provided through Coris Bulgaria (hotline +359 2 903 01 31), handling travel emergencies wherever the insured person is in the world.
В случай на нужда от медицинска помощ при настъпване на злополука или внезапно заболяване, моля обръщайте се към денонощния асистанс център на Корис България
Key conditions
Assistance call deadline
The insured must contact Coris Bulgaria (the 24/7 assistance centre, +359 2 903 01 31) immediately upon the occurrence of an accident or sudden illness before seeking medical treatment. If the insured is unable to call, a relative or medical staff member must do so on their behalf.
SourceВ случай на нужда от медицинска помощ при настъпване на злополука или внезапно заболяване, моля обръщайте се към денонощния асистанс център на Корис България... При невъзможност да позвъните, помолете Ваш близък или лице от медицинския персонал да осъществи връзка с Корис България.
Unauthorized treatment
The insurer settles medical costs directly with healthcare providers through Coris Bulgaria, which requires the insured to contact the assistance centre before seeking treatment; the product page does not itself spell out the consequences of obtaining treatment without prior contact.
SourceВ случай на нужда от медицинска помощ при настъпване на злополука или внезапно заболяване, моля обръщайте се към денонощния асистанс център на Корис България
Purchase while abroad
The insurance is designed to be purchased before departure. The online platform requires entry of trip start and end dates, personal identification number, preferred currency, territorial coverage, and purpose of travel. Purchase is available online or by phone at +359 700 13 555.
SourceСключете Вашата застраховка Помощ при пътуване за чужбина изцяло онлайн, лесно и удобно в 4 стъпки: Въведете начална и крайна дата на Вашето пътуване, Вашето ЕГН
Chronic conditions
The product description covers accident and acute (sudden) illness. The official product page does not make an explicit statement about chronic/pre-existing disease treatment, so this could not be confirmed as included or excluded.
SourcePregnancy
Pregnancy and pregnancy complications are not among the risks explicitly listed on the official product page. The policy description covers medical expenses arising from accident or acute illness; the page makes no explicit statement including or excluding pregnancy.
SourcePre-existing condition exclusions
The official product page does not contain an explicit statement about pre-existing conditions; the product description covers accident and acute illness. The position on pre-existing conditions could not be confirmed from available sources.
SourceCoverage duration limit
The insurance term is selected at purchase for a single trip with defined start and end dates; currency and territorial scope are also selected then. For multi-trip coverage, the separate MULTITRIP product applies, valid within one calendar year.
SourceСключете Вашата застраховка Помощ при пътуване за чужбина изцяло онлайн, лесно и удобно в 4 стъпки: Въведете начална и крайна дата на Вашето пътуване
Direct payment
The insurer, through the assistance company Coris Bulgaria, organises and directly settles medical costs with healthcare providers. Insured persons must contact the 24/7 assistance centre (+359 2 903 01 31) before seeking treatment.
Territorial scope
Coverage applies outside the Republic of Bulgaria. The insured person selects the territorial scope (e.g. Europe, Worldwide) at the time of purchase. Coverage is not provided on Bulgarian territory or in countries with active military conflicts.
Documents
Official product page (hosts a link to the IPID document dated 11.02.2019, 102 KB, direct PDF URL not captured) (opens in a new tab)
Other document · PDF
Rules for Provision of Insurance Services at a Distance (distance-selling rules; not this product's specific T&C) (opens in a new tab)
Other document · PDF
Policy specifics
COVID-19 Medical Expenses Coverage
Medical expenses resulting from COVID-19 illness are explicitly included as standard coverage with no age restrictions and no deductible.
SourceSection: Travel Insurance Abroad (Online) > About the product
Emergency Accident and Emergency Sickness Medical Expense, incl.Coronavirus (COVID-19)
Extreme Sports Coverage
Tailor-made coverage for extreme sports activities is available as an optional add-on with the possibility of high rescue-cost limits based on individual requirements.
SourceSection: Travel Insurance Abroad (Online) > About the product > Advantages
Tailor-made extreme sports coverage adapted to your individual requirements High level of coverage for rescue costs
Amateur Sports Coverage
Coverage for risks during amateur sports activities, including winter sports, is available as a selectable optional coverage according to individual needs.
SourceCoverage for Work Abroad
Coverage for risks arising while working abroad is offered as a selectable coverage option.
SourceSection: Помощ при пътуване в чужбина (Online) > За кого е подходяща? > Предимства
Покрития на рискове при работа в чужбина
Pre-authorization Requirement
Medical treatment obtained without prior authorization from assistance company Coris Bulgaria may not be reimbursed. Certain medical procedures and hospitalization require pre-authorization from the insurer.
SourceDirect Settlement with Healthcare Providers
The insurer, through assistance company Coris Bulgaria, organizes and directly settles medical costs with healthcare providers. Insured persons must contact Coris Bulgaria before seeking treatment for authorization.
SourceSection: Travel Insurance Abroad (Online) > About the product
If you need medical assistance in the event of an accident or sudden illness, please contact Coris Bulgaria on the 24-hours assistance hot line +359 2 903 01 31
Territorial Scope Selection
Coverage applies outside the Republic of Bulgaria. The insured person selects the territorial scope at the time of purchase from available options: Europe, Worldwide (incl./excl. USA & Canada), and other selectable territorial zones.
SourceFlexible Trip Duration
The insurance term is selected at the time of purchase for a single trip with defined start and end dates. Currency (EUR or USD) and territorial scope are also selected during the online purchase process.
SourceNo Age Limit
No age limit applies to this travel insurance product, making it accessible to all travelers regardless of age.
SourceSection: Travel Insurance Abroad (Online) > About the product > Advantages
No Age Limits for single trip coverage
24/7 International Assistance
Round-the-clock international assistance service is provided through Coris Bulgaria to handle travel emergencies.
SourceSection: Помощ при пътуване в чужбина (Online) > За кого е подходяща? > Предимства
Международно съдействие с осигурен медицински асистанс 24 часа, 7 дни в седмицата
Online or Phone Purchase
Insurance can be obtained online through the company's platform or by phone call.
SourceSection: Помощ при пътуване в чужбина (Online)
Може да заявиш „Помощ при пътуване в чужбина“ онлайн или на +359 700 13 555
Flexible Coverage Combination
Coverage risks can be combined according to individual needs, including extreme sports, amateur sports, and work-abroad risk options.
SourceSection: Помощ при пътуване в чужбина (Online) > За кого е подходяща? > Предимства
Комбинация от покрити рискове според индивидуалните нужди
Sources
- bulgariainsurance.bghttps://www.bulgariainsurance.bg/bg/products/zastrahovki-pri-patuvane/pomosht-pri-patuvane-v-chuzhbina-multitrip(opens in a new tab)
- bulgariainsurance.bghttps://www.bulgariainsurance.bg/bg/services/online-insurance/onlayn-pomosht-pri-patuvane(opens in a new tab)
- bulgariainsurance.bghttps://www.bulgariainsurance.bg/en/products/zastrahovki-pri-patuvane/pomosht-pri-patuvane-v-chuzhbina-online(opens in a new tab)
Bulgaria Insurance Travel insurance