Insurer profile
Merkur Insurance d.d.
Merkur Insurance d.d. · Croatia
Overview
Merkur osiguranje d.d. is a Croatian insurance company based in Zagreb, part of the Austrian Merkur Versicherung Group founded in Graz in 1798, offering life, health, accident, property and travel insurance to individuals, families and businesses in Croatia.
Source17
Products in this market
1
Offer pages
Company details
- Parent group
- Merkur Versicherung AG (Merkur International Holding Aktiengesellschaft)
- Regulator
- Croatian Financial Services Supervisory Agency (Hanfa)
- Phone
- 0800 360 360
- [email protected]
Products from Merkur Insurance d.d.
Property2
Slagalica sigurnosti doma (Home Security Puzzle)
Customizable home and household insurance covering the building, additional structures, and household contents against a range of risks, with discounts up to 25%.
Merkur Business Box
Property and liability insurance package for micro and small businesses, covering premises, equipment, stock, and business interruption risks such as fire, flood and storm.
Health6
Sretan osmijeh
Accident and illness insurance for children and young people up to 19 years of age, covering hospital allowance, fractures, and accidental death.
Sigurnost 500%
Personal accident insurance offering financial protection during recreational or sports activities, with customizable packages.
Supplementary Health Insurance (Dopunsko zdravstveno osiguranje)
Supplementary health insurance covering the participation costs not covered by mandatory health insurance, with an optional Plus package including home care and hospital daily allowance.
health4me Premium
Additional health insurance offering access to private specialists and medical facilities in Croatia and abroad, with optional Accident Plus and Health Plus packages.
fit4life preventive program
Preventive wellness program (Classic, Fitness, Relax, Food options) offered as an add-on to the health4me Premium policy.
health4business (collective health insurance)
Collective health insurance policy for employees, designed to help businesses invest in staff health and performance.
Life7
Moj izbor
Life insurance combining security with an additional savings component.
Život 15+ (Život 15 Plus)
Life insurance combining traditional life cover, savings, and protection against 15 critical illnesses.
7D Protektor
A flexible long-term savings and protection program covering illness, accident, children's insurance, and premium waiver during long-term sick leave or job loss.
Merkur Renta
Life insurance product focused on generating supplementary retirement income (annuity).
Supplementary death benefit rider
A supplementary rider to a life insurance policy that pays out a benefit in the case of the insured's death.
Supplementary critical illness rider
A supplementary rider providing a payout in the event the insured is diagnosed with a defined critical illness.
Supplementary accident rider
A supplementary rider added to a life insurance policy providing benefits for accidental injury.
Financial1
Riziko CPI (Credit Protection Insurance)
Loan repayment protection insurance providing financial support in case of the borrower's death, permanent disability, or long-term sick leave.
Regulatory updates
In November 2022, Hanfa approved Merkur osiguranje's acquisition of 100% of the capital of Wüstenrot životno osiguranje, part of the Merkur Group's expansion in Southeast Europe; Merkur osiguranje held about a 1.88% share of the Croatian insurance market at the time of the transaction.
Reputation and reviews
Offer pages
Travel insurance
travel insurance from Merkur for the Croatia market, with online purchase.
Last verified Aug 30, 2026