Feature / category	Adriatic Insurance Joint Stock Company	Allianz Hrvatska d.d.	CROATIA osiguranje d.d.	EUROHERC osiguranje d.d.	Generali osiguranje d.d.	GRAWE Hrvatska Insurance Joint-Stock Company	Groupama osiguranje d.d. / Groupama osiguranje d.d. - Croatia Branch	Croatian Insurance House d.d. (HOK-OSIGURANJE d.d.)	Croatia osiguranje d.d. (LAQO digital insurance brand)	Merkur Insurance d.d.	Sava osiguranje, d.d. - Croatian Branch (branch of Zavarovalnica Sava, d.d. / Sava osiguranje, d.d., Maribor, Slovenia)	Triglav Insurance d.d.	UNIQA osiguranje d.d.	Wiener osiguranje Vienna Insurance Group d.d.
Online purchase	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes
24/7 helpline	Yes	Yes	Not available	Yes	Yes	Yes	Yes	Yes	Yes	Not available	Yes	Yes	Yes	Yes
Medical expenses							No limit stated				No limit stated
Medical transport						20% of insured sum	No limit stated				No limit stated
COVID-19 treatment											No limit statedOnly in EUROPA+
Personal liability						No limit stated	No limit stated				No limit stated
Emergency dental											No limit stated
Search & rescue			Only in Program A			20% of insured sum
Legal assistance												Only in Paket C
Emergency medical treatment							No limit stated				No limit stated
Hospitalization							No limit stated				No limit stated
Outpatient treatment							No limit stated				No limit stated
Medical evacuation			Only in Program A			20% of insured sum					No limit stated
Repatriation of remains			Only in Program A
Pre existing conditions
Winter sports cover											No limit statedOnly in skijaši
Adventure sports cover											No limit stated
Pregnancy complications