Pending review

Allianz Casco (own-damage car insurance) (All For 1)

Underwritten by Allianz Ευρωπαϊκή Πίστη Μ.Α.Α.Ε. (Allianz Hellas) - Cyprus Branch · Cyprus

casco (own-damage car insurance) from Allianz for the Cyprus market.

Last verified Aug 24, 2026Sources

Unique selling points

For the 7th consecutive time, Allianz was ranked the world's top-ranked insurance brand in Interbrand's 'Best Global Brands' ranking.

The Cyprus branch is backed by the ongoing support of Allianz SE, reinforcing the pursuit of stable and profitable growth for customers.

Allianz is investing in strengthening and expanding its long-standing presence in the Cyprus market, focused on customer-centricity and completeness of benefits.

Customers can choose among four coverage tiers of the All For 1 line (Basic, Plus, Complete, Prestige) to match the level of protection to their needs and budget.

Coverage limits

Covered

Own Damage

Covered

The All For 1 product line (Basic/Plus/Complete/Prestige tiers) is a private motor vehicle insurance product whose Information Document lists exclusions typical of own-damage cover (driver licence/age restrictions, wear-and-tear, tyre damage), indicating own-damage cover is part of the product; the specific sum insured and excess are stated in the individual policy schedule, which was not accessible in the sources reviewed.

Page 1

Section: Τι δεν ασφαλίζεται;

8 Ζημιά στα ελαστικά εκτός αν ταυτόχρονα προκληθεί ζημιά και σε άλλα μέρη του Μηχανοκίνητου Οχήματος συνέπεια ατυχήματος

Covered

Total Loss

Covered

Total loss cover forms part of the own-damage cover of the All For 1 line, but the specific settlement basis and sum insured were not disclosed in the available sources.

Covered

Partial Loss

Covered

Partial loss/repair cover forms part of the own-damage cover of the All For 1 line; the excess (deductible) applicable is stated in the summary coverage table of the individual policy schedule per the product's Information Document, but the amount itself was not disclosed in the sources reviewed.

Theft / Robbery

No limit stated

Not specifically confirmed for the All For 1 motor line in the sources reviewed. Allianz Cyprus's general claims-handling guidance instructs policyholders to notify the police immediately for damage arising from malicious acts, theft or robbery, but this guidance applies across the branch's product lines (including home insurance) and does not confirm this peril for the All For 1 motor product specifically.

Glass Damage

€250

Glass breakage covered up to €250, automatically included.

Page 1

Section: Τι ασφαλίζεται; > Συμπληρωματικές καλύψεις

Θραύση Κρυστάλλων, έως €250

Natural Perils

No limit stated

Not specified in the sources reviewed.

Vandalism

No limit stated

Not specifically confirmed for the All For 1 motor line in the sources reviewed. Allianz Cyprus's general claims-handling guidance covers damage arising from malicious acts (which encompasses vandalism), but this guidance applies across the branch's product lines and does not confirm this peril for the All For 1 motor product specifically.

Roadside Assistance

No limit stated

Not specified in the sources reviewed.

Replacement Vehicle

No limit stated

Not specified in the sources reviewed.

Driver Personal Accident

No limit stated

Not specified in the sources reviewed for the Cyprus-branch product; the equivalent Greek-market All For 1 line includes a personal accident benefit, but this was not confirmed for the Cyprus product documents reviewed.

Key conditions

Driver age and experience limit

Claims are excluded unless declared and approved by the company if caused by a driver who has not held a full driving licence for at least 2 years, a driver under 23 or over 70 years old, or a learner-permit holder (unless the co-driver holds a full licence and L plates are fitted).

SourcePage 1

Section: Υπάρχουν περιορισμοί στην κάλυψη;

Κάτοχο αδείας μαθητευόμενου οδηγού (Εκτός εάν ο συνοδηγός είναι κάτοχος κανονικής αδείας και έχει προσαρτημένες πινακίδες L)

Repair network requirements

Not specified in the sources reviewed.

Anti-theft requirements

Not specified in the sources reviewed.

Claim notification deadline

The policyholder must notify the company immediately of any incident that may give rise to a claim.

SourcePage 2

Section: Ποιες είναι οι υποχρεώσεις μου;

Άμεση γνωστοποίηση οποιουδήποτε περιστατικού εξαιτίας του οποίου είναι δυνατό να εγερθεί απαίτηση

Deductible rules

An excess (deductible) applies to own-damage claims; the applicable amount is stated in the summary coverage table of the individual policy schedule and varies by tier/policy rather than being fixed in the product's Information Document.

Direct payment

Premiums can be settled via standing bank order/SEPA direct debit, bank transfer or e-banking to the Cyprus branch's bank accounts, online via the JCC Smart platform, or by phone using a debit/credit card. The policy is arranged through the Cyprus branch and its intermediaries/brokers rather than via a direct online purchase flow.

Territorial scope

Cover applies within the Republic of Cyprus, excluding the areas not under the control of the Republic; it is also extended to the countries that are signatories of the Multilateral Guarantee Agreement (Green Card system).

Documents

Policy specifics

Product tier range

The All For 1 line is sold in four selectable tiers - Basic, Plus, Complete and Prestige - per the official Cyprus branch product listing, with coverage extent and limits expected to increase across tiers. Only the Basic and Complete tier IPIDs were retrievable in the sources reviewed; the Plus and Prestige tier IPIDs, and the Cyprus-specific numeric limits for any tier, were not accessible.

Source

Section: Ασφάλεια αυτοκινήτου και λοιπών οχημάτων

All For 1 Prestige All For 1 Plus All For 1 Basic

Excluded territories

Cover excludes the areas of Cyprus not under the control of the Republic of Cyprus.

SourcePage 2

Section: Πού είμαι καλυμμένος;

Εντός της Κυπριακής Δημοκρατίας εκτός των Κατεχόμενων περιοχών

Sources