Altius Insurance Ltd
Altius Insurance
Altius Insurance is a motor casco insurance for the Cyprus market with no online purchase and 24/7 assistance.
Direct payment
[object Object]
Geographic scope
Cyprus
Not specified in the available sources for this product.
Unique selling points
- Windscreen and vehicle glass are replaced with brand-new glass, covered up to €855.
- Free 24-hour roadside and accident-care helplines provide immediate assistance at the accident scene anywhere in Cyprus.
- Comprehensive cover extends beyond fire and theft to a full range of weather and natural perils, including earthquake, flood and hail.
- Members of OELMEK receive a 10% discount on motor vehicle insurance through a dedicated partnership with Altius Insurance.
Coverage limits
Own Damage Cover
Covered
Comprehensive cover for accidental loss of or damage to the insured vehicle, including fire, theft, burglary and malicious damage, in addition to the minimum cover required by law.
Total Loss Cover
Covered
Cover for total loss of the insured vehicle arising from fire, theft, burglary or the weather and natural-peril risks listed under the comprehensive plan (hail, tempest, whirlwind, lightning, flood, explosion, earthquake).
Partial Loss Cover
Covered
Cover for partial accidental damage to the insured vehicle caused by perils included in the comprehensive plan, such as fire, theft, burglary, malicious damage, and weather or natural perils.
Theft, Burglary and Malicious Damage
Covered
Coverage for burglary, malicious damages, fire, and theft.
Windshield and Glass Coverage
€855
Coverage for windshield glass up to €855 and replacement of vehicle glass windows with new ones.
Weather and Natural Disasters Cover
Covered
Coverage for hail, tempest, whirlwind, lightning, flood, explosion, earthquake.
Malicious Damage Cover
Covered
Cover for malicious damage to the insured vehicle, included as part of the theft, burglary and malicious damage benefit.
Roadside Assistance
Covered
Policyholders have access to free 24-hour roadside and accident-care helplines in Cyprus (80005656, 80010050) providing immediate assistance at the accident scene.
Driver Personal Accident Cover
No limit stated
Not confirmed in the available official sources for this product.
Key conditions
Driver age and experience limit
Comprehensive cover is addressed to owners of motor vehicles holding a Cypriot or European driving licence, aged between 23 and 70 years old.
Repair network requirements
Not specified in the available sources for this product.
Territorial scope
Not specified in the available sources for this product.
Anti-theft requirements
Not specified in the available sources for this product.
Claim notification deadline
No specific notification deadline is stated in the available sources; the insurer's assistance page advises policyholders to call the free 24-hour accident-care helplines (80005656, 80010050) immediately after an accident.
Deductible rules
Not specified in the available sources for this product.
Policy specifics
Weather and Natural Disasters Cover
Coverage for hail, tempest, whirlwind, lightning, flood, explosion, earthquake
SourceWindshield and Glass Coverage
Coverage for windshield glass up to €855 and replacement of vehicle glass windows with new ones
SourceDriver Age and License Requirements
Addressed to owners of motor vehicles with a Cypriot or European driver's license, from 23 to 70 years old
SourceAuthorized Driver Requirement
Coverage applies only when vehicle is driven by an authorized driver of the insured vehicle
Source