Extracted from source documents

Altius Insurance Casco (own-damage car insurance) (Motor Vehicle Comprehensive)

Underwritten by Altius Insurance Ltd · Cyprus

casco (own-damage car insurance) from Altius Insurance for the Cyprus market, with 24/7 assistance.

Last verified Aug 24, 2026Sources

24/7 helpline

Unique selling points

Windscreen and vehicle glass are replaced with brand-new glass, covered up to €855.

Free 24-hour roadside and accident-care helplines provide immediate assistance at the accident scene anywhere in Cyprus.

Comprehensive cover extends beyond fire and theft to a full range of weather and natural perils, including earthquake, flood and hail.

Coverage limits

Covered

Own Damage Cover

Covered

Comprehensive cover for accidental loss of or damage to the insured vehicle, including fire, theft, burglary and malicious damage, in addition to the minimum cover required by law.

Covered

Total Loss Cover

Covered

Cover for total loss of the insured vehicle arising from fire, theft, burglary or the weather and natural-peril risks listed under the comprehensive plan (hail, tempest, whirlwind, lightning, flood, explosion, earthquake).

Covered

Partial Loss Cover

Covered

Cover for partial accidental damage to the insured vehicle caused by perils included in the comprehensive plan, such as fire, theft, burglary, malicious damage, and weather or natural perils.

Covered

Theft, Burglary and Malicious Damage

Covered

Coverage for burglary, malicious damages, fire, and theft.

Section: Altius Motor Vehicle Comprehensive

Burglary, malicious damages, fire, stealing.

Covered

Windshield and Glass Coverage

€855

Coverage for windshield glass up to €855 and replacement of vehicle glass windows with new ones.

Section: Altius Motor Vehicle Comprehensive

Windshield glass up to €855 and vehicles glass windows.

Covered

Weather and Natural Disasters Cover

Covered

Coverage for hail, tempest, whirlwind, lightning, flood, explosion, earthquake.

Section: Altius Motor Vehicle Comprehensive

Cover for hail, tempest, whirlwind, lightning, flood, explosion, earthquake.

Covered

Malicious Damage Cover

Covered

Cover for malicious damage to the insured vehicle, included as part of the theft, burglary and malicious damage benefit.

Section: Altius Motor Vehicle Comprehensive

Burglary, malicious damages, fire, stealing.

Covered

Roadside Assistance

Covered

Policyholders have access to free 24-hour roadside and accident-care helplines in Cyprus (80005656, 80010050) providing immediate assistance at the accident scene.

Section: Road Assistance and Emergency Telephones

For Cyprus 80005656, ή 80010050. services are available 24 hours a day, 365 day a year free of charge

Replacement Vehicle

—

Not confirmed in the available official sources for this product.

Driver Personal Accident Cover

No limit stated

Not confirmed in the available official sources for this product.

Key conditions

Driver age and experience limit

Comprehensive cover is addressed to owners of motor vehicles holding a Cypriot or European driving licence, aged between 23 and 70 years old.

Repair network requirements

Not specified in the available sources for this product.

Anti-theft requirements

Not specified in the available sources for this product.

Claim notification deadline

No specific notification deadline is stated in the available sources; the insurer's assistance page advises policyholders to call the free 24-hour accident-care helplines (80005656, 80010050) immediately after an accident.

Deductible rules

Not specified in the available sources for this product.

Territorial scope

Not specified in the available sources for this product.

Policy specifics

Weather and Natural Disasters Cover

Coverage for hail, tempest, whirlwind, lightning, flood, explosion, earthquake

Source

Section: Altius Motor Vehicle Comprehensive

Cover for hail, tempest, whirlwind, lightning, flood, explosion, earthquake.

Theft, Burglary and Malicious Damage

Coverage for burglary, malicious damages, fire, and theft

Source

Section: Altius Motor Vehicle Comprehensive

Burglary, malicious damages, fire, stealing.

Windshield and Glass Coverage

Coverage for windshield glass up to €855 and replacement of vehicle glass windows with new ones

Source

Section: Altius Motor Vehicle Comprehensive

Windshield glass up to €855 and vehicles glass windows.

Driver Age and License Requirements

Addressed to owners of motor vehicles with a Cypriot or European driver's license, from 23 to 70 years old

Source

Section: Altius Motor Vehicle Comprehensive

Addressed to owners of motor vehicles with a Cypriot or European driver’s license, from 23 to 70 years old.

Authorized Driver Requirement

Coverage applies only when vehicle is driven by an authorized driver of the insured vehicle

Source

Sources