Pancyprian Insurance Limited
Pancyprian Insurance
Pancyprian Insurance is a motor casco insurance for the Cyprus market with online purchase and 24/7 assistance.
Direct payment
Following the October 2025 legal transfer of Pancyprian Insurance's general insurance portfolio to ERB Asfalistiki Limited, motor policyholders continue to receive free 24/7/365 road assistance and accident care via a dedicated line (77.77.21.99), served by an independent specialist provider; premiums remain payable through the insurer's standard payment channels.
Geographic scope
Cyprus
Cyprus and countries that have signed the Unified Agreement (Green Card system)
Unique selling points
- Road assistance and accident care are provided free of charge, 24 hours a day, 365 days a year, to all motor policyholders across Republic-of-Cyprus-controlled areas.
- Motor insurance quotations can be requested online directly through the insurer's own quotation platform.
- Following the 2025 legal merger, the policy portfolio now forms part of ERB Asfalistiki, positioned as one of the largest general insurance organisations in Cyprus under the Eurobank Group.
Coverage limits
Own damage cover
Covered
No limit stated
Comprehensive (CASCO) motor insurance is Pancyprian Insurance's own-damage product line, covering accidental and unforeseen loss or damage to the insured vehicle; no specific sum-insured limit is stated in the sources reviewed.
Total loss
Not established from the reviewed documents
Not established in the available sources.
Partial loss
Not established from the reviewed documents
Not established in the available sources.
Theft/robbery cover
Not established from the reviewed documents
Not established in the available official sources reviewed for this update; a third-party summary suggests theft is part of the comprehensive package, but this could not be confirmed against an official document.
Windscreen cover
Not established from the reviewed documents
Not established in the available official sources reviewed for this update.
Natural perils
Not established from the reviewed documents
Not established in the available sources.
Malicious damage / vandalism
Not established from the reviewed documents
Not established in the available official sources reviewed for this update.
Road assistance
Covered
No limit stated
Road assistance and accident care services are provided free of charge, 24 hours a day, 365 days a year, to holders of motor insurance policies formerly issued by Pancyprian Insurance, now serviced under ERB Asfalistiki, within areas under the jurisdiction of the Republic of Cyprus.
These services are available 24 hours a day, 365 days a year
Replacement vehicle
Not established from the reviewed documents
Not established in the available sources; the Road Assistance document describes towing/transport of the immobilised vehicle but does not describe a replacement/courtesy car benefit.
Driver personal accident
Not established from the reviewed documents
Not established in the available sources.
Key conditions
Driver age and experience limit
To obtain an online motor quotation, drivers and policyholders must be aged between 23 and 70 (at their last birthday), hold a full Cypriot or European driving licence for at least two years, be permanent residents of Cyprus, and must not have been involved in an accident or convicted of a driving offence in the last 3 years.
SourceΝα είναι ηλικίας μεταξύ 23 - 70 ετών στα τελευταία γενέθλια
Repair network requirements
Not found in the available sources.
Territorial scope
Not found in the available sources checked for this update.
Anti-theft requirements
Not found in the available sources.
Claim notification deadline
Not found in the available sources.
Deductible rules
The online motor quotation flow includes a checkbox option referencing non-payment of the deductible amount in the event of a claim; the source does not clarify whether this is an included feature, a paid add-on, or an eligibility condition.
SourceΜη καταβολής αφαιρετέου ποσού σε περίπτωση υποβολής απαίτησης
Where to buy
Policy specifics
Road assistance vehicle eligibility
Roadside assistance is not provided to vehicles with a gross weight over 3.5 tons, forklifts, tractors, or vehicles longer than 5.30 metres or with a wheelbase greater than 3.5 metres.
SourceVehicles with a gross weight over 3.5 tons (including load), forklifts and tractors
Vehicle eligibility criteria for online quotation
Vehicle must be private, registered in applicant's name, not duty-free, right-hand drive, unmodified from original type, worth no more than €60,000, and no more than 20 years old
SourceDriver eligibility criteria for online quotation
Drivers must be aged 23-70 at their last birthday, hold a full Cypriot or European driving licence for at least two years, be permanent Cyprus residents, and have no accident involvement or driving conviction in the last 3 years.
SourceΝα είναι ηλικίας μεταξύ 23 - 70 ετών στα τελευταία γενέθλια