Trust International Insurance Company (Cyprus) Limited
Trust Insurance Cyprus
Trust Insurance Cyprus is a motor casco insurance for the Cyprus market with no online purchase and 24/7 assistance.
Direct payment
No direct settlement (cashless) payment arrangement is explicitly disclosed for this product; claims are handled through Trust Insurance agents or the online claims form, and roadside/accident assistance is dispatched directly by calling the 7777 8107 hotline.
Geographic scope
Cyprus (areas under effective government control)
Cyprus and, since the vehicle is registered in the Republic of Cyprus, all EU/EEA member states and countries that are signatories to Part III of the Unified Agreement (Green Card system); a digital Green Card displayed on a mobile phone has been legally valid since January 2025.
Unique selling points
- 24/7 roadside and accident assistance hotline (7777 8107) covers flat tyres, dead batteries, fuel delivery and towing to a workshop of the customer's choice at no extra cost.
- A free 'If You Drink, Don't Drive' safe ride home service is included in every policy at no extra cost for policyholders who have been drinking or face a medical emergency.
- Policyholders can customise their Motor Comprehensive plan with coverage extensions (natural disasters, windscreen protection, new vehicle replacement, driver personal accident) at no additional cost.
- Cover automatically extends across all EU/EEA member states and Green Card signatory countries, with a digital Green Card valid on a mobile phone since January 2025.
- Trust Insurance has over 34 years of experience in the Cyprus market with branch offices in Nicosia, Limassol, Larnaca, Paralimni and Paphos for local in-person service.
Coverage limits
Own Damage (Accidental Damage)
Covered
Comprehensive coverage compensates the insured for any loss or damage to the insured vehicle caused by an accident, in addition to the mandatory third-party liability, fire and theft cover.
Total Loss
Covered
Total loss of the insured vehicle resulting from an accident is compensated under the core Motor Comprehensive (Personal) cover; a separate optional extension provides for replacement with a new vehicle following total loss.
Partial Loss
Covered
Partial (material) damage to the insured vehicle caused by collision, overturning or impact is covered under the core comprehensive plan, even where the policyholder was at fault.
Theft and Attempted Theft
Covered
The base Motor Comprehensive (Personal) plan compensates the vehicle owner for total or partial theft, as well as attempted theft, of the insured vehicle.
Windscreen Protection
Optional
Windscreen protection is offered as an optional extension that most Motor Comprehensive (Personal) policyholders choose to add to the standard plan.
Natural Phenomena Protection
Optional
Damage from natural phenomena such as hail, floods, storms, earthquakes or fire is available as a distinct optional benefit added to the standard Motor Comprehensive (Personal) plan.
Damage from Malicious Acts (Vandalism)
Covered
The comprehensive programme covers damage from malicious acts, such as vandalism, broken windows, scratches or graffiti, as part of its core coverage.
24-Hour Roadside and Accident Assistance
Covered
24-hour roadside and accident assistance is included as standard in the Motor Comprehensive (Personal) policy, reachable via the hotline 7777 8107 for flat tyres, dead batteries, fuel delivery and towing to a workshop of the customer's choice.
Replacement Vehicle
No limit stated
Sources reference an optional 'new vehicle replacement' extension for replacing the insured vehicle with a new one after total loss; no evidence was found of a temporary/courtesy replacement vehicle benefit during repairs.
Personal Accident Insurance (Driver)
Optional
Personal accident insurance for the driver, providing compensation for accidental injury or death, is available as an optional extension to the Motor Comprehensive (Personal) plan.
Key conditions
Driver age and experience limit
Named drivers must be aged 23-70 and hold a valid Cyprus, European, or international driving licence issued more than two years prior; up to 4 named drivers are permitted per policy.
Repair network requirements
No mandatory repair network is specified; in the event of a breakdown or accident, roadside assistance arranges towing to a workshop of the customer's own choice.
Territorial scope
Cover applies in Cyprus (areas under effective government control) and, as the vehicle is registered in the Republic of Cyprus, in all EU/EEA member states and countries signatory to Part III of the Unified Agreement (Green Card system).
Anti-theft requirements
No specific anti-theft device requirements (e.g. alarm or tracker mandates) are disclosed in the available official sources for this product.
Claim notification deadline
The insured must contact the insurer immediately when an event that may give rise to a claim occurs; for major damage or injury, the Police must also be contacted via the Emergency Line 112.
Deductible rules
No deductible amounts or rules are disclosed for the Motor Comprehensive (Personal) car product in the available official sources.
Where to buy
Documents
Solvency and Financial Condition Report (SFCR) 2024
Other document
Policy specifics
Accidental Damage
Covers material damage to your vehicle caused by collision, overturning or impact, even if the accident was your fault.
SourceDamage from Natural Phenomena
Protects against losses caused by hail, floods, storms, earthquakes or fire.
SourceDamage from Malicious Acts
Covers vandalism and malicious damage, such as broken windows, scratches or graffiti.
SourceDamage Caused by Uninsured or Unlicensed Vehicles
Ensures you are not financially responsible for damages caused by a driver who lacks insurance or a valid licence.
SourcePolicy Period
The policy period is typically one year, unless a multi-year policy of up to three years has been chosen.
SourceDriving Licence Requirement
Drivers with limited driving experience or new car owners can only be insured if they hold a Cypriot, European or international driving licence.
SourceVehicle Registration Requirement
Not established from the insurer's documents
A vehicle that is not registered to anyone cannot be insured; if the vehicle is registered in someone else's name, non-owner car coverage can be arranged.
New Driver Surcharge
An additional premium surcharge applies when the policy includes a driver under 23 years of age or who has held a driving licence for less than two years, based on statistical risk.
SourceMinor Accident Procedure
Not established from the insurer's documents
In the case of legally defined 'minor accidents', drivers are required to move their vehicles from the scene of the collision to reduce traffic congestion and road safety risks.