Trust Insurance Cyprus Casco (own-damage car insurance) (Motor Comprehensive Personal)
Underwritten by Trust International Insurance Company (Cyprus) Ltd · Cyprus
casco (own-damage car insurance) from Trust Insurance Cyprus for the Cyprus market, with 24/7 assistance.
Last verified Aug 23, 2026Sources
Key facts
- Trust Insurance Cyprus
Unique selling points
24/7 roadside and accident assistance hotline (7777 8107) covers flat tyres, dead batteries, fuel delivery and towing to a workshop of the customer's choice at no extra cost.
A free 'If You Drink, Don't Drive' safe ride home service is included in every policy at no extra cost for policyholders who have been drinking or face a medical emergency.
Policyholders can customise their Motor Comprehensive plan with coverage extensions (natural disasters, windscreen protection, new vehicle replacement, driver personal accident) at no additional cost.
Cover automatically extends across all EU/EEA member states and Green Card signatory countries, with a digital Green Card valid on a mobile phone since January 2025.
Trust Insurance has over 34 years of experience in the Cyprus market with branch offices in Nicosia, Limassol, Larnaca, Paralimni and Paphos for local in-person service.
Coverage limits
Own Damage (Accidental Damage)
Covered
Comprehensive coverage compensates the insured for any loss or damage to the insured vehicle caused by an accident, in addition to the mandatory third-party liability, fire and theft cover.
Section: Comprehensive Car Insurance: What It Is & What It Covers > What Is Comprehensive Car Insurance?
Comprehensive Car Insurance covers not only damage you may cause to third parties (the legally required third-party liability cover), but also damage to your own vehicle, regardless of who is at fault.
Total Loss
Covered
Total loss of the insured vehicle resulting from an accident is compensated under the core Motor Comprehensive (Personal) cover; a separate optional extension provides for replacement with a new vehicle following total loss.
Section: Comprehensive Motor Insurance > Executive Package
Loss of vehicle
Partial Loss
Covered
Partial (material) damage to the insured vehicle caused by collision, overturning or impact is covered under the core comprehensive plan, even where the policyholder was at fault.
Section: Comprehensive Car Insurance: What It Is & What It Covers > What Does Comprehensive Insurance Cover?
Covers material damage to your vehicle caused by collision, overturning or impact, even if the accident was your fault.
Theft and Attempted Theft
Covered
The base Motor Comprehensive (Personal) plan compensates the vehicle owner for total or partial theft, as well as attempted theft, of the insured vehicle.
Section: Comprehensive Car Insurance: What It Is & What It Covers > What Does Comprehensive Insurance Cover?
Compensates the vehicle owner in cases of total or partial theft.
Windscreen Protection
Optional
Windscreen protection is offered as an optional extension that most Motor Comprehensive (Personal) policyholders choose to add to the standard plan.
Section: Comprehensive Motor Insurance > Frequently Asked Questions
Most policyholders choose to extend the standard plan to include loss of vehicle, damage due to natural disasters, windscreen protection, new vehicle replacement and driver personal accident policies.
Natural Phenomena Protection
Optional
Damage from natural phenomena such as hail, floods, storms, earthquakes or fire is available as a distinct optional benefit added to the standard Motor Comprehensive (Personal) plan.
Section: Comprehensive Car Insurance: What It Is & What It Covers > What Does Comprehensive Insurance Cover?
Protects against losses caused by hail, floods, storms, earthquakes or fire.
Damage from Malicious Acts (Vandalism)
Covered
The comprehensive programme covers damage from malicious acts, such as vandalism, broken windows, scratches or graffiti, as part of its core coverage.
Section: Comprehensive Car Insurance: What It Is & What It Covers > What Does Comprehensive Insurance Cover?
Covers vandalism and malicious damage, such as broken windows, scratches or graffiti.
24-Hour Roadside and Accident Assistance
Covered
24-hour roadside and accident assistance is included as standard in the Motor Comprehensive (Personal) policy, reachable via the hotline 7777 8107 for flat tyres, dead batteries, fuel delivery and towing to a workshop of the customer's choice.
Section: Comprehensive Motor Insurance > Comprehensive Insurance Plan For Your Vehicle
Trust Insurance offers competitive and comprehensive plans tailored to all drivers and vehicle types with great coverage, extensions and 24-hour roadside and accident assistance.
Replacement Vehicle
No limit stated
Sources reference an optional 'new vehicle replacement' extension for replacing the insured vehicle with a new one after total loss; no evidence was found of a temporary/courtesy replacement vehicle benefit during repairs.
Section: Comprehensive Motor Insurance > Executive PLUS + Package
New Vehicle replacement
Personal Accident Insurance (Driver)
Covered
Personal accident insurance for the driver, providing compensation for accidental injury or death, is available as an optional extension to the Motor Comprehensive (Personal) plan.
Section: Comprehensive Car Insurance: What It Is & What It Covers > Additional Cover Included in Trust Insurance's Motor Comprehensive Programme
Personal Accident Cover for Driver and Passengers
Key conditions
Driver age and experience limit
Named drivers must be aged 23-70 and hold a valid Cyprus, European, or international driving licence issued more than two years prior; up to 4 named drivers are permitted per policy.
Repair network requirements
No mandatory repair network is specified; in the event of a breakdown or accident, roadside assistance arranges towing to a workshop of the customer's own choice.
Anti-theft requirements
No specific anti-theft device requirements (e.g. alarm or tracker mandates) are disclosed in the available official sources for this product.
Claim notification deadline
The insured must contact the insurer immediately when an event that may give rise to a claim occurs; for major damage or injury, the Police must also be contacted via the Emergency Line 112.
Deductible rules
No deductible amounts or rules are disclosed for the Motor Comprehensive (Personal) car product in the available official sources.
Direct payment
No direct settlement (cashless) payment arrangement is explicitly disclosed for this product; claims are handled through Trust Insurance agents or the online claims form, and roadside/accident assistance is dispatched directly by calling the 7777 8107 hotline.
Territorial scope
Cyprus and, since the vehicle is registered in the Republic of Cyprus, all EU/EEA member states and countries that are signatories to Part III of the Unified Agreement (Green Card system); a digital Green Card displayed on a mobile phone has been legally valid since January 2025.
Documents
Policy specifics
Accidental Damage
Covers material damage to your vehicle caused by collision, overturning or impact, even if the accident was your fault.
SourceSection: Comprehensive Car Insurance: What It Is & What It Covers > What Does Comprehensive Insurance Cover?
Covers material damage to your vehicle caused by collision, overturning or impact, even if the accident was your fault.
Damage from Natural Phenomena
Protects against losses caused by hail, floods, storms, earthquakes or fire.
SourceSection: Comprehensive Car Insurance: What It Is & What It Covers > What Does Comprehensive Insurance Cover?
Protects against losses caused by hail, floods, storms, earthquakes or fire.
Damage from Malicious Acts
Covers vandalism and malicious damage, such as broken windows, scratches or graffiti.
SourceDamage Caused by Uninsured or Unlicensed Vehicles
Ensures you are not financially responsible for damages caused by a driver who lacks insurance or a valid licence.
SourcePolicy Period
The policy period is typically one year, unless a multi-year policy of up to three years has been chosen.
SourceSection: Comprehensive Motor Insurance > Frequently Asked Questions
The policy period is typically for a year unless you have chosen a multi-year policy (up to 3 years).
Driving Licence Requirement
Drivers with limited driving experience or new car owners can only be insured if they hold a Cypriot, European or international driving licence.
SourceSection: Comprehensive Motor Insurance > Frequently Asked Questions
Yes, we can insure people without much driving experience or new car owners in Cyprus only if they hold a CY, European or international driving license.
Sources
Trust Insurance Cyprus Casco (own-damage car insurance)