Altius Insurance Motor third-party liability (Motor Third Party)
Underwritten by Altius Insurance Ltd · Cyprus
motor third-party liability insurance from Altius Insurance for the Cyprus market, with 24/7 assistance.
Last verified Aug 24, 2026Sources
Key facts
- Altius Insurance
Unique selling points
Island-wide, in-person service through nine branches across Cyprus.
Products also distributed through Alpha Bank's branch network under a bancassurance agreement.
Backed by long-term collaborations with major global reinsurers including Swiss Re, Munich Re, Hannover Re, Mapfre Re and Scor Re.
Free 24-hour accident-care and roadside assistance helplines, with a dedicated number for policyholders in Greece.
Member of the Insurance Association of Cyprus with board-level representation via the company's CEO.
Coverage limits
Liability limit (covers injury + property damage)
One combined sum for both bodily injury and property damage, not two separate limits.
Covered
Legal defence costs
No limit stated
Not mentioned on the reviewed product page or registration record.
Green Card
—
Not mentioned on the reviewed product page; the insurer is licensed for the Motor vehicle liability class but no Green Card specifics are stated for this product.
Roadside assistance
No limit stated
The insurer publishes company-wide 24-hour accident-care and roadside assistance phone lines, but the reviewed product page does not confirm this benefit is included specifically within the Motor Against Third Party product.
Driver personal accident
No limit stated
Not mentioned on the reviewed product page or registration record.
Key conditions
Driver restrictions
The policy is addressed to vehicle owners aged 23 to 70 years old, who must hold a valid Cypriot or European driver's licence; coverage applies only when the insured vehicle is driven by an authorized driver as specified in the policy.
Claim notification deadline
Not specified in the sources reviewed for this product.
Bonus-malus rules
Not specified in the sources reviewed for this product.
Territorial scope
The policy provides cover anywhere in Cyprus and in the countries that have signed the Multilateral Guarantee Agreement, provided those countries grant a legal right of access for motor vehicles (excluding airfield take-off, landing or parking areas); claims arising from events in areas of the Republic of Cyprus not under its government's effective control are excluded, and cover outside Cyprus is reduced to third-party only unless otherwise agreed.
Documents
Altius Motor Against Third Party - Product Page (opens in a new tab)
Product page · PDF
Motor Insurances - Altius Insurance Category Page (opens in a new tab)
Product page · PDF
Altius Motor Vehicle Insurance (Comprehensive) - Insurance Product Information Document (opens in a new tab)
Product information sheet · PDF
General Branch Claim Form and Claims Procedure (opens in a new tab)
Other document · PDF
Policy specifics
Physical injury or death of any person
Third party liability coverage for bodily injury and death resulting from motor accidents
SourceSection: Altius Motor Against Third Party
Physical injury or death of any person.
Emergency treatment of any person
Coverage for emergency medical treatment costs for injured third parties
SourceSection: Altius Motor Against Third Party
Emergency treatment of any person.
Property damage
Third-party liability coverage for damage to third-party property caused by insured motor accident
SourceSection: Altius Motor Against Third Party
Property damage.
Indemnity coverage of the Insured and others
Protection against financial loss from third-party claims; may extend to authorized drivers
SourceSection: Altius Motor Against Third Party
Indemnity coverage of the Insured and others.
Authorized driver requirement
Coverage applies only when the insured vehicle is driven by an authorized driver as specified in the policy
SourceSection: Altius Motor Against Third Party
Comprehensive cover based on the market value, the power and the age of the vehicle, providing indemnity to the owner’s vehicle and any third party liability damages due to a motor accident caused by an authorized driver of the insured vehicle.
Driver age restriction
Policy is addressed to vehicle owners aged 23 to 70 years old
SourceSection: Altius Motor Against Third Party
Addressed to owners of motor vehicles with a Cypriot or European driver’s license, from 23 to 70 years old.
Valid Cypriot or European driver's license required
Vehicle owners must hold a valid Cypriot or European driver's license to be eligible
SourceSection: Altius Motor Against Third Party
Addressed to owners of motor vehicles with a Cypriot or European driver’s license, from 23 to 70 years old.
Sources
- altiusinsurance.nethttps://www.altiusinsurance.net/wp-content/uploads/2022/05/ALTIUS-%CE%9C%CE%97%CE%A7%CE%91%CE%9D%CE%9F%CE%9A%CE%99%CE%9D%CE%97%CE%A4%CE%A9%CE%9D-%CE%9F%CE%A7%CE%97%CE%9C%CE%91%CE%A4%CE%A9%CE%9D-%CE%A0%CE%95%CE%A1%CE%99%CE%95%CE%9A%CE%A4%CE%99%CE%9A%CE%97.pdf#page=2(opens in a new tab)
- iac.org.cyhttps://www.iac.org.cy/en/about-us/members/full-members/altius-insurance-ltd(opens in a new tab)