Motor third-party liability — Cyprus

[1] Bodily injury liability: €36,350,000 ↩

Legal liability of the policyholder, authorised drivers and passengers to third parties as required by law, up to €36,350,000 for personal injuries and loss of life, for damage caused by the use of the Motor Vehicle, including when used beyond the road or carrying a trailer.

Your legal liability, and that of authorised drivers and passengers, to third parties as required by law, up to €36,350,000 (for personal injuries and loss of life) and €1,220,000 (for property damage), for damage caused by the use of your Motor Vehicle, including when used beyond the road or carrying a trailer.

[2] Property damage liability: €1,220,000 ↩

Legal liability of the policyholder, authorised drivers and passengers to third parties as required by law, up to €1,220,000 for property damage, for damage caused by the use of the Motor Vehicle, including when used beyond the road or carrying a trailer.

Your legal liability, and that of authorised drivers and passengers, to third parties as required by law, up to €36,350,000 (for personal injuries and loss of life) and €1,220,000 (for property damage), for damage caused by the use of your Motor Vehicle, including when used beyond the road or carrying a trailer.

[3] Legal defence: See details ↩

No standalone legal defence/legal expenses cover is mentioned in the IPID or official product pages checked.

[4] Green card: See details ↩

The term 'Green Card' is not used in the sources; instead the IPID states that third party liability cover extends to all EU member states and states signatory to the Multilateral Guarantee Agreement.

In any member state of the European Union or any other state signatory to the Multilateral Guarantee Agreement, in respect of the third party liability cover required by law.

[5] Passenger accident: €850 ↩

This is a combined medical-expenses limit of up to €850 shared between the authorised driver and passengers (not a separate per-passenger personal accident benefit); it is distinct from the €8,500 personal accident benefit that applies only to the authorised driver.

Medical expenses of authorized driver and passengers up to €850.

[6] Bodily injury liability: Covered ↩

Third-party bodily injury liability is a core, mandatory component of the Allianz motor insurance policy (All for 1 line) in Cyprus, covering bodily injury up to €38,600,000 per person, as stated in the insurer's IPID.

Σωματικές βλάβες ανά πρόσωπο, έως €38.600.000

[7] Property damage liability: Covered ↩

Third-party property damage liability is a core, mandatory component of the Allianz motor insurance policy (All for 1 line) in Cyprus, covering third-party property damage up to €1,300,000, as stated in the insurer's IPID.

Περιουσία τρίτων, έως €1.300.000

[8] Legal defence: See details ↩

Not found in available sources.

[9] Green card: Covered ↩

As a member of the Motor Insurers' Fund of Cyprus (MIF), Allianz participates in the Green Card System providing international proof of insurance for motorists traveling abroad.

Green Card System

[10] Passenger accident: See details ↩

Not found in available sources.

[11] Bodily injury liability: Covered ↩

Third-party liability coverage for physical injury or death of any person, including emergency medical treatment costs for injured third parties. Specific monetary limits are not disclosed on the reviewed page.

Physical injury or death of any person. Emergency treatment of any person.

[12] Property damage liability: Covered ↩

Third-party liability coverage for damage to third-party property caused by an accident involving the insured motor vehicle. Specific monetary limits are not disclosed on the reviewed page.

Property damage.

[13] Legal defence: See details ↩

Not mentioned on the reviewed product page or registration record.

[14] Green card: Not available ↩

Not mentioned on the reviewed product page; the insurer is licensed for the Motor vehicle liability class but no Green Card specifics are stated for this product.

[15] Passenger accident: See details ↩

Not mentioned on the reviewed product page or registration record.

[16] Bodily injury liability: €38,600,000 ↩

Legal liability for bodily injury caused to third parties by use of the insured vehicle, up to €38,600,000 per incident.

ματι ς ς: €38.600.000 ( ά ατ μ )

[17] Property damage liability: €1,300,000 ↩

Legal liability for material damage caused to third parties by use of the insured vehicle, up to €1,300,000 per incident.

ς ημ ς: €1.300.000 ( ά ατ μ )

[18] Legal defence: See details ↩

No separate legal defence/legal expenses cover is described for this product in the reviewed sources.

[19] Green card: Covered ↩

The IPID states third-party liability cover extends to use of the vehicle in states signatory to the Green Card / Council of Bureaux Internal Regulations, but no separate Green Card coverage limit or fee is stated.

Third party liability cover provides cover for use of the vehicle in any state signatory to the Internal Regulations of the General Assembly of the Council of Bureaux, including all EU Member States.

[20] Passenger accident: Covered ↩

Covers liability towards any passenger lawfully carried in or entering/exiting the insured vehicle; this liability is included within, not additional to, the third-party liability limits (€38,600,000 bodily injury / €1,300,000 property damage), applied once per incident.

Η υψη υθ νη ντι ου πε αμβ αι ε θύν ου τε πιβάτη ου μιμα επιβαί , ή εξέ αι α α φα σμ ο μη ίνη μ .

[21] Bodily injury liability: €38,600,000 ↩

Liability for bodily injury to or death of any third party (excluding the driver), meeting the minimum legal requirements in Cyprus; included from the base Third Party tier and carried through Third Party Plus.

Your policy must cover at least €38,600,000 per event for bodily injury or death, and €1,300,000 for property damage.

[22] Property damage liability: €1,300,000 ↩

Liability for damage to third party property, meeting the minimum legal requirements in Cyprus; included from the base Third Party tier and carried through Third Party Plus.

Liability for third party property damage

[23] Legal defence: See details ↩

No legal defence/legal expenses cover is described for the Third Party or Third Party Plus tiers on the official product page.

[24] Green card: Covered ↩

Third Party cover extends to the use of the insured vehicle in any country that has signed the Multilateral Guarantee Agreement; no separate monetary limit is stated.

Third Party cover when the insured vehicle is used in any country that has signed the Multilateral Guarantee Agreement

[25] Passenger accident: Not available ↩

[26] Bodily injury liability: Covered ↩

Included in all three packages (Silver, Gold, Platinum) as part of the basic Third Party Liability cover. CGI's own product page shows this benefit as included (✓) for all tiers but does not state a specific monetary limit.

Bodily Injury to or Death of any Third Party Person ✓ ✓ ✓

[27] Property damage liability: Covered ↩

Included in all three packages (Silver, Gold, Platinum) as part of the basic Third Party Liability cover. CGI's own product page shows this benefit as included (✓) for all tiers but does not state a specific monetary limit.

Damage to Third-Party Property ✓ ✓ ✓

[28] Legal defence: €3,000 ↩

Not included in Silver or Gold. Included only in the Platinum package, with a limit of €3,000.

Έξοδα Υπεράσπισης X X (63.000)

[29] Green card: Not available ↩

[30] Passenger accident: See details ↩

Not found in the reviewed source documents. The table row 'Liability of the vehicle's passengers towards Third Parties' refers to passengers' liability toward third parties, not to a passenger accident benefit, and is therefore not mapped to this field.

[31] Bodily injury liability: Covered ↩

The Insured's legal liability to compensate third parties for bodily injury, death, and property damage in Cyprus (in the areas effectively controlled by the Republic of Cyprus). No specific monetary limit is published on the source page.

[32] Property damage liability: Covered ↩

The Insured's legal liability to compensate third parties for damage to property in Cyprus (in the areas effectively controlled by the Republic of Cyprus). No specific monetary limit is published on the source page.

[33] Legal defence: See details ↩

Not addressed on the product page or in the T&C document provided.

[34] Green card: See details ↩

Not explicitly addressed on the product page; not found as a distinct stated coverage in the sources reviewed.

[35] Passenger accident: See details ↩

The source only mentions passengers' own legal liability to indemnify third parties, not a first-party passenger accident benefit. No such benefit is evidenced on this product.

[36] Bodily injury liability: €38,600,000 ↩

Legal liability of the Insured or authorized driver for bodily injury to or death of any person up to €38,600,000, including emergency treatment to any person up to €35.

a) bodily injuring to or death of any person up to €38.600.000

[37] Property damage liability: €1,300,000 ↩

Legal liability of the Insured or authorized driver for damage to third-party property up to €1,300,000.

b) damage to property up to €1.300.000

[38] Legal defence: Covered ↩

Costs and expenses incurred with the written consent of Ethniki General Insurance (Cyprus) Ltd are covered; no specific monetary limit is stated.

Cost and expenses incurred with the written consent of Ethniki General Insurance (Cyprus) Ltd.

[39] Green card: Excluded ↩

Damage or liability caused outside the geographical area of Cyprus is explicitly excluded; this policy does not extend cover abroad via a Green Card.

Damage or liability caused out side of geographical area, used by an unauthorized driver or is in the custody of an unauthorized driver.

[40] Passenger accident: See details ↩

Not listed among the Main or Optional Covers of this Third Party Liability policy; personal accident cover for passengers is not mentioned in the source document.

[41] Bodily injury liability: Covered ↩

Indemnifies the Insured and any Authorised Driver against all sums, including claimant's costs, interest and expenses, which they become legally liable to pay as a result of an accident caused by or arising out of the use of the Motor Vehicle, in connection with bodily injury or death (and emergency treatment) to third parties. The exact monetary limit of indemnity is stated in the Policy Schedule and not disclosed in the general Terms and Conditions.

The Company will subject to the Limits of Liability and the Jurisdiction Clause indemnify the Insured or any Authorised Driver stated in the Schedule against all sums including claimant's costs interest and expenses which the Insured or the Authorised Driver shall become legally liable to pay as a result of an accident which was caused by or arising out of the use of the Motor Vehicle on a "Road" in connection with a) bodily injury or death b) emergency treatment

[42] Property damage liability: Covered ↩

Indemnifies the Insured and any Authorised Driver against all sums which they become legally liable to pay as a result of an accident caused by or arising out of the use of the Motor Vehicle in connection with damage to third-party property. The exact monetary limit of indemnity is stated in the Policy Schedule and not disclosed in the general Terms and Conditions.

against all sums including claimant's costs interest and expenses which the Insured or the Authorised Driver shall become legally liable to pay as a result of an accident which was caused by or arising out of the use of the Motor Vehicle on a "Road" in connection with c) damage to property

[43] Legal defence: Covered ↩

The Company may, at its own option, arrange for representation at any inquest or fatal inquiry and undertake the defence of proceedings in any Court of Law in respect of any act or alleged offence relating to an event which may be the subject of indemnity under the Policy. The Company also pays all costs, interest and expenses incurred with its written consent. No separate monetary limit is stated; this cover forms part of the overall Limits of Liability.

The Company may at its own option a) arrange for representation at any inquest or fatal inquiry in respect of any death which may be the subject of Indemnity under this Policy b) undertake the defence of proceedings in any Court of Law in respect of any act or alleged offence causing or relating to any event which may be the subject of Indemnity under this Policy

[44] Green card: Conditional ↩

Cover automatically extends, without need for a physical Green Card, to the territory of EU Member States applying Compulsory Third Party Liability Insurance provided those States have countersigned the Multilateral Guarantee Agreement. Cover for the territory of other States where Foreign Bureaux of International Insurance are registered under the Uniform Agreement (the 'Green Card' system) applies only subject to the relative Endorsement being issued by the Company.

which has signed the Multilateral Guarantee Agreement with the Cyprus International Insurance Bureaux or where the Foreign International Insurance Bureau is registered and provided that the Company has signified its agreement by the issue of an endorsement in consideration of an Additional Premium

[45] Passenger accident: Optional ↩

Endorsement No. 3 extends the indemnity under 'Liability to Third Parties' to cover any passenger or other person (other than the driver) carried in, entering or alighting from the Motor Vehicle, against sums they become legally liable to receive for bodily injury, death, emergency treatment or property damage, in consideration of payment of an Additional Premium. General Exception No. 7 (which otherwise excludes persons in/entering/leaving the vehicle) is deleted once this Endorsement is issued. Without this Endorsement, passengers are not indemnified under the base Third Party Liability cover.

It is hereby declared and agreed that in consideration of the payment of the required Additional Premium Exception No.7 of the Policy is deleted and the Indemnity provided under Paragraph 1 "Indemnity to the Insured and to any other Authorised Driver on a “Road”” under the heading “Liability to Third Parties” of this Policy shall extend to apply to Any Other Person (other than the person driving) whilst in or getting into or out of the Motor Vehicle on a “Road”

[46] Bodily injury liability: €38,600,000 ↩

Covers all sums including claimant's costs and expenses for death or bodily injury to any person, including emergency treatment, arising out of an accident caused by the use of the insured vehicle. This is mandatory third-party liability cover under Cyprus Law 96(I)/2000; the exact limit of liability is stated in the policy Schedule.

The Company will subject to the Limits of Liability and the Jurisdiction Clause, indemnify the Insured or any Authorized Driver against all sums including claimant's costs and expenses which the Insured or any Authorized Driver shall become legally liable to pay in respect of a) death of or bodily injury to any person, b) emergency treatment to any person, c) damage to property

[47] Property damage liability: €1,300,000 ↩

Covers all sums including claimant's costs and expenses for damage to property arising out of an accident caused by the use of the insured vehicle, up to the limit of liability stated in the policy Schedule.

c) damage to property where such death or injury or need for such treatment or damage arises out of an accident caused by or arising out of the use of the Insured Vehicle on the road, in the geographical area defined in the Schedule.

[48] Legal defence: Covered ↩

The Company may arrange representation at any inquest or fatal inquiry and undertake the defence of court proceedings related to an event covered under Section One, and will pay costs and expenses incurred with its written consent. Basic Plus also includes Legal Protection (defence costs to avoid the driver's imprisonment) and Penal Bail, up to the limits stated in the Schedule.

Legal Protection √ √ √ √ Penal Bail √ √ √ √

[49] Green card: Covered ↩

Third-party cover extends to EU member states and other countries signatory to the Multilateral Agreement without requiring a Green Card, covering 27 EU member states plus 9 additional countries. Prior notification to the insurer before travelling is required.

Provided your vehicle is registered in Cyprus and based on Section 1 of our Motor Policy contract, you have Third-Party cover when driving your vehicle abroad, in certain countries that have signed the Multilateral Agreement without the need of having any additional documentation (i.e. green card). In any case you have to notify your insurance company before leaving the country.

[50] Passenger accident: Covered ↩

Third-party liability cover extends to injury caused to passengers of the insured vehicle as part of Section One liability to third parties.

The Company will subject to the Limits of Liability and the Jurisdiction Clause, indemnify the Insured or any Authorized Driver against all sums including claimant's costs and expenses which the Insured or any Authorized Driver shall become legally liable to pay in respect of a) death of or bodily injury to any person,

[51] Bodily injury liability: €38,600,000 ↩

Covers legal liability for death or bodily injury (including claimant's costs and interest) to any person arising from an accident caused by or arising from the use of the insured vehicle in Cyprus, up to €38,600,000 per event; this is the minimum limit required by Cyprus law. A separate sub-limit of €35 per person applies to emergency medical treatment.

The amount of cover for bodily injury or death caused to third parties arising out of the use of the insured vehicle in Cyprus is the minimum which the Law requires and amounts to €38.600.000 per event.

[52] Property damage liability: €1,300,000 ↩

Covers legal liability for damage to property of third parties arising from an accident caused by or arising from the use of the insured vehicle in Cyprus, up to €1,300,000 per event; this is the minimum limit required by Cyprus law.

The amount of cover for property damage caused to third parties arising out of the use of the insured vehicle in Cyprus is the minimum which the Law requires and amounts to €1.300.000 per event.

[53] Legal defence: Covered ↩

The Company may, at its own expense and discretion, arrange representation at any inquest or accident inquiry and undertake the defence of legal proceedings relating to any event that may be the subject of indemnity under the policy; no separate monetary limit is stated.

The Company may at its own expense and discretion: (a) arrange for representation at any inquest or at any accident inquiry for any death which may be the subject of indemnity under this Section (b) undertake the defence of any proceedings in any Court of Law in respect of any act or alleged offence causing or relating to any event which may be the subject of indemnity under this Section.

[54] Green card: Covered ↩

Third Party Liability cover is valid in Cyprus and in the territories of States that have signed Part III of the Unified Agreement (Green Card countries); the indemnity applied is the higher of the Cyprus limits or the minimum required by the legislation of the state where the incident occurred; no separate sum insured is stated.

In respect of Third Party Liability: In Cyprus, excluding the areas of the Republic of Cyprus in which the government of the Republic of Cyprus does not exercise effective control, and in States which have signed Part III of the Unified Agreement.

[55] Passenger accident: €36,350,000 ↩

Passengers' own legal liability towards third parties is included as standard under this plan (IPID: 'Passengers' legal liability'). Exception (i) of Section 1, which otherwise excludes a passenger's own liability, is deleted by Additional Clause 10926, extending cover to the legal liability of any person (other than the driver) who is lawfully inside, entering or alighting from the insured vehicle, up to the same Third Party bodily injury liability limit (€36,350,000 per event).

Passengers’ legal liability.

[56] Bodily injury liability: Covered ↩

Core Part I (Third Party Liability) cover for the policyholder's legal liability for death or bodily injury caused to third parties through use of the insured vehicle. The exact Limit of Liability applicable is fixed per policy in the Schedule (Πίνακας) rather than stated as a fixed sum in the general policy wording.

η Εταιρεία παρέχει κάλυψη στον Ασφαλισμένο , έναντι όλων των ποσών, συμπεριλαμβανομένων των εξόδων, των τόκων και των δαπανών του προσώπου που προβάλλει την αξίωση, που ο Ασφαλισμένος θα καταστεί κατά Νόμο υπόλογος να πληρώσει ως αποτέλεσμα της Χρήσης του Οχήματος στο έδαφος της Κύπρου σχετικά με α. σωματική Βλάβη ή θάνατο οποιουδήποτε προσώπου

[57] Property damage liability: Covered ↩

Core Part I (Third Party Liability) cover for the policyholder's legal liability for damage to third-party property caused through use of the insured vehicle. As with bodily injury, the applicable Limit of Liability is set per policy in the Schedule rather than as a fixed sum in the general wording.

γ. ζημιά σε περιουσία.

[58] Legal defence: Covered ↩

Under Part I the Company may, at its discretion, arrange representation at any inquest and take over the defence, negotiation or out-of-court settlement of any claim or court proceedings relating to an incident, and pays all costs and expenses incurred with its prior written consent; no separate monetary limit is stated.

α. να προβαίνει σε διευθετήσεις ώστε να αντιπροσωπεύεται σε οποιαδήποτε θανατική ανάκριση ή έρευνα αναφορικά με οποιοδήποτε θάνατο που δυνατόν να αποτελεί αντικείμενο κάλυψης σύμφωνα με το Ασφαλιστήριο β. να αναλαμβάνει την υπεράσπιση και/ή τη διαπραγμάτευση και/ή την εξώδικη διευθέτηση οποιασδήποτε απαίτησης και/ή οποιωνδήποτε νομικών διαδικασιών σε οποιοδήποτε δικαστήριο σχετικά με οποιαδήποτε πράξη ή ισχυριζόμενο αδίκημα που προκάλεσε ή σχετίζεται με οποιοδήποτε Περιστατικό. [...] Η Εταιρεία θα καταβάλει όλα τα έξοδα και τις δαπάνες που διενεργούνται με την προηγούμενη γραπτή της συγκατάθεση.

[59] Green card: Covered ↩

Third Party Liability cover extends automatically to the territory of any state that is a signatory to Part III of the Unified Agreement (the Green Card system), with the cover topped up to the minimum amount required by that state's own legislation where the policy limit is lower.

Νοείται ότι, στην περίπτωση που απαιτείται κάλυψη ως αποτέλεσμα της Χρήσης του Οχήματος στο έδαφος οποιουδήποτε κράτους εκτός της Κύπρου που έχει προσυπογράψει το Μέρος III της Ενοποιημένης Συμφωνίας και η κάλυψη που παρέχεται σύμφωνα με το Ασφαλιστήριο είναι για ποσό μεγαλύτερο από το ελάχιστο ποσό που προβλέπεται από την αντίστοιχη νομοθεσία του κράτους στο οποίο συνέβηκε το Περιστατικό, θα εφαρμόζεται το μεγαλύτερο αυτό ποσό, παρ' όλο που το γεγονός συνέβηκε εκτός της Κύπρου.

[60] Passenger accident: See details ↩

Part I preserves the policyholder's third-party liability for death, bodily injury or property damage suffered by any person carried in or on, boarding or alighting from the insured vehicle, but no separate no-fault passenger personal-accident benefit with a stated sum insured was identified.

γ. αναφορικά με οποιαδήποτε ευθύνη προσώπου που επιβαίνει του Οχήματος

[61] Bodily injury liability: Covered ↩

Covers the policyholder's legal liability for bodily injury or death caused to third parties in an accident involving the insured vehicle, as mandated by Cyprus's Motor Vehicles (Third-Party Liability Insurance) Law. The exact limit is stated in the official policy documents/IPID.

Causing bodily harm or death to third parties

[62] Property damage liability: Covered ↩

Covers the policyholder's legal liability for damage caused to third-party property in an accident involving the insured vehicle, as mandated by Cyprus's Motor Vehicles (Third-Party Liability Insurance) Law. The exact limit is stated in the official policy documents/IPID.

[63] Legal defence: See details ↩

Not found in the reviewed sources for the Third Party package.

[64] Green card: See details ↩

Not found in the reviewed sources for the Third Party package.

[65] Passenger accident: Conditional ↩

Passengers of the insured vehicle are covered as third parties under the bodily injury liability cover; no separate passenger personal accident benefit is offered (personal accident cover applies only to the policyholder and spouse in some packages).

Personal accident coverage for the policyholder and his / her spouse

[66] Bodily injury liability: Covered ↩

Coverage for death and bodily injury to third parties arising from use of the insured vehicle. Mandatory coverage for MTPL insurance in Cyprus and countries that have signed the Unified Agreement.

[67] Property damage liability: Covered ↩

Coverage for damage to property of third parties resulting from the insured vehicle; a core component of MTPL coverage, applying anywhere in Cyprus and Unified Agreement countries.

[68] Legal defence: Not established from the reviewed documents ↩

Legal costs and defence expenses in connection with a third-party motor claim; availability and limits could not be confirmed in the available sources.

[69] Green card: Covered ↩

Coverage extends beyond Cyprus to all countries that are signatories to the Unified Agreement (Green Card system), allowing cross-border use of the insured vehicle under the same policy.

[70] Passenger accident: Not established from the reviewed documents ↩

Personal accident benefit for passengers of the insured vehicle in the event of death or injury; not confirmed in the available sources.

[71] Bodily injury liability: Covered ↩

Compulsory third-party bodily injury liability cover is included as one of the necessary legal coverages in all Progressive car insurance programs; Progressive's own public pages do not disclose the specific sum insured it applies, but Cyprus law (Motor Vehicles (Third-Party Insurance) Law 96(I)/2000, as amended by Law 167(I)/2023) sets a statutory floor of at least this amount for every Cyprus motor insurer, including Progressive.

€38.6 million for bodily injury per accident and €1.3 million for property damage

[72] Property damage liability: Covered ↩

Compulsory third-party property damage liability cover is included as one of the necessary legal coverages in all Progressive car insurance programs; the specific sum insured is not disclosed on Progressive's own public pages, but Cyprus law sets a statutory floor of at least this amount.

€38.6 million for bodily injury per accident and €1.3 million for property damage

[73] Legal defence: Not established from the reviewed documents ↩

Progressive Insurance Cyprus's public product pages (car-insurance, motor-insurance, road-assistance, FAQ) describe its motor programmes as including road assistance, accident-care, and 'all necessary legal coverages,' but no dedicated legal-expenses/legal-defence limit, sum insured, or exclusion is stated anywhere in the reviewed public materials. Repeated searches for a Progressive-specific legal-protection IPID or clause in Cyprus did not surface any document; the phrase found on the site refers to legally-compulsory motor covers rather than a distinct legal-defence benefit, so the field is left as unknown rather than assumed not covered.

[74] Green card: Covered ↩

Vehicle liability cover extends to countries that have signed the Multilateral Guarantee Agreement (e.g. Austria, Belgium, Switzerland, Czech Republic, Germany, Denmark, UK, Spain, France, Finland, Greece and others), but is excluded in the occupied areas of Cyprus.

is coverage in countries that have signed the multiparty agreement guarantee

[75] Passenger accident: See details ↩

No information about a passenger accident benefit was found on Progressive's reviewed public pages or motor documentation located via web search.

[76] Bodily injury liability: Covered ↩

Covers the insured's own legal liability and that of authorised drivers to pay compensation to third parties, including passengers in the insured vehicle (other than the driver), for injury or death arising from use of the vehicle in Cyprus or abroad. Royal Crown offers two selectable Third Party Liability plans, but the product page does not publish the specific monetary limit(s) for either plan.

Motor Third Party Liability Insurance is compulsory by law, but is also essential for any driver as it covers your own and your authorised drivers’ legal liability to pay compensation to third parties, including passengers in the insured Motor Vehicle, other than the driver, for damage to property, injury or death, in the evant of an accident arising from the use of your vehicle in Cyprus or outside Cyprus, according to the relevant legislation.

[77] Property damage liability: Covered ↩

Covers the insured's own legal liability and that of authorised drivers to pay compensation to third parties for damage to property arising from use of the vehicle in Cyprus or abroad. Royal Crown offers two selectable Third Party Liability plans, but the product page does not publish the specific monetary limit(s) for either plan.

Motor Third Party Liability Insurance is compulsory by law, but is also essential for any driver as it covers your own and your authorised drivers’ legal liability to pay compensation to third parties, including passengers in the insured Motor Vehicle, other than the driver, for damage to property, injury or death, in the evant of an accident arising from the use of your vehicle in Cyprus or outside Cyprus, according to the relevant legislation.

[78] Legal defence: See details ↩

Not mentioned on the official Motor Third Party Liability product page.

[79] Green card: Covered ↩

The policy provides coverage for accidents arising from use of the vehicle both in Cyprus and outside Cyprus according to relevant legislation; the Green Card system is applicable for EU/EEA member states and signatories to the Unified Agreement Part III.

in the evant of an accident arising from the use of your vehicle in Cyprus or outside Cyprus, according to the relevant legislation.

[80] Passenger accident: See details ↩

The product page does not mention a standalone passenger personal-accident benefit; passengers are covered as third parties under the liability section.

[81] Bodily injury liability: €33,540,000 ↩

Bodily injury or death of any person €33.540,000

[82] Property damage liability: €1,120,000 ↩

Damage to third party property €1.120,000

[83] Green card: Covered ↩

Since the vehicle is registered in the Republic of Cyprus, the policy automatically covers the insured in all EU/EEA member states and in states signatory to Part III of the Unified Agreement (Green Card system). For non-EU Green Card countries, a physical or digital Green Card must be obtained from the insurer.

[84] Bodily injury liability: Covered ↩

The product page confirms Third Party liability cover including Passenger Liability, but does not state a specific monetary limit for bodily injury.

Third Party Off the Road Road Assistance Accident Care Legal Protection : € 2.000 Passenger Liability

[85] Property damage liability: Covered ↩

Third Party cover is confirmed on the product page, but no specific property damage liability limit is stated.

Third Party Off the Road Road Assistance Accident Care Legal Protection : € 2.000 Passenger Liability

[86] Legal defence: €2,000 – €3,500 ↩

Legal Protection is included across Third Party tiers, ranging from €2,000 on the entry-level Third Party tier (any driver 23-70 with min. 2 years European licence, windscreen/windows up to €150) up to €3,500 on higher tiers (up to 6 named drivers 23-70 with min. 2 years European licence; the top tier also adds Personal Accident cover of €5,000 for the insured, windscreen/windows up to €300, trailer towing cover and driving other cars in Cyprus).

Legal Protection : € 2.000

[87] Green card: See details ↩

Not mentioned on the Third Party product page.

[88] Passenger accident: See details ↩

The page lists 'Passenger Liability' (third-party liability toward passengers) but no separate passenger personal-accident benefit is stated.

Passenger Liability