Pending review

Ypera Motor third-party liability (Motor Third Party)

Underwritten by Ypera Insurance Co Ltd · Cyprus

motor third-party liability insurance from Ypera for the Cyprus market, with 24/7 assistance.

Last verified Aug 24, 2026

24/7 helpline

Unique selling points

Road Assistance and Accident Care are included in every Third Party package, including the entry-level one.

Home repair of windscreen/window breakage is included in the higher Third Party packages (MP and PP).

Higher Third Party tiers add Personal Accident cover of €5,000 for the insured driver at no extra product line.

Named-driver Third Party tiers allow up to 6 named drivers under one policy.

Coverage limits

Liability limit (covers injury + property damage)

One combined sum for both bodily injury and property damage, not two separate limits.

Covered

Covered

Legal Protection

€2K – €3.5K

Legal Protection is included across Third Party tiers, ranging from €2,000 on the entry-level Third Party tier (any driver 23-70 with min. 2 years European licence, windscreen/windows up to €150) up to €3,500 on higher tiers (up to 6 named drivers 23-70 with min. 2 years European licence; the top tier also adds Personal Accident cover of €5,000 for the insured, windscreen/windows up to €300, trailer towing cover and driving other cars in Cyprus).

Section: Motor Vehicles > Third Party Insurance

Legal Protection : € 2.000

Green Card

No limit stated

Not mentioned on the Third Party product page.

Covered

24-Hour Roadside Assistance

Covered

Road Assistance and Accident Care are included as standard in every Third Party package, including the entry-level one; the 'Yper-Assistance Coverage' branding applies only to the top Comprehensive packages (Maxisafe, Maxi2nd). No specific monetary limit is stated.

Section: Motor Vehicles > Third Party Insurance

Third Party Off the Road Road Assistance Accident Care

Conditional

Driver Personal Accident

€5K

Personal Accident cover of €5,000 for the insured is included only in the higher Third Party tier (Legal Protection €3,500, windscreen/windows up to €300), not in the entry-level Third Party tiers.

Section: Motor Vehicles > Third Party Insurance

Legal Protection : € 3.500 Passenger Liability Personal Accident for the Insured : € 5.000

Passenger Accident

No limit stated

The page lists 'Passenger Liability' (third-party liability toward passengers) but no separate passenger personal-accident benefit is stated.

Section: Motor Vehicles > Third Party Insurance

Passenger Liability

Key conditions

Driver restrictions

Authorised drivers must be aged 23 to 70 with a minimum of 2 years' European driving licence; higher tiers allow up to 6 named drivers under the same age/licence conditions.

Claim notification deadline

Not specified in the available source material.

Bonus-malus rules

No bonus-malus scale is published; No Claims Bonus Protection is included in the top Third Party package (PP).

Source

Section: Motor Vehicles > Third Party Insurance > Package Comparison

No Claims Bonus Protection √

Territorial scope

Third Party cover applies within Cyprus; the source does not specify EU/EEA-wide territorial extension for this product.

Documents

Motor Vehicles Package Comparison (Individuals) (opens in a new tab)

Table of benefits · PDF

Policy specifics

Windscreen Repair

Home repair coverage for windscreen or window breakage

Source

Section: Motor Vehicles > Third Party Insurance > Package Comparison

Windscreen and windows €150 €0 €300 €500

Yper-Assistance Coverage

24-hour roadside assistance coverage specific to Ypera product

Source

Section: Motor Vehicles

24hrs Road Assistance

Driver Age Restrictions

Specified age range for authorized drivers: 23-70 years with minimum 2 years European driving license

Source

Section: Motor Vehicles > Third Party Insurance

Any driver of age from 23 to 70 with minimum 2 years European driving license

No Claim Bonus Protection

Protection of no-claim discount/bonus status under defined conditions

Source

Section: Motor Vehicles > Comprehensive Insurance

No Claim Bonus Protection