Pancyprian Insurance Limited
Pancyprian Insurance
Pancyprian Insurance is a motor third-party liability insurance for the Cyprus market with online purchase and 24/7 assistance.
Direct payment
The product is a Motor Third Party Liability (MTPL) policy, which by its nature compensates injured third parties/third-party property owners rather than the policyholder. Cyprus's Motor Vehicles (Third-Party Insurance) Law 96(I)/2000 requires the insurer to settle claims of third-party victims directly, so payment is made to the injured/damaged third party (or their repairer/hospital) rather than being reimbursed to the insured driver. Pancyprian Insurance's own materials do not describe a garage-network 'cashless repair' arrangement for the policyholder's own vehicle, since MTPL does not cover own-vehicle damage; the insurer's 24-hour claims/road-assistance line (77 77 21 99) is used to report accidents and coordinate the direct handling of third-party claims.
Geographic scope
Cyprus and countries that have signed the Unified Agreement (Green Card system)
Covers bodily injury, death, and property damage to third parties arising from use of the insured vehicle anywhere in Cyprus and in countries that have signed the Unified Agreement.
Unique selling points
- Instant policy issuance with same-day cover confirmation.
- Broad cover across the car insurance range.
- Automated premium payment option for convenient renewals.
- Instant contract delivery once the policy is issued.
Coverage limits
Bodily Injury Liability
Covered
Coverage for death and bodily injury to third parties arising from use of insured vehicle. Mandatory coverage for MTPL insurance in Cyprus and countries that have signed the Unified Agreement.
Property Damage Liability
Covered
Coverage for damage to property of third parties resulting from the insured vehicle; a core component of MTPL coverage, applying anywhere in Cyprus and Unified Agreement countries.
Legal Defence
No limit stated
Legal costs and defence expenses in connection with a third-party motor claim; availability and limits are not stated in the available sources.
Green Card
Covered
Coverage extends beyond Cyprus to all countries that are signatories to the Unified Agreement (Green Card system), allowing cross-border use of the insured vehicle under the same policy.
Roadside Assistance
No limit stated
Emergency roadside/breakdown assistance for the insured vehicle; not confirmed as part of this third-party liability product in the available sources.
Driver Personal Accident
No limit stated
Personal accident benefit for the driver in the event of death or injury from a road accident; not stated in the available sources.
Passenger Accident
No limit stated
Personal accident benefit for passengers of the insured vehicle in the event of death or injury; not stated in the available sources.
Key conditions
Territorial scope
Motor third-party liability insurance covers bodily injury, death, and property damage to third parties anywhere in Cyprus and in countries that have signed the Unified Agreement.
Green card rules
Coverage extends beyond Cyprus to all Unified Agreement (Green Card) signatory countries, which is important for cross-border vehicle use.
Driver restrictions
Standard online quotation eligibility covers drivers aged 21-70 who have held a full driving licence for at least 2 years; different terms apply for drivers aged 21-23.
Where to buy
Documents
Car Insurance Policy Conditions and Terms - Motor Third Party Liability
terms_and_conditions
Policy specifics
Bodily Injury to Third Parties
Coverage for death and bodily injury to third parties arising from use of insured vehicle
SourceProperty Damage to Third Parties
Coverage for damage to property of third parties resulting from the insured vehicle
SourceGeographic Coverage Scope
Motor third-party liability insurance covers bodily injury, death, and property damage anywhere in Cyprus and countries that have signed the Unified Agreement
Source