Royal Crown Insurance Company Ltd
Royal Crown Insurance
Royal Crown Insurance is a motor third-party liability insurance for the Cyprus market with online purchase and limited assistance availability.
Direct payment
Royal Crown Insurance's Motor Third Party Liability product page describes the cover as paying compensation directly to third parties (including passengers) for property damage, injury or death caused by the insured vehicle, rather than reimbursing the policyholder for their own costs; the policyholder's own vehicle repairs are not covered under this liability-only product.
Geographic scope
Cyprus
Covers accidents arising from use of the vehicle both in Cyprus and outside Cyprus, according to relevant legislation (Green Card system applicable for EU/EEA member states and signatories to the Unified Agreement Part III).
Unique selling points
- Offers a choice of Third Party Liability plans so drivers can adjust coverage to their own needs rather than a single one-size-fits-all policy.
- Extends liability cover to authorised drivers, not just the policyholder, at no separate policy required.
- Online quote process designed to take no longer than five minutes with a visible progress bar.
Coverage limits
Bodily injury liability
Covered
Covers the insured's own legal liability and that of authorised drivers to pay compensation to third parties, including passengers in the insured vehicle (other than the driver), for injury or death arising from use of the vehicle in Cyprus or abroad. Royal Crown offers two selectable Third Party Liability plans, but the product page does not publish the specific monetary limit(s) for either plan.
Property damage liability
Covered
Covers the insured's own legal liability and that of authorised drivers to pay compensation to third parties for damage to property arising from use of the vehicle in Cyprus or abroad. Royal Crown offers two selectable Third Party Liability plans, but the product page does not publish the specific monetary limit(s) for either plan.
Legal defence costs
No limit stated
Not mentioned on the official Motor Third Party Liability product page.
Green Card
Covered
The policy provides coverage for accidents arising from use of the vehicle both in Cyprus and outside Cyprus according to relevant legislation; the Green Card system is applicable for EU/EEA member states and signatories to the Unified Agreement Part III.
Roadside assistance
No limit stated
Not mentioned on the Motor Third Party Liability product page; roadside assistance is referenced only under the separate Private Motor Vehicle Comprehensive product.
Driver personal accident
No limit stated
Not mentioned on the Motor Third Party Liability product page.
Passenger personal accident
No limit stated
The product page does not mention a standalone passenger personal-accident benefit; passengers are covered as third parties under the liability section.
Key conditions
Territorial scope
Covers use of the vehicle both in Cyprus and outside Cyprus, according to the relevant legislation.
Green card rules
The Green Card system is applicable for EU/EEA member states and signatories to the Unified Agreement Part III.
Driver restrictions
Covers the insured's own legal liability and that of authorised drivers only.
Claim notification deadline
Not specified in the available official sources.
Bonus-malus rules
Not specified in the available official sources.
Where to buy
Policy specifics
Authorized drivers coverage
The policy covers the insured's own legal liability and that of authorized drivers to pay compensation to third parties for damage to property, injury or death arising from use of the vehicle
SourceThird party legal liability
Coverage for legal liability to pay compensation to third parties, including passengers in the insured vehicle (other than driver), for damage to property, injury or death
SourceDomestic and foreign territory coverage
The policy provides coverage for accidents arising from use of the vehicle both in Cyprus and outside Cyprus according to relevant legislation
Source