Pending review

Royal Crown Insurance Motor third-party liability (Motor Third Party Liability)

Underwritten by Royal Crown Insurance · Cyprus

motor third-party liability insurance from Royal Crown Insurance for the Cyprus market.

Last verified Aug 24, 2026

Unique selling points

Offers a choice of Third Party Liability plans so drivers can adjust coverage to their own needs rather than a single one-size-fits-all policy.

Extends liability cover to authorised drivers, not just the policyholder, at no separate policy required.

Online quote process designed to take no longer than five minutes with a visible progress bar.

Coverage limits

Liability limit (covers injury + property damage)

One combined sum for both bodily injury and property damage, not two separate limits.

Covered

Legal defence costs

No limit stated

Not mentioned on the official Motor Third Party Liability product page.

Covered

Green Card

Covered

The policy provides coverage for accidents arising from use of the vehicle both in Cyprus and outside Cyprus according to relevant legislation; the Green Card system is applicable for EU/EEA member states and signatories to the Unified Agreement Part III.

Section: Motor Third Party Liability > Choose Royal Crown’s Insurance Motor Third Party Liability Insurance

in the evant of an accident arising from the use of your vehicle in Cyprus or outside Cyprus, according to the relevant legislation.

Covered

Roadside assistance

Covered

No limit stated

Road Assistance and Post-Accident care are included as basic cover in both Third Party Liability plans (Ruler and Regal), only for vehicles under 3 tonnes gross weight.

Section: Motor Third Party Liability > Ruler / Regal > Basic Cover

Road Assistance and Post-Accident care (provided only for vehicles of under 3tonnes mixed weight

Conditional

Driver personal accident

Conditional

No limit stated

Personal Accident cover (death and permanent total disablement) is optional in the Ruler plan and included as a basic cover in the Regal plan; cover for the spouse is optional in both plans.

Section: Motor Third Party Liability > Ruler / Regal > Optional Covers / Basic Cover

Ruler ... Optional Covers Driving other cars Personal Accident (Death and Permenant Total Disablement) Personal Accident (Death and Permenant Total Disablement of Spouse) Regal ... Basic Cover ... Personal Accident (Death and Permenant Total Disablement) ... Optional Covers Personal Accident (Death and Permenant Total Disablement of Spouse)

Passenger personal accident

No limit stated

The product page does not mention a standalone passenger personal-accident benefit; passengers are covered as third parties under the liability section.

Key conditions

Driver restrictions

Covers the insured's own legal liability and that of authorised drivers only.

Claim notification deadline

Not specified in the available official sources.

Bonus-malus rules

Not specified in the available official sources.

Territorial scope

Covers accidents arising from use of the vehicle both in Cyprus and outside Cyprus, according to relevant legislation (Green Card system applicable for EU/EEA member states and signatories to the Unified Agreement Part III).

Documents

Policy specifics

Authorized drivers coverage

The policy covers the insured's own legal liability and that of authorized drivers to pay compensation to third parties for damage to property, injury or death arising from use of the vehicle

Source

Section: Motor Third Party Liability > Choose Royal Crown’s Insurance Motor Third Party Liability Insurance

it covers your own and your authorised drivers’ legal liability to pay compensation to third parties, including passengers in the insured Motor Vehicle, other than the driver, for damage to property, injury or death

Third party legal liability

Coverage for legal liability to pay compensation to third parties, including passengers in the insured vehicle (other than driver), for damage to property, injury or death

Source

Section: Motor Third Party Liability > Choose Royal Crown’s Insurance Motor Third Party Liability Insurance

it covers your own and your authorised drivers’ legal liability to pay compensation to third parties, including passengers in the insured Motor Vehicle, other than the driver, for damage to property, injury or death

Domestic and foreign territory coverage

The policy provides coverage for accidents arising from use of the vehicle both in Cyprus and outside Cyprus according to relevant legislation

Source

Section: Motor Third Party Liability > Choose Royal Crown’s Insurance Motor Third Party Liability Insurance

in the evant of an accident arising from the use of your vehicle in Cyprus or outside Cyprus, according to the relevant legislation.

Royal Crown Insurance Motor third-party liability