Atlantic Motor third-party liability (Motor Third Party)
Underwritten by Atlantic Insurance Co. Public Ltd · Cyprus
motor third-party liability insurance from Atlantic for the Cyprus market, with 24/7 assistance.
Last verified Aug 23, 2026Sources
Unique selling points
Every motor insurance tier, including the legal-minimum Third Party policy, includes free 24-hour accident care and roadside assistance.
Even the base Third Party policy includes windscreen glass breakage cover up to €300, a benefit some competitors reserve for higher tiers.
Atlantic positions its motor insurance as a five-step ladder from the legal minimum up to a top Comprehensive Executive policy, letting customers scale cover as needs grow.
An optional No Claim Bonus Protection benefit lets policyholders submit a claim without automatically losing their accumulated no-claims discount.
Atlantic describes itself as a leader in the Cypriot motor insurance market, offering comprehensive coverage combinations at competitive prices with prompt claims settlement.
Coverage limits
Liability limit (covers injury + property damage)
One combined sum for both bodily injury and property damage, not two separate limits.
Legal defence
No limit stated
No legal defence/legal expenses cover is described for the Third Party or Third Party Plus tiers on the official product page.
Green Card / cross-border liability extension
Covered
Third Party cover extends to the use of the insured vehicle in any country that has signed the Multilateral Guarantee Agreement; no separate monetary limit is stated.
Section: What we cover
Third Party cover when the insured vehicle is used in any country that has signed the Multilateral Guarantee Agreement
24-hour accident care and roadside assistance
Covered
All motor insurance tiers, including the base Third Party policy, provide free 24-hour roadside assistance and accident care; no monetary limit is stated.
Regardless of the benefits you choose, all types of motor insurance provide free roadside assistance and free accident care on a 24-hour basis.
Personal accident cover for named drivers
€20K
Third Party Plus provides personal accident cover to named drivers of €20,000 per person; not included in the base Third Party tier. Third Party Plus separately extends cover to any driver aged between 24 and 70 with over 2 years of Cypriot/UK regular driving licence.
Section: What we cover
Personal Accident cover to named drivers €20.000 for each person
Key conditions
Driver restrictions
Third Party Plus extends cover to any driver aged between 24 and 70 with over 2 years of Cypriot/UK regular driving licence; its personal accident benefit covers named drivers at €20,000 each.
SourceSection: What we cover > B. Third Party Plus
Cover for any driver aged between 24 and 70 with over 2 years Cypriot/UK regular driving license
Claim notification deadline
Atlantic's own motor insurance documents do not state a specific claim notification deadline; the product page directs policyholders to the Claim Form and Accident Instructions to report an accident.
SourceSection: Accident Instructions
Accident Instructions
Bonus-malus rules
No Claim Bonus (NCB) is a premium discount related to the number of claim-free years; an optional No Claim Bonus Protection benefit protects the NCB entitlement when a claim is submitted, subject to restrictions on the number/amount of claims allowed over specific insurance periods.
Territorial scope
Covers use of the insured vehicle in the Republic of Cyprus and, under the Third Party section, in any country that has signed the Multilateral Guarantee Agreement.
Documents
Documents for Individuals - includes IPID Motor Third Party (EN/GR) (opens in a new tab)
Product information sheet · PDF
Documents for Businesses - includes IPID Motor Third Party (EN/GR) (opens in a new tab)
Product information sheet · PDF
Individual Motor Insurance product page (plan descriptions and FAQ) (opens in a new tab)
Other document · PDF
Policy specifics
Windscreen and glass coverage
Breakage of glass in windscreen or windows covered at limited amount under Third Party base policy, with enhanced coverage options available
SourceSection: What we cover
Breakage of glass in the windscreen of the insured vehicle up to €300
24-hour accident care and roadside assistance
Included benefit in all motor policies providing 24-hour assistance for accidents and breakdowns
SourceRegardless of the benefits you choose, all types of motor insurance provide free roadside assistance and free accident care on a 24-hour basis.
Third party liability coverage
Mandatory legal coverage for liability to third parties for bodily injury, death, and property damage as required by Cyprus law
SourceSection: What we cover
This policy meets the minimum legal requirements in respect of the Insured's liability for death or bodily injury to third parties and damage to third party property.
Geographic coverage excludes occupied areas
Driving other cars benefit specifically excludes the occupied areas of Cyprus
SourceSection: What we cover
It covers the policyholder whilst driving a saloon vehicle in the Republic of Cyprus, excluding occupied areas. This benefit provides Third Party cover only.
No Claim Bonus protection option
Optional benefit protecting insured against loss of No Claim Bonus entitlement upon claim submission
SourceSection: What we cover
This cover aims at protecting the Insured against losing his/her No Claim Bonus entitlement in the event of submitting a claim.
Sources
- digicare-insurance.comhttps://digicare-insurance.com/blog/car-insurance-cyprus(opens in a new tab)
- atlantic.com.cyhttps://www.atlantic.com.cy/gr/%CF%83%CF%87%CE%AD%CE%B4%CE%B9%CE%B1-%CE%B1%CF%83%CF%86%CE%AC%CE%BB%CE%B9%CF%83%CE%B7%CF%82-%CE%B9%CE%B4%CE%B9%CF%89%CF%84%CF%8E%CE%BD/%CE%B1%CF%83%CF%86%CE%AC%CE%BB%CE%B9%CF%83%CE%B7-%CE%BF%CF%87%CE%B7%CE%BC%CE%AC%CF%84%CF%89%CE%BD(opens in a new tab)
Atlantic Motor third-party liability