Atlantic Insurance Co. Public Ltd
Atlantic
Atlantic is a motor third-party liability insurance for the Cyprus market with no online purchase and 24/7 assistance.
Direct payment
Premiums can be paid online via Pay Online, SEPA, Web Banking, JCC or Revolut, or managed through the My Atlantic customer portal.
Geographic scope
Republic of Cyprus, extended to countries signatory to the Multilateral Guarantee Agreement
Covers use of the insured vehicle in the Republic of Cyprus and, under the Third Party section, in any country that has signed the Multilateral Guarantee Agreement; the Driving Other Cars extension excludes the occupied areas of Cyprus.
Unique selling points
- Every motor insurance tier, including the legal-minimum Third Party policy, includes free 24-hour accident care and roadside assistance.
- Even the base Third Party policy includes windscreen glass breakage cover up to €300, a benefit some competitors reserve for higher tiers.
- Atlantic positions its motor insurance as a five-step ladder from the legal minimum up to a top Comprehensive Executive policy, letting customers scale cover as needs grow.
- An optional No Claim Bonus Protection benefit lets policyholders submit a claim without automatically losing their accumulated no-claims discount.
- Atlantic describes itself as a leader in the Cypriot motor insurance market, offering comprehensive coverage combinations at competitive prices with prompt claims settlement.
Coverage limits
Bodily injury liability
€38,600,000,962,000,166,000,000,000,000
Liability for bodily injury to or death of any third party (excluding the driver), meeting the minimum legal requirements in Cyprus; included from the base Third Party tier and carried through Third Party Plus.
Property damage liability
€1,300,000
Liability for damage to third party property, meeting the minimum legal requirements in Cyprus; included from the base Third Party tier and carried through Third Party Plus.
Legal defence
No limit stated
No legal defence/legal expenses cover is described for the Third Party or Third Party Plus tiers on the official product page.
Green Card / cross-border liability extension
Covered
Third Party cover extends to the use of the insured vehicle in any country that has signed the Multilateral Guarantee Agreement; no separate monetary limit is stated.
24-hour accident care and roadside assistance
Covered
All motor insurance tiers, including the base Third Party policy, provide free 24-hour roadside assistance and accident care; no monetary limit is stated.
Personal accident cover for named drivers
€20,000
Only in Third Party Plus
Third Party Plus provides personal accident cover to named drivers of €20,000 per person, available for drivers aged between 24 and 70 with more than 2 years of regular Cypriot/UK driving licence; not included in the base Third Party tier.
Key conditions
Territorial scope
Third Party cover applies in the Republic of Cyprus and extends to any country that has signed the Multilateral Guarantee Agreement; the Driving Other Cars extension excludes the occupied areas of Cyprus.
Green card rules
Third Party cover is honoured in countries that have signed the Multilateral Guarantee Agreement, functioning as the Green Card equivalent for cross-border driving.
Driver restrictions
Under Third Party Plus, personal accident cover and related driver benefits require the driver to be aged between 24 and 70 with more than 2 years of regular Cypriot/UK driving licence.
Claim notification deadline
Notify the insurer as soon as possible after an accident (Atlantic's 24-hour Rescue Line / claim form should be used immediately); general Cyprus market practice is to report within 3 working days even if no claim is intended, as late notification can be grounds for claim rejection.
SourceBonus-malus rules
No Claim Bonus (NCB) is a premium discount related to the number of claim-free years; an optional No Claim Bonus Protection benefit protects the NCB entitlement when a claim is submitted, subject to restrictions on the number/amount of claims allowed over specific insurance periods.
Where to buy
Policy specifics
Windscreen and glass coverage
Breakage of glass in windscreen or windows covered at limited amount under Third Party base policy, with enhanced coverage options available
Source24-hour accident care and roadside assistance
Included benefit in all motor policies providing 24-hour assistance for accidents and breakdowns
SourceThird party liability coverage
Mandatory legal coverage for liability to third parties for bodily injury, death, and property damage as required by Cyprus law
SourceGeographic coverage excludes occupied areas
Driving other cars benefit specifically excludes the occupied areas of Cyprus
SourceNo Claim Bonus protection option
Optional benefit protecting insured against loss of No Claim Bonus entitlement upon claim submission
SourceNatural perils coverage extension
Optional extension providing indemnity for vehicle damage caused by natural perils
SourceSources
- https://digicare-insurance.com/blog/car-insurance-cyprus
- https://www.atlantic.com.cy/gr/%CF%83%CF%87%CE%AD%CE%B4%CE%B9%CE%B1-%CE%B1%CF%83%CF%86%CE%AC%CE%BB%CE%B9%CF%83%CE%B7%CF%82-%CE%B9%CE%B4%CE%B9%CF%89%CF%84%CF%8E%CE%BD/%CE%B1%CF%83%CF%86%CE%AC%CE%BB%CE%B9%CF%83%CE%B7-%CE%BF%CF%87%CE%B7%CE%BC%CE%AC%CF%84%CF%89%CE%BD