
Anytime Online by INTERAMERICAN Motor third-party liability (Standard Drive Auto)
Underwritten by INTERAMERICAN Greek Insurance Company S.A. (Cyprus Branch) · Cyprus
motor third-party liability insurance from Anytime Online by INTERAMERICAN for the Cyprus market, with online purchase and 24/7 assistance.
Last verified Aug 24, 2026Sources
Key facts
- Anytime Online by INTERAMERICAN
Unique selling points
Roadside assistance is included on every tier and covers incidents in both Cyprus and Greece, not just the home market.
24/7 on-scene accident care team that photographs the scene, gathers witness details and helps complete the accident report on the spot.
Covered windscreen and glass claims are settled directly with the repairer with no upfront cash outlay by the customer.
The Smart Drive telematics program rewards safe driving behaviour with premium discounts on renewal via a mobile app-based score.
Fully digital, self-service purchase and policy management through the anytimeonline.com.cy website and the my anytime portal.
Coverage limits
Liability limit (covers injury + property damage)
One combined sum for both bodily injury and property damage, not two separate limits.
Legal Defence Cover
No limit stated
No separate legal defence/legal expenses cover is described for this product in the reviewed sources.
Green Card
Covered
The IPID states third-party liability cover extends to use of the vehicle in states signatory to the Green Card / Council of Bureaux Internal Regulations, but no separate Green Card coverage limit or fee is stated.
Section: Where am I covered?
Third party liability cover provides cover for use of the vehicle in any state signatory to the Internal Regulations of the General Assembly of the Council of Bureaux, including all EU Member States.
Roadside Assistance
Covered
24-hour roadside assistance in Cyprus and Greece for breakdowns and accidents, including on-site help, vehicle towing to a repair shop or a location of the insured's choice, included in all programs and tiers (Economic, Value, Premium) of Auto, Truck and Smart Drive.
Section: 2. Προγράμματα ασφάλισης > 2.6 Οδική Βοήθεια
Η Οδική Βοήθεια περιλαμβάνει τις παρακάτω καλύψεις, οι οποίες ισχύουν για περιστατικά που συμβαίνουν στην Κύπρο και στην Ελλάδα, 24 ώρες το 24ωρο:
Driver Personal Accident
€10K
Covers the driver of the insured vehicle for an accident during driving resulting in death or bodily injury; fixed limit of €10,000 for death and percentage-based compensation for injury. Included in the Economic, Value and Premium tiers.
Section: Economic > Personal Accident
The driver of the motor vehicle will be covered for an accident that takes place while driving, which leads to death or the serious injuries referred to in the relevant insurance term. The amount of cover in the event of death is €10.000.
Passenger Liability
Covered
Covers liability towards any passenger lawfully carried in or entering/exiting the insured vehicle; this liability is included within, not additional to, the third-party liability limits (€38,600,000 bodily injury / €1,300,000 property damage), applied once per incident.
Section: 2. Προγράμματα ασφάλισης > 2.3 Ευθύνη επιβατών
Η υψη υθ νη ντι ου πε αμβ αι ε θύν ου τε πιβάτη ου μιμα επιβαί , ή εξέ αι α α φα σμ ο μη ίνη μ .
Key conditions
Driver restrictions
Standard Drive programs cover the main driver and any other named driver aged 25-80 with a valid driving licence held for more than 2 years, without needing to be named; if a driver under 25 is declared, any driver aged 18-80 is covered. Learner and international driving licences are not accepted.
Claim notification deadline
The insured must notify the company as soon as practically possible (from the accident scene where possible) via the Accident Care phone line, and notify it in writing with full details within eight (8) days of the incident or, if not practically possible, as soon as possible.
SourceClause Article 13, Paragraph 2Page 10Section: Article 13 | What obligations does the Insured Person have and what rights does the Company have? > 2. After Damage occurs
Notify the Company of the relevant Incident as soon as practically possible, from the scene of the Accident if this is possible, by calling the designated phone line of the Company’s Accident Care Service. Notify in writing and inform the Company of every detail within eight (8) days of the occurrence of the Incident or, if this is not practically possible, as soon as possible.
Bonus-malus rules
No traditional bonus-malus (no-claims discount) scale is stated in the reviewed sources; the Smart Drive line instead applies a 'Pay How You Drive' model, adjusting the renewal premium based on a telematics-derived driving score rather than claims history.
Territorial scope
Cover applies in the Republic of Cyprus and in the Sovereign Base Areas of the United Kingdom in Cyprus; the mandatory third-party liability extends to states signatory to the Green Card / Council of Bureaux system, including EU member states.
Documents
Insurance Product Information Document - ANYTIME AUTO (opens in a new tab)
Product information sheet · PDF
Pre-contractual Information Document (Ενημερωτικό Έντυπο) - Motor Insurance (opens in a new tab)
Other document · PDF
Motor Insurance product page (Standard Drive & Smart Drive) (opens in a new tab)
Other document · PDF
Motor Insurance Terms Handbook (05.2018 Edition) (opens in a new tab)
Terms & conditions · PDF
Policy specifics
Personal Accident Cover
Coverage for death or personal injury of driver with fixed limit of €10,000 for death and percentage-based compensation for injuries
SourceClause 2.10Page 4/10Section: 2.10 Personal Accident
The driver of the motor vehicle will be covered for an accident that takes place while driving, which leads to death or the serious injuries referred to in the relevant insurance term. The amount of cover in the event of death is €10.000.
Wrong Fuel Misfueling Cover
Coverage for costs of cleaning and draining vehicle fuel tank when wrong fuel is injected, up to €250 when refueling at lawfully operating gas stations
SourceSection: Value > Misfueling
The Company covers the costs (up to 250€) of cleaning and draining the Motor Vehicle’s fuel tank incurred as a result of injecting the wrong fuel in the Motor Vehicle, but only when refuelling is carried out by the employee of a gas station lawfully operating in Cyprus.
Windscreen and Glass Damage Cover
Optional coverage for damage to windscreen and glass damage including side windows and rear windows
SourceSection: Some general info > Which motor insurance plans are available at Anytime?
Additionally, for passenger vehicles, the cover of Windscreen & Glass Damage (optional) is included.
Road Assistance Cover
24-hour roadside assistance for breakdowns and accidents in Cyprus and Greece, including mobile repair crew dispatch and vehicle transportation
SourceSection: Economic > Road Assistance
Road Assistance includes the following covers, which are provided for accidents that take place in Cyprus and in Greece, on 24-hour basis: On-site service of the insured motor vehicle by a mobile repair crew, in any case of breakdown or accident Transportation of the motor vehicle to a repair shop or other location of choice.
Authorized Driver Age Restrictions
Authorized drivers other than the insured must be aged 25-80 years with regular driving license held for at least 2 years
SourceSection: Economic > Cover for the liability of Authorized Drivers
Cover is provided for any authorized driver other than the insured between 25-80 years of age and holders of a regular driving licence over 2 years.
Third Party Liability Coverage (Mandatory)
Third party liability cover is legally mandatory for all vehicles including trailers towed by the insured vehicle, covering driver and passenger liability
SourceSection: Economic > Third party liability
The third party liability cover is mandatory for all vehicles (including the trailer while it is towed by your vehicle), according to the applicable Law.
Theft Claim Waiting Period
Theft claims are covered only 28 days after the date vehicle is reported as stolen to the company
SourceClause 2.12Page 4/10Section: 2.12 Complete Theft
The claim will be covered 28 days after the date on which the vehicle has been reported to the Company as stolen, provided that the motor vehicle (either in whole or in part) has not been found by the competent authorities.
Policy Language Requirement
Insurance policy documents and consumer information are provided in Greek as the standard language
SourcePage 9/10Section: 10. Language
The relevant information is provided to the consumer in Greek. The Company undertakes the obligation to communicate with you and to draw up the terms of the Insurance Policy in Greek .
Sources
- anytimeonline.com.cyhttps://www.anytimeonline.com.cy/en/By-your-side/faqs(opens in a new tab)
- anytimeonline.com.cyhttps://www.anytimeonline.com.cy/en/allprograms/personal-vehicle(opens in a new tab)
- anytimeonline.com.cyhttps://www.anytimeonline.com.cy/online/wcm/connect/www.anytimeonline.com.cy-10355/c5588f2f-9464-4caf-9328-9ef765fc8cb2/enimerotiko_entypo.pdf?MOD=AJPERES&CVID=lKvrOIR&CVID=lKvrOIR&CVID=lKvrOIR#page=3(opens in a new tab)
- anytimeonline.com.cyhttps://www.anytimeonline.com.cy/online/wcm/connect/www.anytimeonline.com.cy-10355/c5588f2f-9464-4caf-9328-9ef765fc8cb2/enimerotiko_entypo.pdf?MOD=AJPERES&CVID=lKvrOIR&CVID=lKvrOIR&CVID=lKvrOIR#page=9(opens in a new tab)
- anytimeonline.com.cyhttps://www.anytimeonline.com.cy/services/portlets/cy/public/resources/motor_entipa_en/anytime_cy_eggrafo_pliroforion_autokinitou_en.pdf#page=2(opens in a new tab)
- anytimeonline.com.cyhttps://www.anytimeonline.com.cy/services/portlets/cy/public/resources/motor_entipa_en/anytime_cy_enimerotiko_entypo_anytime_motor_en.pdf#page=4(opens in a new tab)
- anytimeonline.com.cyhttps://www.anytimeonline.com.cy/services/portlets/cy/public/resources/motor_entipa_en/anytime_cy_enimerotiko_entypo_anytime_motor_en.pdf#page=9(opens in a new tab)
- anytimeonline.com.cyhttps://www.anytimeonline.com.cy/services/portlets/cy/public/resources/motor_entipa_en/anytime_cy_terms_auto_en.pdf#page=10(opens in a new tab)
Anytime Online by INTERAMERICAN Motor third-party liability