ERB ASFALISTIKI Motor third-party liability (Third Party Liability)
Underwritten by ERB Asfalistiki Ltd · Cyprus
motor third-party liability insurance from ERB ASFALISTIKI for the Cyprus market, with 24/7 assistance.
Last verified Aug 23, 2026Sources
Key facts
- ERB ASFALISTIKI
Unique selling points
Provision of Road Assistance and Accident Care Services by independent providers, 24 hours a day, 365 days a year.
Windscreen and window breakage is covered while keeping the premium at the same cost following the claim submitted.
Optional premium protection keeps the premium at the same level even after a claim is submitted.
Extends liability cover to driving other vehicles not owned by the insured, employer, or partner, as part of the same policy.
Provision of medical cover to drivers, extending beyond the mandatory third-party-only scope.
Coverage limits
Liability limit (covers injury + property damage)
One combined sum for both bodily injury and property damage, not two separate limits.
Covered
Legal Defence Costs
No limit stated
Not addressed on the product page or in the T&C document provided.
Green Card / International Motor Insurance Certificate
No limit stated
Not explicitly addressed on the product page; not found as a distinct stated coverage in the sources reviewed.
Road Assistance and Accident Care Services
Covered
Provision of Road Assistance and Accident Care Services by independent providers, 24 hours a day, 365 days a year.
Optional Medical Cover for Insured/Authorized Drivers
Optional
Optional medical insurance coverage for the insured and the authorized drivers of the insured vehicle following a motor accident, framed as medical expenses rather than a fixed accident benefit.
Key conditions
Driver restrictions
Extended liability cover for driving other vehicles excludes motorcycles, buses, lorries, and special type vehicles, and only applies to vehicles not belonging to the insured, their employer, or partner.
Claim notification deadline
No specific claim notification deadline is stated in the sources reviewed.
Bonus-malus rules
The Company issues a Claims History Statement covering at least the last 5 years of insurance history, free of charge upon written request, within 15 days of application; this history is taken into account when calculating premium pricing and in providing premium discounts or more favourable conditions to the insured.
Territorial scope
Coverage applies in Cyprus, in the areas effectively controlled by the Republic of Cyprus.
Documents
Policy specifics
Legal Liability for Compensation to Third Parties
Primary mandatory coverage covering the insured's legal liability to compensate third parties for bodily injury, death, and property damage in Cyprus
SourceSource no longer reachableLegal Liability for Driving Other Vehicles
Coverage extends to legal liability when driving vehicles not belonging to the insured, employer, or partner (excluding motorcycles, buses, lorries, and special vehicles)
SourceSource no longer reachableOptional Medical Cover
Optional coverage for medical expenses of the insured and authorized drivers following a motor accident
SourceSource no longer reachableRoad Assistance and Accident Care Services
24/7 road assistance and accident care services provided by independent providers
SourceSource no longer reachablePremium Protection After Claim
Optional coverage maintaining the insurance premium at the same level after a claim is submitted
SourceSource no longer reachableGeographical Coverage Scope
Coverage applies in Cyprus, in the areas effectively controlled by the Republic of Cyprus.
SourceSource no longer reachableExcluded Vehicle Types from Other Vehicle Coverage
Coverage for driving other vehicles excludes motorcycles, buses, lorries, and special type vehicles
SourceSource no longer reachableOff-Road Use Exclusion
Use of motor vehicle beyond the scope of the legal definition of 'road' is excluded from coverage
SourceSource no longer reachableStandard Policy Exclusions
War, acts of terrorism, nuclear radiation, environmental pollution, premeditated crimes, property being transported/loaded, unlawfully carried passengers, and property of the insured or claimants are excluded
SourceSource no longer reachable