Ethniki Insurance Motor third-party liability (Motor Trade Third Party Liability)
Underwritten by Ethniki General Insurance (Cyprus) Ltd · Cyprus
motor third-party liability insurance from Ethniki Insurance for the Cyprus market, with 24/7 assistance.
Last verified Aug 24, 2026Sources
Key facts
- Ethniki Insurance
Unique selling points
Cover extends to use of the vehicle anywhere within Cyprus beyond the "road" as defined by law, not just public roads.
Road safety and accident-care assistance is included as a main cover even on this third-party-only trade policy.
Legal costs and expenses incurred with the insurer's written consent are covered.
Coverage limits
Liability limit (covers injury + property damage)
One combined sum for both bodily injury and property damage, not two separate limits.
€38.6M
Legal Costs and Expenses
Covered
Costs and expenses incurred with the written consent of Ethniki General Insurance (Cyprus) Ltd are covered; no specific monetary limit is stated.
Section: What is Insured? > Main Covers
Cost and expenses incurred with the written consent of Ethniki General Insurance (Cyprus) Ltd.
Green Card / International Motor Insurance Card
Excluded
Damage or liability caused outside the geographical area of Cyprus is explicitly excluded; this policy does not extend cover abroad via a Green Card.
Section: What is not Insured?
Damage or liability caused out side of geographical area, used by an unauthorized driver or is in the custody of an unauthorized driver.
Road Safety / Accident Care Service
Covered
Road safety services (accident care) are listed as a main cover of this policy; no monetary limit or frequency (24/7) is stated in this document.
Section: What is Insured? > Main Covers
Road safety services (accident care)
Driver Personal Accident
No limit stated
Not listed among the Main or Optional Covers of this Third Party Liability policy; personal accident cover for the driver is not mentioned in the source document.
Key conditions
Driver restrictions
Cover applies only to the Insured or other Authorized Driver specified in the schedule; liability is excluded if the driver is under the influence of intoxicating liquor or drugs, or if the vehicle is used or held by an unauthorized driver. Vehicles exceeding 7200cc, steam vehicles and motorcycles are excluded from this product.
Claim notification deadline
The Insured must give notice to Ethniki General Insurance (Cyprus) Ltd with full particulars as soon as possible after any occurrence which may give rise to a claim; no specific number of days is stated.
Territorial scope
Valid within the geographical area of Cyprus, excluding areas of the Republic that are not controlled by the Government of the Republic of Cyprus.
Documents
Policy specifics
Third Party Liability
Legal liability coverage for bodily injury or death and property damage caused to third parties
SourcePage 1Section: What is Insured? > Main Covers
Third Party Liability of the Insured or other authorized driver for any sum which the Insured become legally liable to pay, subject to the Company limits as stated below in respect of: a) bodily injuring to or death of any person up to €38.600.000 b) damage to property up to €1.300.000
Geographical Coverage Territory
Coverage applies only within the geographical area of Cyprus, excluding areas not controlled by the Government of the Republic of Cyprus.
SourcePage 2Section: Where am I covered?
The Third Party Liability cover is valid within the geographical area of Cyprus, excluding areas of the Republic that are not controlled by the Government of the Republic of Cyprus.
Insurance Proposal Requirements
Obligation to answer all insurance proposal questions honestly, clearly and completely
SourceSources
- genikesinsurance.com.cyhttps://www.genikesinsurance.com.cy/globalassets/insurance/ipids/en/insurance-motor-vehicle-motor-trade-third-party-liability.pdf#page=1(opens in a new tab)
- genikesinsurance.com.cyhttps://www.genikesinsurance.com.cy/globalassets/insurance/ipids/en/insurance-motor-vehicle-motor-trade-third-party-liability.pdf#page=2(opens in a new tab)