Progressive Insurance Company Limited
Progressive
Progressive is a motor third-party liability insurance for the Cyprus market with no online purchase and 24/7 assistance.
Direct payment
Progressive Insurance provides the flexibility of automatic payment of your premiums with the safety of JCC's operational transactions.
Geographic scope
Republic of Cyprus (government-controlled areas)
Cover excludes the occupied areas of Cyprus but extends to countries that have signed the Multilateral Guarantee Agreement, including EU/EEA member states such as Austria, Belgium, Germany, France and Greece.
Unique selling points
- Free 24/7 Road Assistance and Accident Care is included in every car insurance program, not sold as a separate add-on.
- In-house assistance staff attend the accident scene, complete the accident report form and diagram, so the claim is submitted automatically.
- Progressive operates its own dedicated 24-hour, 7-days-a-week assistance hotline (77 77 20 99) for breakdowns and accidents.
- The Diamond comprehensive program layers additional protections on top of the other car insurance programs for fuller peace of mind.
Coverage limits
Bodily Injury Liability
Covered
Compulsory third-party bodily injury liability cover is included as one of the necessary legal coverages in all Progressive car insurance programs; the specific sum insured is not disclosed on Progressive's own public pages. Cyprus law (Motor Vehicles (Third-Party Insurance) Law 96(I)/2000, as amended) sets a general statutory minimum, but this figure is not stated by Progressive itself.
Property Damage Liability
Covered
Compulsory third-party property damage liability cover is included as one of the necessary legal coverages in all Progressive car insurance programs; the specific sum insured is not disclosed on Progressive's own public pages.
Legal Defence
No limit stated
No information about a legal defence/legal expenses benefit was found on Progressive's reviewed public pages.
Green Card
Covered
Vehicle liability cover extends to countries that have signed the Multilateral Guarantee Agreement (e.g. Austria, Belgium, Switzerland, Czech Republic, Germany, Denmark, UK, Spain, France, Finland, Greece and others), but is excluded in the occupied areas of Cyprus.
Road Assistance and Accident Care
Covered
All car insurance programs include free 24/7 Road Assistance and Accident Care; Road Assistance covers vehicle breakdown/malfunction and Accident Assistance responds at the scene of an accident, completing the accident report form and diagram so the claim is submitted automatically.
Driver Personal Accident
No limit stated
No information about a driver personal accident benefit was found on Progressive's reviewed public pages.
Passenger Accident
No limit stated
No information about a passenger accident benefit was found on Progressive's reviewed public pages.
Key conditions
Territorial scope
Cover applies within the Republic of Cyprus (government-controlled areas) and extends to Multilateral Guarantee Agreement signatory countries, including EU/EEA states; the occupied areas of Cyprus are excluded.
Green card rules
The vehicle is not covered in the occupied parts of Cyprus; there is coverage in the countries that have signed the Multilateral Guarantee Agreement, such as Austria, Belgium, Switzerland, Czech Republic, Germany, Denmark, UK, Spain, France, Finland, Greece, Hungary, Croatia, Italy, Ireland, Iceland, Luxembourg, Norway, the Netherlands, Portugal, Sweden, Slovakia, Slovenia, Estonia, Belarus, Lithuania, Malta, Poland, Andorra, Bulgaria and Romania.
Driver restrictions
Under Progressive Insurance Ltd's Motor Insurance program (as stated on the commercial motor page), named drivers (up to six persons) are covered within an age range of 23 to 70 years old. Policyholders must notify Progressive of any change in drivers regardless of the insurance scheme held.
Claim notification deadline
Policyholders are instructed to call Progressive Assistance on 7777 2099 in all accident cases; no specific day-based notification deadline is stated on the public FAQ for the personal car insurance product.
Bonus-malus rules
Progressive Insurance Ltd applies a No Claims Bonus (NCB) discount system to its motor insurance policies, confirmed by dedicated 'NCB Policy' and 'No Claim Bonus Form' documents issued to policyholders (available via the company's Documents page). The exact bonus-malus percentage scale is not publicly disclosed on the company website and is detailed in the individual policy's NCB Policy document provided by Progressive Insurance Ltd upon request.
Documents
Motor Forms & Documents (Motor Proposal, Motor Coverages Saloon/Commercial, No Claim Bonus Form, NCB Policy, Motor Claim Form, Discharge Receipt, Road Assistance/Road Accident Terms)
other
Car Insurance (Personal Motor Insurance) product page
other
Motor Insurance (Commercial) product page
other
Policy specifics
Mandatory Third Party Liability
Motor insurance is compulsory in Cyprus and all Progressive motor policies include mandatory third-party liability coverage for bodily injury and property damage to third parties
Source24/7 Road Assistance and Accident Care
All Progressive motor insurance programs include complimentary 24/7 road assistance and accident care services as standard
SourceTerritorial Coverage and Green Card
Third-party liability coverage extends to EU/EEA member states and countries that have signed the Multilateral Guarantee Agreement; excludes occupied areas of Cyprus
SourceNamed Drivers Age Restriction
Progressive motor insurance policies allow up to six named drivers aged 23-70 years old; drivers outside this range are excluded from coverage
SourceMulti-Tier Coverage Programs
Progressive offers four tiered motor insurance programs: Crystal (basic/minimum legal requirements), Silver (standard), Gold (enhanced), and Diamond (comprehensive)
SourceNo Claims Bonus (NCB) Discount System
Progressive applies a No Claims Bonus discount system to motor insurance policies with dedicated NCB Policy and No Claim Bonus Form documents
Source