Progressive Insurance Company Limited
Progressive
Progressive is a motor third-party liability insurance for the Cyprus market with no online purchase and 24/7 assistance.
Direct payment
Progressive Insurance provides the flexibility of automatic payment of your premiums with the safety of JCC's operational transactions.
Geographic scope
Republic of Cyprus (government-controlled areas)
Cover excludes the occupied areas of Cyprus but extends to countries that have signed the Multilateral Guarantee Agreement, including EU/EEA member states such as Austria, Belgium, Germany, France and Greece.
Unique selling points
- Free 24/7 Road Assistance and Accident Care is included in every car insurance program, not sold as a separate add-on.
- In-house assistance staff attend the accident scene, complete the accident report form and diagram, so the claim is submitted automatically.
- Progressive operates its own dedicated 24-hour, 7-days-a-week assistance hotline (77 77 20 99) for breakdowns and accidents.
- The Diamond comprehensive program layers additional protections on top of the other car insurance programs for fuller peace of mind.
Coverage limits
Bodily Injury Liability
Covered
Compulsory third-party bodily injury liability cover is included as one of the necessary legal coverages in all Progressive car insurance programs; Progressive's own public pages do not disclose the specific sum insured it applies, but Cyprus law (Motor Vehicles (Third-Party Insurance) Law 96(I)/2000, as amended by Law 167(I)/2023) sets a statutory floor of at least this amount for every Cyprus motor insurer, including Progressive.
€38.6 million for bodily injury per accident and €1.3 million for property damage
Property Damage Liability
Covered
Compulsory third-party property damage liability cover is included as one of the necessary legal coverages in all Progressive car insurance programs; the specific sum insured is not disclosed on Progressive's own public pages, but Cyprus law sets a statutory floor of at least this amount.
€38.6 million for bodily injury per accident and €1.3 million for property damage
Legal defence
Not established from the reviewed documents
Progressive Insurance Cyprus's public product pages (car-insurance, motor-insurance, road-assistance, FAQ) describe its motor programmes as including road assistance, accident-care, and 'all necessary legal coverages,' but no dedicated legal-expenses/legal-defence limit, sum insured, or exclusion is stated anywhere in the reviewed public materials. Repeated searches for a Progressive-specific legal-protection IPID or clause in Cyprus did not surface any document; the phrase found on the site refers to legally-compulsory motor covers rather than a distinct legal-defence benefit, so the field is left as unknown rather than assumed not covered.
Green Card
Covered
No limit stated
Vehicle liability cover extends to countries that have signed the Multilateral Guarantee Agreement (e.g. Austria, Belgium, Switzerland, Czech Republic, Germany, Denmark, UK, Spain, France, Finland, Greece and others), but is excluded in the occupied areas of Cyprus.
is coverage in countries that have signed the multiparty agreement guarantee
Road Assistance and Accident Care
Covered
No limit stated
All car insurance programs include free 24/7 Road Assistance and Accident Care; Road Assistance covers vehicle breakdown/malfunction and Accident Assistance responds at the scene of an accident, completing the accident report form and diagram so the claim is submitted automatically.
Progressive Assistance offers 24-hour, 7 days a week support.
Driver Personal Accident
No limit stated
No information about a driver personal accident benefit was found on Progressive's reviewed public pages; Personal Accident Insurance appears only as a separate commercial group-policy product for employers, not within the motor/MTPL product.
Passenger Accident
No limit stated
No information about a passenger accident benefit was found on Progressive's reviewed public pages or motor documentation located via web search.
Key conditions
Territorial scope
Cover applies within the Republic of Cyprus (government-controlled areas) and extends to Multilateral Guarantee Agreement signatory countries, including EU/EEA states; the occupied areas of Cyprus are excluded.
SourceBased on the Motor Vehicle Laws your vehicle is not covered in the occupied parts of Cyprus.
Green card rules
The vehicle is not covered in the occupied parts of Cyprus; there is coverage in the countries that have signed the Multilateral Guarantee Agreement, such as Austria, Belgium, Switzerland, Czech Republic, Germany, Denmark, UK, Spain, France, Finland, Greece, Hungary, Croatia, Italy, Ireland, Iceland, Luxembourg, Norway, the Netherlands, Portugal, Sweden, Slovakia, Slovenia, Estonia, Belarus, Lithuania, Malta, Poland, Andorra, Bulgaria and Romania.
Sourceis coverage in countries that have signed the multiparty agreement guarantee
Driver restrictions
As stated on Progressive's commercial motor insurance page, named drivers (up to six persons) are covered within an age range of 23 to 70 years old. Policyholders must notify Progressive of any change in drivers regardless of the insurance scheme held; this figure is not separately confirmed on the personal/private-car motor page.
SourceNamed drivers (up to six persons) age: 23-70 years old
Claim notification deadline
Policyholders are instructed to call Progressive Assistance on 77 77 20 99 in the event of an accident, breakdown, or emergency; no specific day-based notification deadline is stated on Progressive's public pages for the personal car insurance product.
SourceIn the event of an accident call our Progressive Assistance by dialing 77 77 20 99.
Bonus-malus rules
Progressive Insurance Ltd applies a No Claims Bonus (NCB) discount system to its motor insurance policies, confirmed by dedicated 'NCB Policy' and 'No Claim Bonus Form' documents issued to policyholders (available via the company's Documents page). The exact bonus-malus percentage scale is not publicly disclosed on the company website and is detailed in the individual policy's NCB Policy document provided by Progressive Insurance Ltd upon request.
SourceNO CLAIM BONUS FORM (GR)
Documents
Motor Forms & Documents (Motor Proposal, Motor Coverages Saloon/Commercial, No Claim Bonus Form, NCB Policy, Motor Claim Form, Discharge Receipt, Road Assistance/Road Accident Terms)
Other document
Car Insurance (Personal Motor Insurance) product page
Other document
Car Insurance (Personal Motor Insurance) product page - Greek version
Other document
Motor Insurance (Commercial) product page
Other document
Policy specifics
Mandatory Third Party Liability
All Progressive motor insurance programs include compulsory third-party liability coverage as per Cyprus Motor Vehicles (Third Party Insurance) Law 96(I)/2000
Source24/7 Road Assistance and Accident Care
All Progressive motor insurance programs include complimentary 24/7 road assistance and accident care services as standard benefit
SourceGreen Card (Multilateral Guarantee Agreement Coverage)
Third-party liability coverage extends to EU/EEA member states and Multilateral Guarantee Agreement signatory countries; excludes occupied areas of Cyprus
SourceNamed Drivers Age Restriction
Progressive motor insurance policies allow up to six named drivers within age range 23-70 years old
SourceNo Claims Bonus (NCB) Discount System
Progressive applies No Claims Bonus discount system with dedicated NCB Policy and No Claim Bonus Form documents
SourceMulti-Tier Coverage Programs
Progressive offers four tiered motor insurance programs: Crystal (basic), Silver (standard), Gold (enhanced), and Diamond (comprehensive)
SourceTerritorial Coverage and Green Card
Third-party liability coverage extends to EU/EEA member states and countries that have signed the Multilateral Guarantee Agreement; excludes occupied areas of Cyprus.
Sourceis coverage in countries that have signed the multiparty agreement guarantee
Multi-Tier Coverage Programs
Progressive offers four tiered motor insurance programs: Crystal (basic/minimum legal requirements), Silver (standard), Gold (enhanced), and Diamond (comprehensive); these tier names are documented by a third-party Cyprus insurance directory rather than explicitly listed together on Progressive's own product page, which names only the Diamond comprehensive program directly.
SourceIt offers tiered motor insurance plans including Crystal, Silver, Gold, and Diamond.