Trust International Insurance Company (Cyprus) Limited
Trust Insurance Cyprus
Trust Insurance Cyprus is a motor third-party liability insurance for the Cyprus market with no online purchase and 24/7 assistance.
Direct payment
No direct payment information is explicitly stated for MTPL claims. Claims must be submitted through Trust Insurance agents or via the online claims form; for major damage or injury the Police must be contacted immediately on Emergency Line 112.
Geographic scope
Cyprus (excluding areas not under the effective control of the Republic of Cyprus)
Cyprus and all EU/EEA member states and states signatory to Part III of the Unified Agreement (Green Card system)
Unique selling points
- Two customisable Additional Coverage packages (e.g. Passengers Liability, Windscreen Protection, Driving Off Road) included at no extra cost on top of the mandatory MTPL base policy.
- 24/7 roadside and accident assistance hotline included free, covering flat tyres, dead batteries, fuel delivery, and towing to a workshop of the insured's choice.
- Free 'If You Drink, Don't Drive' safe ride home service included on all policies at no extra cost.
- Up to 4 named drivers permitted under a single MTPL policy.
Coverage limits
Legal Defence Costs
No limit stated
No specific legal defence costs coverage is confirmed in Trust Insurance Cyprus MTPL product documentation. This coverage is not prominently disclosed on Trust's MTPL product pages and no IPID for Trust's MTPL was publicly retrievable, so availability remains unconfirmed.
Green Card / International Motor Insurance Certificate
Covered
Since the vehicle is registered in the Republic of Cyprus, the policy automatically covers the insured in all EU/EEA member states and in states signatory to Part III of the Unified Agreement (Green Card system). Since January 2025, a digital Green Card displayed on a phone screen is legally valid as an alternative to a printed card; for non-EU Green Card countries a physical or digital Green Card must be obtained from the insurer.
24/7 Roadside and Accident Assistance
Covered
Included at no extra cost on all Trust motor policies including MTPL; covers flat tyres, dead batteries, fuel delivery, and towing to a workshop of the insured's choice, available via hotline 7777 8107.
Driver Personal Accident
Excluded
The MTPL policy explicitly does not cover personal injuries of the driver; the product FAQ states directly: 'No, you are not covered in case of personal injuries.' Trust Insurance recommends purchasing separate Personal Accident Insurance for this cover.
Passenger Personal Accident
Excluded
First-party personal accident coverage for passengers is not included in the standard MTPL product. Passengers are covered only as third parties for bodily injury liability, not as first-party accident beneficiaries; additional Personal Accident Insurance is recommended. A 'Passengers Liability' extension is separately available as part of the two optional Additional Coverage packages.
Key conditions
Territorial scope
Coverage applies in Cyprus (excluding areas not under the effective control of the Republic of Cyprus) and in all EU/EEA member states and countries signatory to Part III of the Unified Agreement (Green Card system). When using the vehicle abroad, the insured must immediately inform the Company of the destination country, reason for the trip, and duration of absence.
Green card rules
The Green Card is the International Motor Insurance Certificate proving valid cover when driving abroad. Cyprus-registered vehicles are automatically covered in all EU countries. For non-EU Green Card system countries, a physical or digital Green Card must be obtained from the insurer. Since January 2025, a digital Green Card displayed on a phone screen is legally valid as an alternative to a printed card.
Driver restrictions
Named drivers must be aged 23-70 and hold a driving licence issued more than two years prior. Up to 4 named drivers are permitted under the MTPL policy. Any driver aged 23-70 holding a driving licence issued more than two years prior may also drive the same or a similar type of vehicle.
Claim notification deadline
No specific numeric claim notification deadline is publicly disclosed. Claims must be submitted through Trust Insurance agents or via the online claims form; in the event of major damage or injury, the Police must be contacted immediately by dialling Emergency Line 112.
Bonus-malus rules
No bonus-malus (no-claims discount) rules are disclosed on Trust Insurance's publicly available MTPL product pages.
Policy specifics
If You Drink, Don't Drive - Safe Ride Home Service
Free safe ride home service for policyholders who have been drinking or have a medical emergency
SourceGreen Card / International Motor Insurance Certificate
Not established from the insurer's documents
Coverage applies in all EU/EEA member states and states signatory to Part III of the Unified Agreement; digital Green Card valid since January 2025
Driver Age and Experience Requirements
Named drivers must be aged 23-70 with driving licence issued more than two years; any driver aged 23-70 with same requirements may drive similar vehicle type
SourcePersonal Injury Exclusion - Driver Not Covered
Not established from the insurer's documents
MTPL policy explicitly does not cover personal injuries or accidents of the driver; coverage is third-party liability only
Two Customisable Additional Coverage Packages
MTPL product includes two optional add-on packages available at no extra cost; includes Passengers Liability, Windscreen Protection, Driving Off Road extensions
SourceClaim Submission and Management
Claims must be submitted through Trust Insurance agents or via online claims form; requires police report for accidents, theft, or criminal acts
Source