Minerva Insurance Motor third-party liability (Private Vehicles Third Party)
Underwritten by Minerva Insurance Company Public Ltd · Cyprus
motor third-party liability insurance from Minerva Insurance for the Cyprus market, with 24/7 assistance.
Last verified Aug 24, 2026
Unique selling points
Accident Care goes beyond towing — staff document the accident scene, photograph documents, and collect witness contact details to support the claim.
Roadside Assistance and Accident Care services are available depending on the selected package, not just on top-tier plans.
Roadside assistance operates 24 hours a day, 7 days a week, including Sundays and public holidays, across the whole of Cyprus.
Backed by a long-established, publicly listed Cyprus insurer offering tailored plans at competitive prices for individuals and businesses.
Coverage limits
Liability limit (covers injury + property damage)
One combined sum for both bodily injury and property damage, not two separate limits.
Covered
Roadside Assistance
Optional
No limit stated
24-hour, 7-day roadside and accident assistance service (towing, on-site repair, tyre change) available across the Republic of Cyprus, offered as a subscription depending on the selected package.
The above services are provided to the subscriber 24 hours a day, 7 days a week, including Sundays and public holidays throughout the territory of the Republic of Cyprus.
Driver Personal Accident
Conditional
No limit stated
Personal accident benefits for the driver are available depending on the selected package tier; specific limits are set out in the official policy documents/IPID.
Section: Compare all packages
Personal accident coverage for the policyholder and his / her spouse
Passenger Personal Accident
Conditional
No limit stated
Passengers of the insured vehicle are covered as third parties under the bodily injury liability cover; no separate passenger personal accident benefit is offered (personal accident cover applies only to the policyholder and spouse in some packages).
Section: Compare all packages
Personal accident coverage for the policyholder and his / her spouse
Key conditions
Driver restrictions
To arrange cover, the vehicle must have a valid Registration Certificate and Roadworthiness Certificate (MOT), and the driver must provide a valid Driving Licence; the driver's years of driving experience and accident history are used as underwriting/rating factors.
Claim notification deadline
Not specified in the reviewed sources; refer to the official policy documents/IPID for exact claim notification timelines.
Bonus-malus rules
Not explicitly detailed in the reviewed sources; pricing is stated to depend on personal factors such as years of driving experience and accident history, and vehicle-related factors.
Territorial scope
Cover applies to use of the vehicle in the Republic of Cyprus as required by the Motor Vehicles (Third-Party Liability Insurance) Law; specific territorial extensions are set out in the official policy documents.
Documents
Policy specifics
Accident Care
Immediate accident care services including scene documentation and claims assistance
SourceImmediate passage to the scene of the accident and completion of a claim form ensuring the following:
Personal Accident Cover
Coverage for personal accident benefits to driver and/or vehicle occupants
SourceSection: Compare all packages
Personal accident coverage for the policyholder and his / her spouse
Repair Network Restrictions
Possible network or repair approval restrictions for claims and vehicle repairs
SourceTowing in a car repair shop of the subscriber's choice.
Excess/Deductible
Policyholder contribution per claim (excess amount); specific limits depend on package and claim type
SourceMinerva Insurance Motor third-party liability