Atlantic Travel insurance (Travel Insurance)

Hospital medical treatment and other expenses as a result of an accident (Section 3) are covered up to €1,000 under Plan A, €2,000 under Plan B, €4,000 under Plan C and €5,000 under Plan D. Medical treatment and other expenses as a result of sickness (Section 4) are covered up to €500 under Plan A, €1,000 under Plan B, €1,500 under Plan C and €2,000 under Plan D. The separate Schengen Visa plan has its own €30,000 ceiling for medical expenses including repatriation, which does not apply to Plans A-D.

Urgent medical attention and emergency hospital treatment abroad is covered under Sections 3 and 4. For Plans A-D the published limits are €1,000/€2,000/€4,000/€5,000 (accident, Section 3) and €500/€1,000/€1,500/€2,000 (sickness, Section 4). The separate Schengen Visa plan has its own minimum of €30,000, which does not apply to Plans A-D.

Hospital medical treatment expenses necessarily incurred outside Cyprus following accidental bodily injury or serious sickness are covered under Sections 3 and 4; no specific sum insured is published.

Not separately specified in the available policy documents.

Compensation under Sections 3 and 4 shall not be payable for dental treatment.

Travelling and repatriation expenses necessarily incurred outside Cyprus as a direct result of accidental bodily injury or serious sickness are covered under Sections 3 and 4; no specific sum insured is published outside the Schengen plan's €30,000 ceiling.

Repatriation expenses following accidental bodily injury or serious sickness are covered under Sections 3 and 4; the Schengen Visa plan's medical expenses ceiling of €30,000 explicitly includes repatriation expenses.

Charges for the transport of body or ashes to Cyprus or funeral expenses overseas in the event of death are covered under Sections 3 and 4; no specific sum insured is published.

Not mentioned in the available policy documents.

There is no pandemic exclusion under standard travel insurance plans A, B, C and D. Under the Schengen Visa plan, pandemic cover is optional, requires a 35% extra premium, and is offered to vaccinated persons only.

Any loss, damage or liability resulting from pre-existing disability or illness is excluded, as is any loss or hospitalization from a condition for which the insured is receiving or on a waiting list for in-patient treatment, or has received a terminal prognosis (applicable to Sections 3, 4 and 6).

Loss arising from bodily injury sustained while engaged in winter sports is excluded unless the applicable additional premium is paid.

Loss arising from bodily injury sustained while engaged in racing, motor rallies and competitions, professional sports, mountaineering, pot holing, skin diving, scuba diving, or motorcycling is excluded.

Any loss, damage or liability of the insured person resulting from pregnancy or confinement is excluded.

Section 5 covers accidental injury to any person and accidental loss of or damage to property. Personal liability cover is not provided under Plan A; the published limits are €10,000 under Plan B, €15,000 under Plan C and €20,000 under Plan D. The separate Schengen Visa plan offers up to €10,000. Excludes animals, wilful/malicious/unlawful acts, trade/business/profession, and ownership/use of vehicles, aircraft or watercraft.

Not mentioned in the available policy documents.